Ad closing in a few seconds...

Car finance: best new car deals for less than £100 per month

  • Super savers from just £94 per month
  • Put down as little as £787 for the first payment
  • Off-roaders, superminis and city cars in budget

Fancy a car for less than an all-singing TV bundle? It can be done. Shop around and there are some great-value personal lease and PCP finance deals available, which get you the keys to a brand new car with change to spare from £100.

We’ve rounded-up the most appealing offers that make it possible to trade in your old banger and step into a shiny new model that should cost peanuts to run and look much smarter on the drive. 

If you can’t quite stretch to £100 each month, head over to our round-up of the best cars available for £90 per month or less.

Suzuki Ignis PCP finance

Remember, though, that you’ll have to make a larger initial payment, spread costs over a longer period – if the manufacturer allows this – or sign up to a lower-mileage contract to cut a £100-per-month model down to less than £90. 

Check out the best deals for all budgets below:

Looking to find out more about car finance? Watch our video guides to PCP finance, PCH leasing and Hire Purchase or visit our car finance calculator to find out how much you can afford to borrow.

Best new cars for under £100 a month 2019

LEASE: Suzuki Vitara - £98/month

Best new car for less than £100 a month for: value

Suzuki Vitara PCH lease deal

The Vitara may be desirable as a compact, petrol SUV, but it's great value too. On personal lease, you'll get change from your £100 per month. Monthly payments come in at £98 (including VAT) on a two-year personal lease with an initial payment of £2,949 and an 8,000-mile-per-year limit.*

  • Monthly cost: £98 (23 payments, incl. VAT)
  • Initial payment: £2,750 (plus £199 processing fee)
  • Total amount payable by customer to lease car and return (excluding excess mileage charges and any end of contract charges): £5,203
  • Mileage allowance: 8,000 miles per year
  • Excess mileage charge: 5.8p per mile

Click here for more details: Suzuki Vitara 1.0 Boosterjet SZ4

LEASE: Suzuki Swift - £96/month

Best new car for less than £100 a month for: enjoyable drive

Suzuki Swift PCP

The Swift looks stylish, drives well and has a well-deserved reputation for impressive reliability. Monthly payments for this Suzuki come in at £96 per month with an initial payment of £2,699 on a two-year, 8,000-mile-per-year contract.*

  • Monthly cost: £96 (23 payments, incl. VAT)
  • Initial payment: £2,500 (plus £199 processing fee)
  • Total amount payable by customer to lease car and return (excluding excess mileage charges and any end of contract charges): £4,907
  • Mileage allowance: 8,000 miles per year
  • Excess mileage charge: 3.86p per mile

Click here for more details: Suzuki Swift 1.2 SZ3

Want to find out more about car finance? Take a look at the articles below:

*Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week. Bauer Consumer Media Limited is an appointed representative of ZenAuto Limited for the broking of regulated hire agreements. ZenAuto Limited is authorised and regulated by the Financial Conduct Authority. ZenAuto Limited's registered office is Number One, Great Exhibition Way, Kirkstall Forge, Leeds LS5 3BF. ZenAuto Limited's company registration number is 10967345. ZenAuto is the trading name of ZenAuto Limited. Terms, conditions and exclusions apply.


PCP: Dacia Sandero - £99/month

Best new car under £100 a month for: low deposit

Dacia Sandero PCP finance

If you don't have much cash to hand for a deposit, fear not. You could still get a Dacia Sandero for less than £100 per month with this PCP finance deal. Put down a relatively low £787 deposit and monthly payments for the SCe 75 Essential come in at £99 per month on a four-year, 6,000-mile-per-year contract.** 

Dacia Sandero SCe 75hp Essential

  • Monthly cost: £99 (48 payments)
  • Deposit: £787 (plus £250 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £5,539
  • Total amount payable by customer to buy car: £8,958
  • Cash price: £7,800
  • Mileage allowance: 6,000 miles per year
  • APR: 6.9%

PCP:  Hyundai i10 - £100/month

Best new car under £100 a month for: ease of driving

Hyundai i10 PCP finance

This i10 could be yours for £100 per month on a four-year contract (£2,600 deposit, 6,000-mile-per-year allowance), thanks to £795 off and a £500 deposit contribution discount.**

It also includes plenty of kit with air-con, electric front and rear windows, electric heated door mirrors, Bluetooth and a digital radio. Plus cruise control with a speed limiter.

Hyundai i10 1.0 67hp SE

  • Monthly cost: £100 (48 payments)
  • Deposit: £2,600 (plus £500 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £7,407
  • Total amount payable by customer to buy car: £10,980
  • Cash price: £10,405 (after £795 discount)
  • Mileage allowance: 6,000 miles per year
  • APR: 4.9%

PCP: Suzuki Ignis - £98/month

Best new car under £100 a month for: quirky looks

Suzuki Ignis PCP finance

If you’re after a higher-riding model that’s easier for less mobile passengers to climb in and out of – with an almost-SUV-like  look and feel to it – you can also get the Suzuki Ignis.

Monthly payments come in at £98 and this gets you a reasonably nippy 1.2-litre model with a £2,500 deposit (on a four-year, 6,000-mile-per-year contract).**

Suzuki Ignis 1.2 SZ3

  • Monthly cost: £98 (48 payments)
  • Deposit: £2,500 (no manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £7,215
  • Total amount payable by customer to buy car: £12,760
  • Cash price: £10,849 (after £1,000 discount)
  • Mileage allowance: 6,000 miles per year
  • APR: 6.9%

Looking to learn more about car finance? Take a look at the articles below:

**Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week.