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Best new car deals: top 2019 personal leasing, PCP and cash offers

  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal?

We’ve done the hard work for you and fished-out some of the best-value offers available this week – for those with cash to splash and anyone looking for a top car finance or personal leasing deal.

If you are considering car finance take a look at our video guides explaining how PCP works, what PCH personal leasing is, and the ins and outs of Hire Purchase.

Best new car PCH personal leasing offers Best new car PCP finance deals Best new car cash savings 
1: Range Rover Evoque
1: Volvo S90 1: Ford Fiesta 6: Mercedes E-Class
2: Mazda CX-3
2: MINI Convertible 2: BMW X6 7: Skoda Fabia
3: SEAT Leon 3: Ford Kuga 3: Volvo S90
8: Ford Kuga
4: MINI Hatchback
4: Volkswagen Touareg 4: SEAT Leon 9: Volkswagen Passat
5: Citroen C5 Aircross
5: Kia Ceed 5: Nissan Qashqai 10: Nissan Juke

Ford Fiesta ST Line

With car finance splitting the cost of a new car into affordable chunks, the best deals mean that you can get a more upmarket or higher-spec car than you might expect, all without breaking the bank. Below we’ve rounded up the best value offers – whatever your budget:

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool**.

Remember to take a look at our car reviews section to read our expert verdicts on the models we've highlighted. And you'll want to check our top tips for getting the best car finance deal to ensure you get the best bang for your buck.

Scrappage schemes

Plus you can always visit our cars for sale section for more local deals. Meanwhile, when you come to sell your current vehicle, make sure you get a car valuation from us to ensure you get a good price.

PCH deals: best new cars for personal lease*

Looking to run a brand-new car for a competitive monthly payment? If you're not concerned about the option to own the car at the end of the contract, PCH personal leasing could be perfect.

With no option to buy the car when the contract ends, you simply make an initial payment that includes the first month's rental followed by a series of payments. When the term ends, just hand the car back and you can choose to walk away or get another one. (Though, do be aware that excess mileage charges or costs for damage may also apply)

PCH personal leasing – Range Rover Evoque: fashionable and practical for £346 per month

Range Rover Evoque personal lease deal

Following up the original Evoque is no small task, but Land Rover's second-generation model manages to be all-new, yet instantly familiar. It's improved in every way, including interior space for families and technology from the cutting-edge Velar.

Monthly payments come in at £346 on a 36-month contract and 8,000-mile-per-year allowance, with a total of £2,699 to pay initially.*

Land Rover Range Rover Evoque D150

  • Monthly cost: £346 (35 payments, incl. VAT)
  • Initial payment: £2,500 (plus £199 processing fee)
  • Total amount payable by customer to lease car and return (excluding excess mileage charges and any end of contract charges): £14,809
  • Mileage allowance: 8,000 miles per year

PCH personal leasing – Mazda CX-3: sporty SUV for £199/month with £1,699 initial payment

Mazda CX-3 £199 per month

Get the latest sporty crossover from Mazda for less with a personal lease offer.

Put down £1,699 upfront and payments are a competitive £199 per month on a 36-month, 8,000-mile-per-year contract.*

Mazda CX-3 121 2WD SE Nav+

  • Monthly cost: £199 (35 payments, incl. VAT)
  • Initial payment: £1,500 (plus £199 processing fee)
  • Total amount payable by customer to lease car and return (excluding excess mileage charges and any end of contract charges): £8,664
  • Mileage allowance: 8,000 miles per year

PCH personal leasing – SEAT Leon: sprightly family hatchback for £165/month

SEAT Leon personal lease offers from £165 per month

Volkswagen's Golf established a quality and practicality benchmark for family hatchbacks that remains as true today as when the car was launched - but it's not the cheapest option; sister brand SEAT, therefore, should get your attention - the Leon is based on the same MQB platform as the Golf, and built to the same quality standards, but with a sporty, youthful attitude.

You can drive a Leon SE for £165 per month on a 36-month, 8,000-mile-per-year contract with an initial payment of £1,449.* Equipped with the charming 1.0-litre TSI three-cylinder turbo petrol engine, the running costs are also reasonably low for the size of car.

