Would you speed on foreign roads?

With the summer in full swing, you might be considering avoiding the hustle and bustle of the UK's airports and making the short trip to mainland Europe in your car.

Once you get there, with hours of travelling to do, will you be tempted to indulge in a little illegal speeding?

With penalty points not transferrable to your UK licence it can be enticing to go on your travels as fast as you can in the knowledge that you could end up being hit with just a fine and nothing else. Of course there are a number of things you need to know when driving in Europe but speeding could cost your dear.

However, while you will avoid racking up any points, you will be hit in other ways. According to research by Post Office Travel Money, if you're caught driving over the legal limit in France for example, you can face heavy on-the-spot fines often payable only by cash. In Italy this can be as high as £3,000, while the maximum fine in France is £1,470.

In more extreme cases, if you exceed the limit by 40kph in France then the police can confiscate your UK driving licence. If there is no-one else in the car with a valid licence then they can also confiscate your car.

Craig Jones, 46, from Tooting, fell foul of the French police when he was caught doing 108mph on what he thought was an autoroute.

"A police motorbike flashed me down and I had to go back two junctions to a van where they were collaring other speeders. They took me to a cashpoint and fined me 750 Euros. I was rushing to catch a ferry, and they told me that if I wasn't leaving the country they would have taken my licence. I missed the ferry anyway, and it cost me. I've learned my lesson."

Another British speeder Richard Pedley, 45, from Hertfordshire, got an added bonus when got fined 90 Euros for driving too quickly.

"I got stopped by a male and female police officer. The male officer led the way to the cashpoint and the female officer got in my car and we followed. Then she asked for my number. I got a fine, but then again, I got a date."

A recent survey found that up to 550,000 British drivers are flashed by French cameras. It also found that despite just 5% of drivers on French roads being foreign, they make up 27% of all speeding offences.

According to an RAC Foundation spokesperson the French, in particular, are cracking down on foreign speeders

"They are very hot on this," she said, "and you do run the risk of having your licence confiscated. Also, devices that track the speed cameras are not allowed, even iPhone applications. For those with these types of things, we would advise that British motorists get shot of them. Police will confiscate them, and they could confiscate your licence."

So, with all the warnings will you keep your foot down when you drive abroad this summer? We want to know if you would be willing to take the risk of speeding in Europe by answering our poll below.