Best 67-plate cash and finance offers: save thousands on a new car

  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer
  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal?

We’ve done the hard work for you and fished out some of the best-value offers available this week – for those with cash to splash and anyone looking for a top car finance deal.

If you are considering car finance take a look at our video guides explaining how PCP works, what PCH leasing is, and the ins and outs of Hire Purchase.

Volvo S90

With car finance splitting the cost of a new car into affordable chunks, the best deals mean that you can get a more upmarket or higher spec car than you might expect, all without breaking the bank. Below we’ve rounded up the best value offers – whatever your budget:

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool*.

Remember to take a look at our car reviews section to read our expert verdicts on the models we've highlighted. And you'll want to check our top tips for getting the best car finance deal to ensure you get the most bang for your buck.

Plus you can always visit our cars for sale section for more local deals. Meanwhile, when you come to sell your current vehicle, make sure you get a free car valuation from us to ensure you get a good price.

Scrappage savings: get the most for your part exchange car

Scrappage schemes

More than 20 manufacturers are currently offering ‘scrappage’ deals, which can cut the price of your new car.

These work by giving you a minimum trade-in value for your old car or discounting the price of your new one to reduce the cost to change car.

Not all of them offer good value however – depending how much your current car is worth. So you’ll need to ask the dealer to give you a standard finance quote – including your current car as a trade-in – and a scrappage finance quote to work out which is the best value for you.

Depending how much your current car is worth you could potentially be £100 per month – if not more – worse off with scrappage schemes compared with standard finance offers. Therefore, you'll want to make sure you demand that the dealer gives you comparable finance and scrappage quotes if you're considering paying through PCP finance.

£10,250 savings on Jeep Cherokee PCP finance deal

Jeep Cherokee

The Jeep Cherokee comes with some ambitious list prices – and this 200hp 2.2-litre diesel 4x4 Limited automatic costs a whopping £40,085 for cash buyers – but opt for finance and you can benefit from £10,250 in savings.

This is split between an £8,250 deposit contribution and a further £2,000 for taking a test drive. You also get interest-free credit, meaning that monthly payments weigh in at just £299 on a four-year, 10,000-mile-per-year contract with a £5,199 deposit.*

Volvo S90 for just £300 per month after £6,284 discount

Volvo S90 finance offers

Pay cash and the Volvo S90 D4 Momentum isn’t the cheapest large saloon at £34,565. Thanks to nearly £6,300 worth of discounts it’s much better value on PCP finance, however, at just £300 per month on a 42-month contract (With a £5,000 deposit and 10,000-mile-per-year allowance).*

These savings make it good value whether you want to hand the car back at the end of the contract or make the optional final payment to buy it; you’ll have paid just £31,491 overall if you do – a substantial £3,074 less than the list price.

Smart Fortwo with no deposit for just £118 per month

Smart Fortwo finance

Want the smallest car possible for a small monthly payment? How does a sub-£120-per-month Smart Fortwo sound?

The most basic Fortwo 71hp Coupe Pure could be yours for just £118 per month with no upfront deposit (on a four-year, 7,000-mile-per-year contract).*

Thanks to a £1,053 deposit contribution discount and interest-free credit, it’s good value even if you plan to buy it at the end of the contract. Pay the optional final payment and you’ll have stumped up just £8,824 – less than the list price.

Even bigger cash discounts are available on the Smart, however, so if you've got the money to hand, keep reading to find the same model for less than £8,300.

Skoda Kodiaq SUV with £2,000 deposit contribution and £1,000 off the price

Skoda Kodiaq

Up until now, the Skoda Kodiaq has been a pricey car to finance, with no discounts on offer and relatively steep 5.6% APR. However, Skoda has slashed monthly payments by around £60 across the range thanks to the addition of a £2,000 deposit contribution.

That means that the well-equipped and economical seven-seater 2.0 TDI 150 SE L DSG is now just £343 per month (on a 36-month, 10,000-mile-per-year contract with a £5,000 deposit) – down from £405 before.*

Meanwhile, the more powerful four-wheel drive seven-seat 2.0 TDI 190 SE L 4x4 DSG is £393 – £62 less than before. With this in mind, the Kodiaq is now one of the best-value medium-sized off-roaders that you can get your hands on – especially with a further £1,000 off and three year’s roadside assistance thrown in.

Brand new SEAT Ibiza: free insurance and £2,000 in discounts

SEAT Ibiza

Despite being one of the newest superminis around, you can already take advantage of £2,000-worth of discounts – and a year’s free insurance (even if you’re as young as 18) – by financing a SEAT Ibiza.

The expected bestseller – the 1.0 TSI 95 SE – will set you back just £179 per month on a four-year contract, with a £1,299 deposit and a 10,000-mile-per-year allowance. That’s thanks to £1,500 in deposit contribution and a further £500 off for taking a test drive.*

The Ibiza is also available with large cash discounts (see below), so if you’ve got enough money to hand you can save even more by buying it outright.

BMW 1 Series: £210 per month with £4,405 deposit contribution

After a fun-to-drive but also economical five-door hatchback? The 1 Series Sports Hatch could be for you. In its most frugal 116d Sport diesel form this model returns a claimed economy of 72.4mpg, though it’s still reasonably nippy.

More importantly, thanks to a huge deposit contribution discount, monthly payments weigh in at just £210 on a four-year, 10,000-mile-per-year contract with a £4,000 deposit – not much for an upmarket, fun-to-drive hatch.*

Better still, you can cut your monthly payments to a mere £163 per month if you have a car to part exchange – before even taking into account the car’s trade-in value – thanks to BMW’s £2,000 Lower Emissions Allowance.