SEAT Leon SE 115 1.0 TSI 

  • Monthly cost: £165 (35 payments, incl. VAT)
  • Initial payment: £1,250 (plus £199 processing fee)
  • Total amount payable by customer to lease car and return (excluding excess mileage charges and any end of contract charges): £7,224
  • Mileage allowance: 8,000 miles per year

 

PCH personal leasing – MINI Hatch: style and fun for £167 per month

MINI Cooper Classic lease deal

Compact, stylish and affordable, the MINI has desirability by the bucketload. In Cooper Classic form you get iconic styling, a perky 1.5-litre petrol engine and a fun drive, plus a stylish interior to boot. Monthly payments come in at £167 on a 24-month contract with a generous 10,000-mile-per-year allowance, with a total of £1,699 to pay initially.*

MINI Hatch Cooper Classic

  • Monthly cost: £167 (23 payments, incl. VAT)
  • Initial payment: £1,500 (plus £199 processing fee)
  • Total amount payable by customer to lease car and return (excluding excess mileage charges and any end of contract charges): £5,540
  • Mileage allowance: 10,000 miles per year

PCH personal leasing – Citroen C5 Aircross: £222/month with £1,949 upfront

2019 Citroen C5 Aircross lease offers from £222 per month

Distinctive and genuinely different from the rest of the family crossovers you can drive today, the Citroen C5 Aircross sensibly steps back from sporting pretentions and delivers real-world comfort without the complexity - and cost - of air suspension. The result is a soothing car for driver and passengers alike, and in this mid-range Flair specification, there's a generous amount of safety kit too.

This model comes in at £222 per month with £1,949 to pay upfront on a two-year, 8,000-mile-per-year contract.*

Citroen C5 Aircross 1.2 Puretech 130 Flair

  • Monthly cost: £222 (23 payments, incl. VAT)
  • Initial payment: £1,750 (plus £199 processing fee)
  • Total amount payable by customer to lease car and return (excluding excess mileage charges and any end of contract charges): £7,055
  • Mileage allowance: 8,000 miles per year

*Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week. Bauer Consumer Media Limited is an appointed representative of ZenAuto Limited for the broking of regulated hire agreements. ZenAuto Limited is authorised and regulated by the Financial Conduct Authority. ZenAuto Limited's registered office is Number One, Great Exhibition Way, Kirkstall Forge, Leeds LS5 3BF. ZenAuto Limited's company registration number is 10967345. ZenAuto is the trading name of ZenAuto Limited. Terms, conditions and exclusions apply.


Personal Contract Purchase (PCP) deals: best new cars to finance

Like the idea of running a brand new car for an affordable monthly payment – all with the option to hand the car back at the end of the contract or buy it outright? You need PCP finance.

Beware: the difference between the best and worst PCP deals is enormous. Do your homework, though, and you can bag a great car for far less per month than you might expect.

PCP finance – Volvo S90: sleek saloon for just £279/month with 0% APR

Volvo S90 PCP finance

It may take a sizeable deposit to get behind the wheel of this S90, but significant contributions from Volvo and interest-free credit shrink the monthly outlay.

Monthly payments come in at just £279 for the S90 Momentum Plus with a smooth T4 petrol engine on a 49-month contract (£4,209.68 deposit, 10,000 miles per year)**.

Volvo S90 Momentum Plus T4 automatic

  • Monthly cost: £279 (48 payments)
  • Deposit: £4,210 (plus £2,000 manufacturer deposit contribution, plus £3,613 dealer deposit contribution in the form of a discount)
  • Total amount payable by customer if returning car: £17,602
  • Total amount payable by customer to buy car: £34,422
  • Cash price: £38,035
  • Mileage allowance: 10,000 miles per year
  • APR: 0%

PCP finance – MINI Convertible: drop-top thrills for less than £240 a month

MINI Convertible PCP finance

The MINI Convertible blends iconic looks, a fun drive and the promise of roof-down fun, and despite a 3.9% APR it's pretty good value too.

