12 January 2017 by Parkers team

  • Mitsubishi Outlander PHEV
  • Vauxhall Adam
  • Suzuki Swift blue 5dr
  • Nissan Leaf
  • Mercedes C-Class
  • Mercedes C-Class
  • Skoda Citigo
  • Skoda Yeti
  • Audi A7
  • Fiat 500X
  • SEAT Ibiza SC
  • Renault Clio
  • Skoda Octavia Estate
  • Seat Ibiza SC
  • Skoda Octavia
  • Volvo V40
  • Mitsubishi Outlander PHEV
  • Check out this week’s top cash and finance deals
  • Save time shopping around for the best-value offer
  • 0% APR and large cash savings available

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal? Well, we’ve done the hard work and fished out some of the best-value offers available this week – for those with cash to splash and anyone looking for a top finance deal.

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool.* Don’t forget to take a look at our car reviews section to read our expert verdicts on the models we've highlighted.

And you can always browse our Cars for Sale section for more local deals. Meanwhile, when you come to sell your current vehicle, make sure you get a free car valuation with us to ensure you get a good price.

Finance deals: exploit 0% APR and large deposit contributions

Think driving an electric car is out of reach? Think again, as you could drive a Nissan Leaf for less than you might expect. Nissan gives you the option between interest-free credit and a £1,000 deposit contribution and 6.0% APR and a £5,000 deposit contribution. Go for the latter for the best value on the Leaf Acenta 24kWh (pictured above), with a smaller £2,513 customer deposit and monthly payments of £219 on a three-year contract. Choose to buy the car at the end of the contract and you’ll have paid £21,714 - £2,476 less than the list price.* 

Another affordable family car comes in the shape of the Volvo V40 T2 R-Design (below). Put down a £3,100 deposit and over four years monthly payments stand at a low £199 per month. Thanks to a £3,395 deposit contribution the V40 is also cheaper to buy at the end of the finance term than the list price - in this case costing £21,662 overall compared with £23,045.*

The SEAT Leon might not be quite as plush as the closely related VW Golf inside, but it is by far the better value car. Thanks to a £2,250 deposit contribution, plus an additional £1,000 off until 23 January, the SEAT Leon 1.2 TSI 110 SE Dynamic Technology could be yours for a very affordable £195 per month with a £2,099 deposit (on a four-year contract). Buy the Leon at the end of the term and you’ll have saved £1,350 on the list price, paying only £16,520.*

Should you have a smaller deposit, the Suzuki Baleno 1.0 Boosterjet SZ-T weighs in at a reasonable £179 per month over four years with an £800 deposit. There might be no deposit contribution available, but interest charges are low at 2.9% APR, meaning that you’ll have paid less than £1,000 in interest if you choose to buy the car when the contract ends – equivalent to just £20 per month.* 

Meanwhile, Skoda is offering 0% APR PCP deals across most of its range with the Citigo and Yeti (below) also receiving substantial £1,000 deposit contributions and the Octavia a £2,000 contribution. The Rapid and Rapid Spaceback aren’t forgotten either with interest-free credit and a £1,500 minimum offered should you have an old car to part exchange.*

Better than this, whichever model you go for, you’ll get £500 worth of free fuel with cars ordered before 23 January. Though interest is applied on the Fabia supermini PCP deal, the £2,000 deposit contribution is very large considering the value of the car, making this a great value offer and meaning you’ll typically pay much less than the list price if you choose to buy the car at the end of the contract.*

Up the budget and you can take advantage of large deposit contributions from Audi. Thanks to a £5,800 discount the company is offering its A6 2.0 TDI Ultra SE Executive for just £290 per month with a £4,000 deposit – or £2,339 less than the list price if you buy the car rather than hand it back after four years.* 

Another sub-£300-per-month, £4,000 deposit option is the Mercedes-Benz C200 SE (below). With a three-year contract you can upgrade to a new car sooner with this option, but if you choose to buy the car outright, you’ll have still saved £3,267 on the list price.*  

Potential savings are even greater if you have a little more to spend. £401 per month gets you into the Audi A7 3.0 TDI Ultra SE Executive automatic with a £5,000 deposit on a four-year contract. More interesting, however, is the fact the £10,000 deposit contribution means you’ll have saved £6,000 compared with the RRP by making the optional final payment to buy the car when the contract ends.*

The bigger the car, the bigger the discount typically, but fund the £13,415 Renault Clio Play 1.2 75 through PCP finance and you can take advantage of a hefty £2,000 deposit contribution.

