Deal watch: top cash and finance offers

  • Check out this week’s top cash and finance deals
  • Save time shopping for the best-value offer
  • 0% APR and large cash savings available
  • Check out this week’s top cash and finance deals
  • Save time shopping for the best-value offer
  • 0% APR and large cash savings available

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal?

Well, we’ve done the hard work and fished out some of the best-value offers available this week – for those with cash to splash and anyone looking for a top finance deal.

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool.* Don’t forget to take a look at our car reviews section to read our expert verdicts on the models we've highlighted.

And you can always browse our cars for sale section for more local deals. Meanwhile, when you come to sell your current vehicle, make sure you get a free car valuation with us to ensure you get a good price.

Search for large deposit contributions and 0% APR

Fancy a bold, high-riding off-roader but with a hatchback-style price tag? The Jeep Renegade 1.6 E-torQ 110hp Sport (pictured above) could be for you. This boxy compact crossover is available for just £199 per month over three years, with a £2,865 deposit.*

Helping to make this deal great value is 0% APR – meaning you pay nothing in interest – and a £2,500 deposit contribution. As a result, the Renegade is affordable whether you hand it back at the end of the contract or make the optional final payment to buy the car; as you’ll have only paid £16,295 in total, despite the £18,795 list price. 

If you’d rather something a bit sportier, the brand new Infiniti Q60 2.0T (above) – a super-sleek coupe – is also more affordable than you might expect at £379 per month over four years (with a reasonable £3,233 deposit). Better still, thanks to relatively low 3.0% APR charges and a substantial £3,000 deposit contribution, you’ll have paid around £600 less than the list price if you buy it when the contract ends.* 

February might not the time of year most people think about buying a convertible, but now’s a great time to sign up for a Mercedes SLC 200 Sport. That’s because a near-£6,000 deposit contribution discount makes the £31,485 folding-metal-roof-equipped cabriolet very good value, with a £4,999 deposit shrinking monthly payments down to £299 over three years.

If you’re after something a bit more winter-friendly, however, you could get the Volvo XC60 D4 SE Nav (above) off-roader for £279 per month over 25 months (with a £5,209 deposit). A discount of £3,380 and a £2,000 deposit contribution make this a surprisingly affordable way to get behind the wheel and the contract only lasts two years, so you can move on to a new car sooner; provided you have another deposit saved up. 

Think driving an electric car is out of reach? Think again, as you could drive a Nissan Leaf for less than you might expect. Nissan gives you the option between interest-free credit and a £1,500 deposit contribution, or 6.0% APR and a £5,500 deposit contribution.

Go for the latter for the best value on the Leaf Tekna 24kW, with a smaller £2,587 customer deposit and monthly payments of £229 on a three-year contract. Choose to buy the car at the end of the contract and you’ll have paid £23,460 – £2,730 less than the list price.* 

The new SEAT Ibiza has just been unveiled and that means that it’s a great time to get a top deal on the current car. Opt for the Ibiza SC FR Technology 1.2 TSI 90PS and you can take advantage of a £2,500 deposit contribution and monthly payments of £199 on a four-year contract. That includes one year’s insurance for drivers aged 18 and over. The deposit is low, too, at £499 and SEAT is currently throwing in an additional £500 for those who take a test drive.*

Even with the insurance – which is likely to save an average driver more than £700 – the car will still set you back around £900 less than the list price if you buy it at the end of the four-year contract, more than cancelling out the high 6.5% APR charge. 

The SEAT Leon (above) might not be quite as plush as the closely related Volkswagen Golf inside, but it is by far the better value car. Thanks to a £2,250 deposit contribution, plus an additional £500 off if you take a test drive, the SEAT Leon 1.2 TSI 110 SE Dynamic Technology could be yours for a very affordable £195 per month with a £2,099 deposit (on a four-year contract). Buy the Leon at the end of the term and you’ll have saved £851 on the list price, paying only £17,019.* 

Meanwhile, Skoda is offering 0% APR PCP deals across most of its range with the Citigo (above) receiving a £1,000 deposit contribution, the Yeti a £1,500 contribution, the Rapid and Rapid Spaceback £1,800 off and the Octavia £2,000.*

Though interest is applied on the Fabia (above) PCP deal with 2.9% APR, the £2,000 deposit contribution is very large considering the value of the car, making this a great value offer. It also means you’ll typically pay much less than the list price if you choose to buy the car at the end of the contract.*

Save up to £16,313 with top cash deals

The smaller the car, the smaller the discount normally, but you can still save a whopping £4,894 of the Peugeot 208 1.2 PureTech 110 GT Line 3dr if you shop around online. That cuts the price down from £17,000 to a mere £12,106.

If you need something a bit more practical and cheaper still, however, you can’t beat the Skoda Fabia 1.2 TSI 90. This five-door hatchback is good value to begin with but savings of £3,081 slash the price down from £14,005 to an attention-grabbing £10,924.

The Volvo V60 (above) isn’t the newest estate car nor the most practical, but with potential savings of more than 30% and £16,000 possible, it is fantastic value. If you’re after a sensible, affordable diesel model, an £8,849 saving slashes the price of the diesel D3 150 SE Nav to just £21,396. 

Consider the powerful and economical V60 D6 Twin Engine R Design Lux Nav, however, and you’ll save yourself more than £16,000 – cutting the price to a much more reasonable £36,212. Not bad for a plug-in hybrid car that is capable of 155mpg economy and can sprint to 62mph in just 5.8 seconds.

Don’t fancy paying £17,925 for a Nissan Juke 1.2 DIG-T N-Connecta? Shop around online and you can get it for £13,023 – a saving of 27%, making this turbocharged petrol model great value. If you’re after something a bit more practical, you can find the Juke’s larger off-roader sibling – the family-friendly Nissan Qashqai 1.5 dCi Acenta – for £16,757; that's £5,928 less than the list price.

The savings are even greater if you’re searching for a Ford Focus. Do a little homework and you can shave £7,145 off the bill. This means that the frugal and well-equipped diesel Ford Focus 1.5 TDCI 120 Titanium X Navigation could be yours for just £16,950 rather than £24,095.

If you’re after a plug-in hybrid, however, even larger discounts are available. Despite a list price of £35,304 you can save £8,589 on the Mitsubishi Outlander PHEV GX3h+ – slashing the cost to a much more palatable £26,715. 

Another practical plug-in option is the BMW 225xe Active Tourer Sport people carrier. Thanks to savings of £6,547 this could be yours for £26,638, meaning it makes much more sense to those looking to cut their costs than at the £33,185 RRP. 

Up the budget and savings are even larger on the cheaper petrol BMW 340i M Sport saloon (above); a £8,941 discount slashes the price from £39,230 to £30,289.

Learn more about car finance

Great value cars for £200 per month

Car finance: what happens at the end of a PCP deal?

Lease a new car for less than a Sky TV subscription

Bargain £90 per month PCP car finance deals

Top cars for less than £150 per month

*Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week.

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