This means that the MINI Convertible Cooper Classic would set you back £237 per month with a £3,000 deposit on a 48-month contract, with a 8,000-mile-per-year allowance.**

MINI Convertible Cooper Classic

  • Monthly cost: £237 (48 payments)
  • Deposit: £3,000 (plus £499 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £14,376
  • Total amount payable by customer to buy car: £21,932
  • Cash price: £20,085
  • Mileage allowance: 8,000 miles per year
  • APR: 3.9%

PCP finance – Ford Kuga: £239/month after £4,700 in discounts with 0% APR

Ford Kuga PCP finance

SUV styling, a high driving position and efficient petrol options make the Ford Kuga popular. Nearly £5,000 in discounts and interest-free credit, however, make it fantastic value.

These savings mean monthly payments for the 1.5 EcoBoost 150hp Titanium Edition come in at just £239 on a 39-month contract (with a £3,000 deposit and 9,000-mile-per-year allowance).**

Ford Kuga 1.5 EcoBoost 150hp Titanium Edition

  • Monthly cost: £239 (38 payments)
  • Deposit: £3,000 (plus £4,700 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £12,082
  • Total amount payable by customer to buy car: £22,244
  • Cash price: £26,925
  • Mileage allowance: 9,000 miles per year
  • APR: 0%

PCP finance – Volkswagen Touareg: luxurious SUV for less than £400/month

VW Touareg SEL PCP finance

The Volkswagen Touareg is a luxurious off-roader packed with modern technology and a relaxing, comfortable interior. 

And with an £8,000 deposit, you can get it for £396 per month on a four-year contract thanks to interest-free credit and a contribution from VW.

Volkswagen Touareg SEL 3.0 V6 TDI 231PS 4Motion

  • Monthly cost: £396 (47 payments)
  • Deposit: £8,000 (plus £2,000 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £26,612
  • Total amount payable by customer to buy car: £47,135
  • Cash price: £49,135
  • Mileage allowance: 10,000 miles per year
  • APR: 0%

PCP finance – Kia Ceed: £243/month with £3,000 deposit for high-spec hatch

Kia Ceed PCP finance

The brand new Kia Ceed offers very good value on PCP finance, with a £1,500 deposit contribution discount that more than outweighs the 2.9% interest charges.

Monthly payments are just £243 on a three-year contract with a £3,000 deposit and 9,000-mile-per-year allowance. That gets you the nippy turbocharged 1.4-litre petrol in high-spec Blue Edition trim.**

Kia Ceed 1.4 T-GDI 138hp Blue Edition

  • Monthly cost: £243 (36 payments)
  • Deposit: £3,000 (plus £1,500 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £11,741
  • Total amount payable by customer to buy car: £21,061
  • Cash price: £21,400
  • Mileage allowance: 9,000 miles per year
  • APR: 2.9%

Cash deals: best new cars to buy outright

While some cars are better value to purchase through finance than cash – thanks to large deposit contribution discounts and low APR charges – others are much better cash purchases, with big savings on the list price.

We've rounded up desirable models with the biggest discounts available that make sense for those with cash in their pocket or looking to fund their next car with a personal loan.

Cash discount – Ford Fiesta: £2,964 slashed from well-equipped version of UK's bestselling car 

Ford Fiesta cash discount

The Ford Fiesta has long been the UK's most popular car. That doesn't mean that you can't find great discounts if you shop around, though.

This well-equipped petrol model could be yours for just £15,199 - a saving of £2,943.

Ford Fiesta 1.0 EcoBoost 125PS Titanium X 5dr

  • Discounted price: £16,074
  • List price: £19,038
  • Saving: £2,964
  • Discount: 15.5%

Cash discount – BMW X6: £21,500 slashed from high-performance SUV

BMW X6 cash discount

When it comes to discounts, it's normally high-performance cars and off-roaders that come with the smallest savings. Not this speedy SUV, though.

Thanks to a gargantuan discount, this £74,220 car could be yours for £51,720. Yes, that's still a lot of money, but it's also a lot of car.

BMW X6 M50d

  • Discounted price: £51,720
  • List price: £74,220
  • Saving: £21,500
  • Discount: 30%

Cash discount – Volvo S90: £12,193 slashed from comfy saloon

Volvo S90 cash discount

The Volvo S90 is not a pricey car, but after a 23% saving it's fantastic value if you hunt down the best online deals.