As a result, even with a reasonable £1,444 depositmonthly payments are only £159 on a three-year, 6,000-mile-per-year contract. Buy the car at the end of the scheme and you’ll have only paid £12,322 – an 8% saving.*

Another option for drivers after a striking supermini, is the Seat Ibiza SC FR Technology 1.2 TSI 90PS, available with a £2,500 deposit contribution and monthly payments of £199, including one year’s insurance for drivers aged 18 and over. An additional saving of £1,000 is available until 23 January, while the deposit is low at £499.*

Even with the insurance – which is likely to save an average driver more than £700 – the car will still set you back around £1,400 less than the list price if you buy it at the end of the four-year contract, more than cancelling out the high 6.5% APR charge. 

Fiat, meanwhile, is offering up to £2,500 off the price of a new model for those with an old car to trade in. This means that if you have an old banger – regardless of how much it’s worth – you could save up to £2,500 on a 500X (above), £1,900 on a Panda,  £1,500 on a 500L or 500 and £500 on a Tipo; all without the hassle of having to sell your old car.* 

You might be able to find many zero-deposit finance schemes and zero-percent APR offers, but you can’t often find them together. The Suzuki Swift (below), however, is available with interest-free credit without having to put down a deposit. Better still, monthly payments are low at £173, with costs spread over 42 months for a Swift 1.2 SZ-L Nav 3-door and Suzuki is throwing in a £500 deposit contribution too.*

Peugeot is offering £1,600 discounts on its 208 models and £2,000 off the 308. With additional deposit contributions of £1,100 and £1,000 respectively through its PCP finance scheme, drivers will pay minimal interest – if any in many cases – if they buy one of these cars at the end of the contract. 

APR on the 308 stands at a low 1.9%, meaning that if you opt for a near-£20,000 model, you would actually pay well under £18,000 if you chose to buy the car at the end of the contract – meaning it offers fantastic value.* 

Vauxhall offering savings of up to £4,510

Vauxhall is offering discounts of £2,405 to £4,510 across the Adam (below), Corsa, Astra and Mokka X. Savings of more than £4,000 are available on versions of the Astra and Mokka X, in its Bonus Tag event running until January 16.

Families on a tighter budget can benefit from similarly large discounts on several seven-seater people carriers. The Volkswagen Touran 2.0 TDI SEL weighs in at £30,070 in the showroom, but you can find it online for a much more reasonable £23,599 – a £6,471 discount. If that’s still a little too much, try the Citroen Grand C4 Picasso 2.0 BlueHDI Feel for £19,676 – saving you 25%.

Cheaper still is the Ford Kuga 1.5 TDCI Zetec Nav – yours for £19,384 after a £4,906 price cut. Another affordable off-roader comes in the form of the recently launched Peugeot 3008. Go for the petrol 3008 1.2 PureTech Allure and it’ll set you back just £18,126 after a £5,469 discount; not bad considering that this nippy petrol model is economical enough with claimed economy of 55.4mpg and packed with standard equipment.

If you’re after a plug-in hybrid, however, even larger discounts are available. Despite a list price of £35,304 you can save £8,589 on the Mitsubishi Outlander PHEV GX3h+ – slashing the cost to a much more palatable £26,715. 

Another practical plug-in option is the BMW 225xe Active Tourer Sport people carrier. Thanks to savings of £6,547 this could be yours for £26,638, meaning it makes much more sense to those looking to cut their costs than at the £33,185 RRP. 

An even better value sensible family car is the Hyundai i40 Tourer 1.7 CRDI 115 Blue Drive S. Thanks to a £6,140 discount this is available online for just £15,105 – a small price considering how large it is. With 67.3mpg claimed fuel consumption, it should prove cheap to run too.

For an even more affordable five-door hatchback, Renault is offering savings of £1,550 to £2,410 on its Twingo, cutting the starting price to just £7,995.

If price is not so much of an issue, and you fancy a car to impress the in-laws, you could save yourself a whopping £11,019 on the Mercedes CLS 220d AMG Line at a surprisingly affordable £36,476 – a discount of 23%.

If you’re looking for a good-value Hyundai i30 hatchback, customer savings between £1,600 and £2,600 are available on cash purchases from the car company.

Hyundai is known for selling strong-value machines, but shop around and you can still save yourself nearly 30 percent by paying cash. Despite a list price of £21,745 for the Hyundai i40 Tourer 1.7 CRDi Blue Drive S, £15,800 could get you the keys to one of these.
Large savings are also available on the Mazda 3 with more than £4,000 off the 3 hatchback 1.5d SE Nav – yours for £15,489.

Not sure how to pay for your next car? Learn more about car finance:

Car finance: what happens at the end of a PCP deal?

Top New Year car finance bargains

Strike back! Ditch trains and save money with car leasing

Car finance explained: what is PCP?

What is Just Add Fuel?

*Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week.