Best cash and finance offers: save thousands on a new car

  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer
  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal?

Well, we’ve done the hard work and fished-out some of the best-value offers available this week – for those with cash to splash and anyone looking for a top finance deal. If you’re considering car finance take a look at our video guides explaining how PCP works, what PCH leasing is and the ins and outs of Hire Purchase.

Tesla Model S finance offer

With car finance splitting the cost of a brand new car into affordable chunks, the best deals mean that you can get a more upmarket or higher spec car than you might expect, all without breaking the bank. Below we’ve rounded up the best value offers – whatever your budget:

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool*. Don’t forget to take a look at our car reviews section to read our expert verdicts on the models we've highlighted. And you'll want to check our top tips for getting the best car finance deal to ensure you get the most bang for your buck.

And you can always visit our cars for sale section for more local deals. Meanwhile, when you come to sell your current vehicle, make sure you get a free car valuation with us to ensure you get a good price.

Skoda Fabia supermini: £2,000 deposit contribution discount plus £500 free fuel

Superminis don’t get much more affordable than the Skoda Fabia. That’s thanks to a whopping £2,000 deposit contribution discount – plus the prospect of £500 worth of free fuel with cars ordered by 31 July.

Skoda Fabia finance offer

Put down a £1,500 deposit and £149 per month gets you the keys to the Fabia 1.0 75 SE on a 42-month, 10,000-mile-per-year contract.*

High-end electric Tesla Model S for £100/month less than petrol BMW equivalent

Electric car manufacturer Tesla is not known for selling cheap cars, but it’s currently offering extremely good value finance on the Model S 75 – which is capable of covering more than 300 miles per charge.

This means that you can put one on your driveway for £100 less per month than an equivalent Audi S7 Sportback or BMW 650i M Sport Gran Coupe. So, expect monthly payments of £480 with an £11,000 deposit (on a 48-month, 10,000-mile-per-year contract).*

Tesla Model S

More than this, recharging the car at home overnight – expect costs of around £13 at current Economy 7 tariff costs – could save you around £6,000 in petrol costs over four years compared with Audi and BMW rivals.

BMW 1 Series: £210 per month with £4,405 deposit contribution

After a fun to drive, but economical five-door hatchback? The 1 Series Sports Hatch could be for you. In its most frugal 116d Sport diesel form this model returns a claimed economy of 72.4mpg, though it’s still reasonably nippy.

More importantly, thanks to a huge deposit contribution discount, monthly payments weigh in at just £210 on a four-year, 10,000-mile-per-year contract with a £4,000 deposit – not much for an upmarket, fun-to-drive hatch.*

BMW 320d: £6,402 slashed from the bill

The larger BMW 320d M Sport Saloon gains a hefty dose of additional power and kit over the 116d. Despite that, it’s available with a bigger discount – courtesy of a £6,402 deposit contribution, which shrinks monthly payments to just £309 on the same terms (48-month contract, £4,000 deposit, 10,000 miles per year).*

BMW 320d M Sport

Better still, make the optional final payment to buy the 320d at the end of the scheme and you will have saved £4,398 compared with paying cash upfront.

Mercedes C-Class Estate: £7,373 deposit contribution discount

If you don’t like the look of the BMW 3 Series, Mercedes is offering similarly huge discounts on the entry-level petrol C 200 SE Estate, thanks to a £7,373 deposit contribution. As a result, monthly payments of only £299 with a £4,299 deposit (on a three-year, 10,000-mile-per-year contract) get you the keys.*

Despite being one of the cheapest C-Classes available, this Mercedes is still capable of more than 50mpg and can sprint to 62mph in 7.7 seconds, making it a surprisingly appealing family car. As with the BMW above, you’re quids in if you buy the car when the contract ends, as you’ll have spent £5,197 less than the cash list price.