That shrinks the price down from £37,335 to a far more affordable £25,142. For such a large, comfortable and upmarket car, that really isn't much.

Volvo S90 T4 Momentum Plus

  • Discounted price: £25,142
  • List price: £37,335
  • Saving: £12,193
  • Discount: 32.6%

Cash discount – SEAT Leon: great hatchback for just £12,695 - 31% off

SEAT Leon cash discount

The SEAT Leon is a good value car to begin with, but a hefty £5,610 cash discount makes it an even more attractive prospect.

That 31% saving shrinks the price from an already affordable £18,265 to an incredibly appealing £12,655 for this economical, nippy petrol model.

SEAT Leon 1.0 TSI SE

  • Discounted price: £12,655
  • List price: £18,265
  • Saving: £5,610
  • Discount: 30.8%

Cash discount – Nissan Qashqai: whopping £8,700 discount - 28% off list price

Nissan Qashqai cash discount

If you're taken by the super-popular Nissan Qashqai, there are enormous savings to be found – if you do your homework (or let us do it!).

An online saving of £8,700 shrinks the price for this high-specification automatic petrol model from £30,650 to £21,950.

Nissan Qashqai 1.3 DiG-T 160 Tekna+ DCT

  • Discounted price: £21,950
  • List price: £30,650
  • Saving: £8,700
  • Discount: 28.4%

Cash discount – Mercedes C-Class Cabriolet: save £10,554 on cosseting convertible

Mercedes-Benz C200 Cabriolet cash discount

With Mercedes-Benz prestige, an economical and smooth petrol engine, and a fast-folding fabric roof, this convertible cruiser for four is strong value after a large £10,554 discount.

That slashes the price from a hefty £45,249 to a much more appealing £34,695. Not much for a high-specification luxury convertible.

Mercedes-Benz C 200 Cabriolet AMG Line Premium automatic

  • Discounted price: £34,695
  • List price: £45,249
  • Saving: £10,554
  • Discount: 23.3%

Cash discount – Skoda Fabia: £3,835 slashed from supermini - 25% off

Skoda Fabia cash discount

The Fabia is one of the UK's best superminis with good value cash prices, but you can still find whopping savings with a little searching.

A 25% discount on this car slashes the price from £15,160 to a much more appealing £11,325.

Skoda Fabia 1.0 TSI 95 SE

  • Discounted price: £11,325
  • List price: £15,160
  • Saving: £3,835
  • Discount: 25.3%

Cash discount – Ford Kuga: £7,155 discount on high-spec SUV

Ford Kuga cash discount

Think buying an SUV is always expensive? Pick the right one and you can still save £7,155 just with a little searching.

That equates to a saving of 24% on the Ford Kuga, slashing the price from £29,960 to a much better value £22,805.

Ford Kuga 1.5 EcoBoost 150 ST-Line Edition

  • Discounted price: £22,820
  • List price: £29,975
  • Saving: £7,155
  • Discount: 23.9%

Cash discount – Volkswagen Arteon: £7,228 off sleek upmarket exec

VW Arteon cash deal

The Arteon is a large, comfy executive car with plenty of kit, and with a few thousand pounds knocked off, it's even more appealing.

A £7,228 saving slashes its price to £27,516.

Volkswagen Arteon 2.0 TDI 150 Elegance

  • Discounted price: £27,516
  • List price: £34,745
  • Saving: £7,228
  • Discount: 21%

Cash discount – Nissan Juke: 33% discount cuts price to just £13,998

Nissan Juke cash discount

You can bag yourself a popular Nissan Juke in mid-spec diesel form with an enormous 33% saving on the list price.

Search online and you can take advantage of over £6,000 in savings on the 1.5-litre Bose Personal Edition, coming in at just £13,998

Nissan Juke Tekna 1.5 dCi 110 Bose Personal Edition

  • Discounted price: £13,998
  • List price: £20,885
  • Saving: £6887
  • Discount : 33%

What to read next - learn more about car finance

Car finance: what is equity and why is it important?
Video: what is PCP car finance?
Lease a new car for less than a Sky TV subscription
PCP finance: can I get out early?
Top cars for less than £400 per month

**Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week.