More than 90% of new cars are bought or leased via some kind of finance. And only 56% of people truly understand what a proper PCP deal is. Lots of people then, seem a bit confused by car finance. Which is why we are celebrating car manufacturers that have brought us deals that are simple-to-use and understand, which are also great value. Vauxhall is top of the tree for offering zero-rated finance on no-deposit deals.