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Fast saloon cars for less than £100 a month in BIK

  • Break eight seconds from 0-60mph without breaking your budget
  • Fast cars that cost less than £100 a month
  • We pick our favourite engines and trim levels

Big performance doesn’t necessarily mean big monthly tax bills - it’s possible to pay less than £100 a month for a saloon that can sprint from 0-60mph in under eight seconds.

We’ve picked our five favourite performance cars that punch well above their BIK rate, based on the monthly cost for a 20 percent tax payer.

 

BMW 3 Series

BMW 3 Series

The perennial BMW ticks so many boxes that it wouldn’t be a company car top five without a 3 Series featuring somewhere, and it should be no surprise that we’ve picked a 320d.

It’s the most expensive but also fastest car on our list, providing a 7.1 second 0-60mph time for £99 a month. Even though it maxes out the budget, we’d pick this over the £3 a month cheaper 320i, because the diesel promises 67mpg instead of 48mpg. It’s only a tenth slower from 0-60mph too.

For this money you’d be looking at a base spec SE car but it’s well equipped, plus all BMWs come with sat nav as standard.

The 3 Series is the car of choice for the keen driver, offering rear-wheel drive balance and sharp, precise steering.

Vital statistics

Engine and trim choice: 320d SE 

Star rating: 5 stars

P11D price: £29,730

2015/16 monthly tax cost: £99

Economy: 67mpg

Power: 187bhp

0-60mph: 7.1 seconds

Kit highlights: Sat nav, dual zone climate control, rear parking sensors

 

VW Passat

VW Passat

Offering identical power to the BMW but a lot more car, the VW Passat is naturally a little slower from 0-60mph, taking 7.7 seconds.

However, it’s also cheaper, with a top spec R Line model costing £91 a month. This is £3 a month more expensive than the GT trim below it but offering the same performance and economy figures.

We think the marginally more expensive car is worth the extra outlay as it gets you a sporty bodykit and big exhaust tailpipes, plus special R-Line seats and stainless steel pedals inside.

As a drive the Passat sits more on the comfortable side of the spectrum making it great for long mileage cruising, but its powerful engine means it can still excite.

Vital statistics

Engine and trim choice: 2.0 TDI R Line

Star rating: 5 stars

P11D price: £28,720

2015/16 monthly tax cost: £91

Economy: 68mpg

Power: 187bhp

0-60mph: 7.7 seconds

Kit highlights: Misfueling system, adaptive cruise control, ambient lighting

 

Jaguar XE

Jaguar XE

A relative newcomer to the company car market, the XE benefits from a range of powerful and efficient engines. We’ve picked the lower powered 2.0-litre diesel variant in order to gain more kit, as it still cracks 0-60mph in 7.9 seconds.

Portfolio and R-Sport trims are similarly priced (£93 and £91 a month respectively) but we like our selection’s sports suspension, seats, wheel, and spoiler.

You could pick the more powerful 177bhp XE for £96 a month, shaving half a second off the 0-60mph time, but only base spec SE trim is in budget. We think the less powerful R-Sport is a better all-rounder.

The XE rivals the 3 Series in the enthusiast stakes, providing keen and engaging handling.

Vital statistics

Engine and trim choice: 2.0d R-Sport

Star rating: 5 stars

P11D price: £32,270

2015/16 monthly tax cost: £91

Economy: 75mpg

Power: 160bhp

0-60mph: 7.9 seconds

Kit highlights: Bi-Xenon headlights with LED signature, sat nav, InControl infotainment screen

 

Audi A3

Audi A3

The Audi A3 is the smallest car on our list and as such only needs a relatively small engine to provide the sort of acceleration we’re looking for.

This means the 1.4TFSI in Sport trim is the cheapest conventionally powered sub-eight second company car we could find, but it also offers low CO2 emissions and high fuel economy for a petrol engine and will cost just £66 a month, you can even upgrade to S Line trim for just £72 a month.

For even more pace you could pick the 2.0-litre TDI, bringing the 0-60mph time down to 7.2 seconds for £87 a month.

It’s also worth bearing in mind you could have a larger A4 for £95 a month, but only if you pick the 1.8-litre petrol. This means taking a hit in fuel economy as it promises 48mpg, but cracks 0-60mph in 7.8 seconds, it's also unlikely to feature on your user chooser list.

Vital statistics

Engine and trim choice: 1.4 TFSI Sport 

Star rating: 4.5 stars

P11D price: £23,240

2015/16 monthly tax cost: £66

Economy: 58mpg

Power: 147bhp

0-60mph: 7.9 seconds

Kit highlights: Drive select system, dual-zone climate control, sports seats

 

Mazda 6

Mazda 6

There’s only one Mazda 6 that can supply the criteria we’re looking for in this list, and it’s the 2.2-litre diesel with 172bhp.

This comfortably gets inside the eight second 0-60mph time with 7.6 seconds, and matches this performance with competent and responsive handling.

Kit wise the Mazda is one of the best in our list as SportNav trim comes with a restyled front end, Bose stereo, sat-nav and a head up display.

It sits between the BMW and the Jaguar in terms of price and performance, combining a keen drive with plenty of kit and a good looking cabin.

Vital statistics

Engine and trim choice: 2.2d Sport Nav

Star rating: 4 stars

P11D price: £26,740

2015/16 monthly tax cost: £94

Economy: 60mpg

Power: 172bhp

0-60mph: 7.6 seconds

Kit highlights: Bose stereo, leather upholstery, LED lighting front and back

 

Wildcard: Mercedes C-Class hybrid

Mercedes Benz C Class

The numbers for this car are quite hard to get your head around – 288bhp and a 5.7 second 0-60mph time for £34 a month.

Its relatively high P11D price and hybrid powertrain may mean it doesn’t feature on your list of choices, but if it does, this C-Class offers a serious amount of bang for your buck.

Vital statistics

Engine and trim choice: C350e Sport Premium Plus

Star rating: 4.5 stars

P11d price: £40,615

2015/16 monthly tax cost: £34

Economy: 135mpg

Power: 288bhp

0-60mph: 5.7 seconds

Kit highlights: Aluminium interior trim, sat nav, autonomous parking system

Still don’t know which company car to choose? Maybe the below articles can help:

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