Best cash and finance offers: save thousands on a new car

  • Make your budget go further with the best deals
  • We’ve rounded up the biggest car discounts
  • 0% APR finance and large cash savings on offer
  • Make your budget go further with the best deals
  • We’ve rounded up the biggest car discounts
  • 0% APR finance and large cash savings on offer

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal?

Well, we’ve done the hard work and fished out some of the best-value offers available this week – for those with cash to splash and anyone looking for a top finance deal. If you’re considering car finance take a look at our video guides explaining how PCP works, what PCH leasing is and the ins and outs of Hire Purchase.

With car finance splitting the cost of a brand new car into affordable chunks, the best deals mean that you can get a more upmarket or better spec car than you might expect, all without breaking the bank. Below we’ve rounded up the best value offers – whatever your budget:

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool.* Don’t forget to take a look at our car reviews section to read our expert verdicts on the models we've highlighted. And you'll want to check our top tips for getting the best car finance deal to ensure you get the most bang for your buck.

And you can always visit our cars for sale section for more local deals. Meanwhile, when you come to sell your current vehicle, make sure you get a free car valuation with us to ensure you get a good price.

Jeep Renegade off-roader deals - £199 per month with 0% APR

Not only is the Jeep Renegade off-roader available with 0% APR – meaning no interest is added to your monthly payments – but the company is also throwing in a £2,500 deposit contribution discount. As a result, you can get the Renegade 1.6 E-Torq 110 Sport for just £199 per month on a three-year, 10,000-mile-per-year contract with a £3,260 deposit.*

Sign up for this offer and you get a good deal whether you hand the car back when the contract ends or make the optional final payment to buy it – as you’ll pay £2,500 less than the list price through finance in total compared with paying cash upfront.

Mazda CX-5 SUV deals - £399 per month with interest-free credit

Another strong value off-roader is the Mazda CX-5 2.2d 150hp Sport Nav (above), thanks to 0% APR, meaning no interest is added to your payments. That shrinks bills for this economical, well-equipped diesel to £399 per month on a three-year, 9,000-mile-per-year contract with a £3,507 deposit.*

Do bear in mind, however, that this model is just about to be replaced. The new version is likely to be available with 5.9% APR, though, so if you want the best value Mazda SUV, you’ll be wanting this version.

Petrol Jaguar XE for £259 per month

 

Similar savings are available on several upmarket saloons, too, including the Jaguar XE (above) and Mercedes C-Class. Go for the petrol Jaguar XE 2.0-litre 200hp Prestige automatic (find out why you should consider a petrol XE over the diesel alternatives here) – and you can take advantage of a £2,735 deposit contribution, which shrinks monthly payments on this model to just £259 (on a three-year, 10,000-mile per year contract with a £5,999 deposit).*

It’s a wise choice if you plan to buy the car after three years, too, as you’ll have paid £185 less than the list price in total.

Petrol Mercedes C-Class with £6,258 deposit contribution


The Mercedes C200 SE costs the best part of £30,000 for those paying cash, but take advantage of a £6,258 deposit contribution discount on the company’s PCP deal and you can drive this car for a much more affordable £299 per month on a three-year contract with a reasonable £3,999 deposit. Meanwhile, the mileage allowance of 10,000 miles per year matches the Jaguar above.*

Plug-in Renault Zoe for £249 per month including battery hire

Want to cut your running costs with an electric car, but don’t want to pay through the nose to purchase one? Thanks to a huge £5,904 deposit contribution the Renault Zoe Dynamique Nav R90 Z.E 40 (pictured top) could be yours for monthly payments of £249 (including £69 per month for 6,000-mile-per-year battery rental with a £2,299 deposit).*

With the promise of £0 car tax under the new system (only fully electric cars qualify for free road tax now) and the prospect of inexpensive home charging, the Zoe should be one of the cheapest cars to run day to day. With a new, higher-capacity battery and claimed range of up to 250 miles between charges, this five-door hatchback should be easy to live with, provided you can top up at home.

Electric Nissan Leaf with £5000 deposit contribution

 

If you need something a bit bigger, but want to stick with electric power, the Nissan Leaf 30kW Acenta (above) is similarly good value; monthly payments weigh in at just £245 over two years (with a £3,000 deposit and 7,500-mile-per-year limit) thanks to a £5,000 deposit contribution.*

With greater battery capacity than the entry-level 24kW model – which can cover up to 124 miles per change – this version has a useful 155-mile claimed range; more than enough for most drivers, should you be able to charge at home.

Plug-in hybrid BMW 330e for £351 per month

If you like the idea of low-emission driving, but want a plug-in hybrid rather than a fully electric model, the BMW 330e (above) could be for you. This model can cover up to 25 miles on electricity alone, but offers the backup of a petrol engine for longer journeys without worrying about running out of charge. Put down a £5,000 deposit and the 330e Sport could be yours for £351 per month on a four-year, 10,000-mile-per-year contract.* 

Skoda’s 0% APR PCP deals

Meanwhile, Skoda is offering 0% APR PCP and large deposit contributions on two of its models; the Citigo and the Yeti off-roader. The city car receives a £1,000 deposit contribution and the SUV £1,500.

Cash deals: £8,344 saving on just-launched BMW 5 Series

The new BMW 5 Series may have barely touched down in dealerships, but you can still save a bundle by shopping around online. Choose the petrol BMW 530i SE and an £8,344 discount means it’ll cost you just £32,566 – not much for such a large, luxurious and economical BMW saloon.

Buy Renault Twingo city car from just £8,325

The savings on the BMW 5 Series above are large enough to buy you the Renault Twingo 1.0 SCe 70 Expression with the change. That’s thanks to discounts of between £1,550 and £2,420 across the Twingo range, cutting this entry-level model down to just £8,325.

SEAT Leon petrol and diesel - save more than £5,000


SEAT currently offers strong value finance deals on the Leon, though the savings for those paying cash are even larger if you hunt around online. We’ve found a Leon 1.6 TDI S for a mere £13,285 – meaning a 28% saving on the £18,470 list price.

Swap the diesel engine for the more powerful 1.4-litre 125hp petrol and you can get even more kit for your money with the Leon 1.4 TSI 125 FR Technology for £14,278 – a £5,362 discount. 

Save 30% on Peugeot 208 - a £5,134 discount

Small cars normally mean small discounts, but you can save a substantial £5,134 on the £17,120 Peugeot 208 1.2 PureTech 110 GT Line 3dr – cutting it down to a mere £11,986.

Mercedes-Benz SLC 200 Sport - save more than £7,000

With the prospect of a heatwave and a bank holiday, now is the time to get a convertible. Especially since you can save yourself over £7,000 on the Mercedes SLC 200 Sport. Despite a list price of £31,140, a discount of £7,315 slashes that to just £23,825.

Mercedes-Benz SL 400 AMG Line - SAVE £21,464!

If you have more to spend, but you're sold on the idea of a Mercedes with a folding hard top, savings are even bigger on the larger SL 400 AMG Line. It may not be a cheap car, but an enormous £21,464 saving slashes the price significantly, taking it down to £54,391.

What to read next - learn more about car finance

Great value cars for £300 per month
Video: what is PCP car finance?
Lease a new car for less than a Sky TV subscription
Bargain £90 per month PCP car finance deals
Top cars for less than £400 per month

*Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week.

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