
MG TF (2002–2011) used car buying guide: Cheap, fun, not without pitfalls

At a glance
Price new | £15,850 - £21,050 |
---|---|
Used prices | £505 - £1,787 |
Road tax cost | £315 - £395 |
Insurance group | 23 - 32 |
Get an insurance quote with
|
|
Fuel economy | Not tested to latest standards |
Range | 363 - 429 miles |
Number of doors | 2 |
View full specs for a specific version |
Available fuel types
Petrol
Pros & cons
- Sharp mid-engined handling and responsive steering
- Affordable entry into classic British sports car ownership
- Strong specialist and parts support still available
- Headgasket failure common if maintenance is poor
- Rust can be a serious issue, especially underneath
- Interior trim and electricals can be fragile with age
MG TF (02-05) rivals
Overview
The MG TF, launched in 2002 as a reworking of the earlier MGF roadster, marked the final flourish for MG sports cars in the traditional sense. It ditched the complex Hydragas suspension of its predecessor and adopted a more conventional steel spring set-up, which resulted in sharper handling and a firmer, more planted ride. Retaining the mid-engine, rear-wheel-drive layout, it appealed to buyers seeking an affordable, compact roadster with real driver appeal.
Built at Longbridge and powered by Rover’s K-Series engine in various guises, the MG TF range offered 1.6- and 1.8-litre variants, including the lively 160hp VVC version. Styling updates brought a crisper, more modern look, while suspension changes aimed to boost its reputation for driver involvement. The chassis was stiffened by 20% over the MGF, which helped improve both ride and cornering precision.
Today, the MG TF represents a modern classic that’s both affordable and engaging. It’s a car that rewards enthusiastic driving but demands careful maintenance. With values still low and specialist support strong, it’s easy to see why the TF remains a popular choice among British sports car fans.
Buying guide
The MG TF is one of those cars that lives or dies on maintenance. Regular servicing is crucial, and neglect can quickly lead to expensive problems – especially if the cooling system hasn’t been looked after. The K-Series engine is robust if maintained properly, but it doesn’t tolerate overheating, so walk away from any car with signs of cooling issues or half-baked repairs.
As ever, paperwork is key. A thick history file showing replacement head gaskets (ideally the MLS multi-layer type), fresh radiators and stainless steel coolant pipes is a good sign. Many have been enthusiast owned, but some have also been cheap second or third cars and treated accordingly. Condition matters more than mileage, and it’s wise to avoid anything with poorly fitted aftermarket parts or dubious repairs.
MG TF known faults and common problems
1. HEADGASKET FAILURE
The most well-known issue. Make sure any TF you’re looking at has had the multi-layer steel (MLS) gasket and revised oil rail fitted. Check for mayonnaise-like susbstance under the oil cap and signs of overheating.
2. COOLING SYSTEM WEAK POINTS
Look for evidence of coolant loss, damaged radiator, or perished rubber hoses. Metal underfloor pipes can rust badly unless upgraded to stainless steel – a common change on well-maintained cars.
3. RUST IN SUBFRAMES AND SILLS
Rust can take hold in rear wheelarches, sills, subframes and the battery tray. Later Chinese-built cars (2007 and later) were better protected but all need checking underneath.
4. INTERIOR TRIM WEAR
Early cars suffer from sagging seats, cracked dashboards and worn gear knobs. Later models improved materials slightly but age takes its toll, and none are particularly well made. Again, a well-loved example will feel a million times better than a baggy one.
5. ELECTRICAL GREMLINS
Electric windows and central locking can play up. Roof wiring (for heated glass screens) often frays and breaks down over time. These are all easy to fix, and access is good, but are great bargaining chips if you’re looking to knock down the seller.
6. HOOD CONDITION
Original plastic rear windows become brittle and crack, especially if the zips holding them in stop working properly. Later models had heated glass screens – much more desirable. Check the condition of the hood lining, as it’s not the best in terms of material quality.
7. VVC CAM NOISE
The 160hp VVC engine is the most exciting of all versions, offering excellent performance, but can suffer from cam gear wear. Rattling at idle is a warning sign, so check carefully.
8. SUSPENSION KNOCKS
Although better than the earlier Hydragas-suspended MGF, TFs can suffer worn dampers and bushes. Listen for knocks and creaks over rough roads.
9. BRAKES AND TYRES
Brakes are generally good but check for uneven wear or seized calipers. Many cars are on old tyres – check date stamps and condition. Getting the best out of your MG TF requires tip top tyres of a decent quality.
10. LEAKING DOORS AND WINDOWS
TFs can suffer from poor sealing around the doors and convertible hood. Water ingress can damage carpets and lead to electrical issues, so if you know the car’s been garaged most of its life, then it’s likely to be much better.
What models and trims can you buy?
The TF launched with four main variants: the TF115, TF120 Stepspeed, TF135 and TF160. The TF115 (like the Cool Blue Edition, we bought below) used a 1.6-litre K-Series engine with 115hp and a five-speed manual gearbox. It was the entry-level model and remains cheap to buy and run, though not especially quick.
Next up was the TF120, a 1.8-litre model with 120hp and a CVT automatic transmission. It’s a rare choice and best suited to urban driving. The TF135 offered a 1.8-litre engine producing 135hp and was considered the best all-rounder, combining decent performance with reasonable running costs.
Topping the range was the TF160, with the VVC 1.8-litre engine producing 160hp. It’s the most engaging to drive, with stronger acceleration and sharper responses. Post-2007 models included the LE500, 85th Anniversary and Chinese-built TF135s. These came with improved trim and better rust protection, though some parts are unique and harder to source.
Video: We bought an MG TF

See how our £1,250 eBay MG TF performed against two other affordable modern classics.