Car finance advice

Latest articles

• 
  ‘Seamless’ Nissan subscription service explained
  Nissan has become the latest car manufacturer to offer an all-in-one car payment solution. Nissan’s subscription service will allow consumers to pay for the cost of a car, insurance for...
• 
  Car scrappage schemes: who, where and how in 2023
  If you’re looking to trade your old banger in for a present-day machine via a new car deal, you might qualify for a car scrappage scheme. Good news – they’re...
• 
  0% car finance deals 2023 | Best interest free cars (0% APR)
  Paying no interest is no longer just associated with school reports. The best new car deals often share the same hallmarks, and 0% APR is one of them. Car manufacturers...
• 
  Electric car subscriptions explained
  Subscriptions are a fairly easy concept to grasp and offer a viable alternative to car ownership. But an electric car subscription has one delicious element added to it. If you’re unsure...
• 
  How does PCP work at the end of term?
  We bet if you’ve come to us via Google, your Personal Contract Purchase (PCP) deal is nearing the end of your agreement and you’ve found yourself asking ‘how does PCP...
• 
  Jaguar and Land Rover subscription service explained
  Jaguar Land Rover’s Pivotal service is among a slew of subscription services being offered by car manufacturers aiming to entice drivers who want something more flexible than PCP or leasing. Pivotal...
• 
  What is Personal Contract Purchase car finance? | PCP explained
  Personal contract purchase (PCP) finance agreements allow car buyers to spread the cost of a car across a deposit, monthly payments and an optional final payment. Typically a PCP finance agreement...
• 
  Can I modify my car on a PCP finance agreement?
  Whether it’s fitting a new stereo or attaching a tow bar, modifications are a popular way of upgrading your car. However, modifications with finance plans such as Personal Contract Purchase (PCP) or Hire...
• 
  What is an Advance Payment Plan?
  If you’re planning on financing your next car but don’t like the idea of having to make payments every month, an Advance Payment Plan (APP) could be for you. Like most...
• 
  Just Add Fuel explained plus deals
  Major motoring costs have a habit of creeping up on you. Just Add Fuel aims to cut down on the stress by bundling nearly everything into one monthly payment. Packaging all...
• 
  HP or PCP - which type of car finance is best for me?
  Car finance can be baffling at times. Even remembering the initialisms PCP (Personal Contract Purchase) and HP (Hire Purchase) can seem like an arduous task when confronted with a slick...
• 
  The guide to used car finance
  Used car finance is big business. According to the Finance and Leasing Association the used car retail sector was 10% larger in 2021 than it was in 2020. Why is used...
• 
  Bad credit car finance | Can I get a car loan with poor credit?
  Getting car finance with bad credit can be tricky. Whether you’re choosing a PCP (Personal Contract Purchase), HP (Hire Purchase) or PCH (Personal Contract Hire) agreement your lender will perform a credit check to look at...
• 
  Genesis Flexibility subscription
  Genesis is a relatively new brand to the British car market, but so far it’s been dazzling people with its sharp designs and techy interiors.  And now people in the UK...
• 
  How excess mileage charges add up
  Car finance deals make up around 90% of new car sales in the UK. The people of Britain love a PCP agreement and leasing deal, both of which have excess...
• 
  What happens at the end of a PCP deal?
  What happens at the end of a PCP contract is largely determined by you, the consumer. When your PCP contract ends you have three choices. To buy the car you can...
• 
  PCP car finance and insurance
  Health, home and life insurance may keep growing more complex, but insuring your PCP car remains refreshingly simple because all motorists in the UK are legally required to insure their...
• 
  Guarantor car finance for young people explained
  Guarantor car finance is aimed at people who are struggling to be accepted for regular car finance schemes. It’s especially popular with young people who have a ‘slim’ credit profile. Or...
• 
  Car finance or bank loan: which is best for you?
  Choosing between a car finance scheme and a good old fashioned bank loan is a popular dilemma among modern car buyers. Taking out the cheapest option can typically save people thousands...
• 
  Tesla unlikely to accept Bitcoin again
  Tesla is unlikely to accept Bitcoin again following the news that the American company has offloaded 75% of its holdings in the cryptocurrency. The company’s earnings report for 2021 revealed CEO,...

Most popular articles