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Car insurance groups, costs & advice

Find a car's insurance group

Find insurance group information for a specific car by selecting from the lists below:

Find cars in cheap insurance groups

Need to pay less on your car insurance? Insurers put all cars into one of 50 "insurance groups", with cars in the lower groups being cheaper to insure. When choosing a car to buy, use our tool to find out which cars are in the lowest insurance groups so you can be sure the cost of cover will be affordable.

Explore cheap car insurance groups

Read general car insurance advice

How much to insure this car?

You can check your new car's insurance group rating by using the drop down menu above.

Once you've done that, find out how much it would cost to insure by comparing quotes with over 50 leading UK insurance providers.

For more information about car insurance groups, read the text below.

Get quotes

Car insurance offers financial cover for you if your car gets stolen, vandalised or is involved in a road accident, and also applies to the other people and vehicles involved if an accident is your fault.

What are car insurance groups for?

Insurance companies calculate your monthly premium based on a number of factors, including your age, previous claim history, the value of the vehicle, your occupation, how many miles you drive and where you park it at night.

If you’re in the market for a car, one other factor to consider is its insurance group rating, as this can make a big difference when it comes to your premiums.

How many cur insurance groups are there?

Prior to 2010, insurance groups ranged between 1-20, with the lowest being the cheapest to repair and insure. These were ditched and replaced with a wider 1-50 rating system to represent a more accurate reflection of the increased range of cars available on the market.

What can affect a car's insurance group rating?

If you pick a car with a smaller engine size in the range, this will command a lower insurance group rating than one with a larger, more powerful one. This is because higher-performance cars are deemed to be at higher risk of an accident. Vehicles with added safety and security equipment can lower the insurance group, while limited-run cars with hard-to-source parts and potentially longer repair times can raise the insurance group.