This alternative to other manufacturers’ scrappage schemes applies to new models with CO2 emissions of below 130g/km. Another positive is that if your old car is in reasonable condition BMW will sell it on rather than scrapping it prematurely – which could otherwise have a detrimental impact on the environment.

BMW 320d: £6,402 slashed from the bill

BMW 320d M Sport

The larger BMW 320d M Sport Saloon gains a hefty dose of additional power and kit over the 116d. Despite that, it’s available with a bigger discount – courtesy of a £6,402 deposit contribution, which shrinks monthly payments to just £309 on the same terms (48-month contract, £4,000 deposit, 10,000 miles per year).*

Make the optional final payment to buy the 320d at the end of the scheme and you will have saved £4,398 compared with paying cash upfront.

As with the 1 Series above, trade in an old car and monthly payments should tumble to just £264, before accounting for the value of your part exchange. That means that the 320d must be one of the best value medium saloons on the market if you've got a car to trade in.

Cash deals: £10,355 off Mercedes C-Class - yours for £18,655

Mercedes C-Class cash discount

The entry-level C200 SE is a pretty pricey prospect if you walk into your nearest Mercedes dealership. Shop around online, however, and it’s much more enticing – after a 36% discount. That slashes the price of this brand new white model from over £29,000 to just £18,655.

Note that £4,770 of this discount comes in the form of a deposit contribution tied to taking a PCP or Hire Purchase finance contract, however you should be able to pay off the finance straight away to benefit from the reduced price without having to pay interest.

Cut £15,380 from the price of Mercedes CLS – down to £32,295

Mercedes CLS cash discount

If you’re after a larger Mercedes, you can save even more on the sleek CLS four-door coupe. Though the list price stands at £47,675, we’ve found this car online for £15,380 less than that.

You get a choice of colour and three shades of leather trim. With a slick automatic gearbox and economical diesel engine, whichever you go for you’ll be getting a lot of car for the money.

Save 30% on brand new Vauxhall Astra

Vauxhall Astra

The Vauxhall Astra is pretty well priced in the first place, but shop around and you can save yourself a hefty £6,140.

That slashes the price for the 1.4T 150 SRI from £20,135 to a very enticing £13,995. With a punchy but relatively green petrol engine under the bonnet and a practical, comfortable cabin, this is a huge amount of car for the money.

£7,223 saving on Ford Edge off-roader

Ford Edge cash discount

The Ford Edge is one of the more affordable large SUVs, but throw in savings of 22% and you can get a diesel model for just £25,076 – similar to many much smaller off-roaders.

With a comfy cabin, a reasonably potent diesel engine under the bonnet and a spacious, high-riding interior, this is a lot of SUV for the money.

Save £6,585 - more than 33% – on Nissan Juke

Nissan Juke cash discount

Nearly £20,000 for a well-specified diesel Nissan Juke a little rich for you? Shop around online and you can save a third – equivalent to more than £6,500 – on a Juke 1.5 dCi N-Connecta.

That means that £13,200 gets you the keys to a brand new model – undercutting the petrol equivalent despite the petrol having a £1,410 lower list price to begin with – making it a much more appealing prospect.

Save 20% on brand new SEAT Ibiza

SEAT Ibiza cash discount

Despite only recently arriving in showrooms, you can already save yourself thousands on the SEAT Ibiza with the best cash discounts.

Go for the 1.0 TSI 95 SE – which offers a good blend of price, economy, performance and kit – and you’ll get change from £11,650 if you shop around online. That’s a huge amount of car for the money – and £2,952 less than the list price – making it great value.

Smart Fortwo for just £8,263 after 17% discount

Smart Fortwo finance

The Smart Fortwo 1.0 Pure is hardly an expensive car to begin with at just £9,995. Add a £1,732 discount – unusually large for such a cheap car – and you can put a new Smart on the drive for well under £8,300.

With just two seats, a tight turning circle and tiny dimensions, this Smart is a great car if you spend most of your time in the city and you’re after a small, affordable and manoeuvrable motor.

Fiat shaves up to £5,115 off the list price of 2016 model year 500X

Fiat 500X cash discounts

Fiat has cut £3,468 to £5,115 off the price of 500Xs in stock. That means that you can get one of these models for just £14,817 for a 500X 1.6 e-TorQ 110 Pop Star.

You can also save £5,115 on a higher-spec 500X Cross Plus 2.0 MultiJet 140 auto, shrinking the price from £26,520 to £21,405.

Super-value superminis: Suzuki Baleno and Hyundai i20 for £9,995

Hyundai i20

Suzuki is offering a substantial £2,000 discount on the entry-level Baleno 1.2 Dualjet SZ3 hatchback, which rivals the Skoda Fabia, slashing the price to just £9,999. The company has also cut £1,500 from the price of the rest of the range, making these good value cars even more affordable.

A bonus is that you can take advantage of this discount on Suzuki’s PCP finance scheme. Spread costs over 42 months and payments weigh in at just £165 per month with no deposit.*

Hyundai, meanwhile, will give you £1,610 to £1,715 off the price of the similarly sized i20 (above), cutting the starting price to a Baleno-matching £9,995.

What to read next - learn more about car finance

Car finance: what is equity and why is it important?
Video: what is PCP car finance?
Lease a new car for less than a Sky TV subscription
PCP finance: can I get out early?
Top cars for less than £400 per month

*Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week.

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