Ford Edge SUV: £1,750 cash discount plus 0% APR

Ford Edge finance

The Edge is a good value prospect whether you’re paying cash or planning to take advantage of Ford’s interest-free credit offer. Monthly payments stand at £375 for the Titanium 2.0 TDCi 180PS with a £4,000 deposit on a three-year, 9,000-mile-per-year contract, making this an affordable large crossover.*

Thanks to the 0% APR and deposit contribution discount, you’ll actually pay £1,750 less than the list price overall to buy this car when the term ends, making it a great value way to live life with an Edge.

Free insurance on Kia Picanto, free servicing on Sportage

Kia is throwing in one year’s free insurance on the new Picanto and Rio Pulse for drivers aged between 21 and 79 on models registered before 30 September. This comes alongside a £500 deposit contribution on the Picanto city car and up to £1,500 on the Rio.*

Kia Rio free insurance

Meanwhile, those who currently own the previous generation Sportage SUV can receive a £500 loyalty discount to get a new Sportage or Sorento. Three years’ free servicing is also being offered by Kia on these two models – which would normally cost you up to £349. Additionally, Caravan Club members can take advantage of £1,000 towards Kia accessories when buying a Sorento.

Finally, the Optima Sportswagon estate is available at no extra cost over the saloon until the end of September, a saving of around £1,200.

Cash deals: save 20% on brand new SEAT Ibiza

SEAT Ibiza cash discount

The SEAT Ibiza is one of the newest – and best – superminis on the market, but you can already save yourself thousands with the best cash discounts.

Go for the SE 1.0 TSI 95PS – which offers a good blend of price, economy, performance and kit – and you’ll get change from £11,650 if you shop around online. That’s a huge amount of car for the money, making it great value.

Jeep Renegade off-roader for just £13,667

If you’ve got a little more to spend and fancy the boldest SUV you can get for less than £14,000, the Jeep Renegade is for you.

Thanks to an enormous £4,583 saving – 25% – the petrol entry-level model could be yours for only £13,667.

Save £6,123 on Nissan Qashqai bestseller

Nissan Qashqai discounts

Should the Jeep be a little on the small side for your needs, you can save even more on the larger Nissan Qashqai.

With more than £6,100 slashed from the price, the Qashqai N-Connecta 1.2 DIG-T 115 will set you back just £17,682, making it much more appealing than at the list price.

Super-value superminis: Suzuki Baleno and Hyundai i20 for £9,995

Suzuki is offering a substantial £2,000 discount on the entry-level Baleno 1.2 Dualjet SZ3 hatchback, which rivals the Skoda Fabia, slashing the price to just £9,999. The company has also cut £1,500 from the price of the rest of the range, making these good value cars even more affordable.

Hyundai i20

A bonus is that you can take advantage of this discount on Suzuki’s PCP finance scheme. Spread costs over 42 months and payments weigh in at just £165 per month with no deposit.*

Hyundai, meanwhile, will give you £1,610 to £1,715 off the price of the similarly sized i20 (above), cutting the starting price to a Baleno-matching £9,995.

SEAT Leon petrol and diesel - save more than £5,000

SEAT currently offers strong value finance deals on the Leon, though the savings for those paying cash are even larger if you hunt around online. We’ve found the petrol Leon FR Technology 1.4 TSI 125PS for £14,278 – a £5,362 discount.

If you want something a bit faster you can get yourself the Leon FR Technology 1.4 TSI 150PS for £15,518 – saving you 27% on the list price – making it a very desirable car for the money.

Audi A7 Sportback: Save 27% with £13,016 discount

The A7 Sportback is a more stylish, upmarket version of the sensible A6 Saloon, but that doesn’t mean that you can’t bag yourself a huge discount. Thanks to a price cut of more than £13,000, the A7 Sportback SE Executive 3.0 TDI Ultra could be yours for just a smidgen over £35,000 – a bargain for such a premium model.

What to read next - learn more about car finance

Great value cars for £300 per month
Video: what is PCP car finance?
Lease a new car for less than a Sky TV subscription
PCP finance: can I get out early?
Top cars for less than £400 per month

*Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week.

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