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Best new car deals: top 68-plate cash, PCP and leasing offers

  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer
  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal?

We’ve done the hard work for you and fished-out some of the best-value offers available this week – for those with cash to splash and anyone looking for a top car finance or leasing deal.

If you are considering car finance take a look at our video guides explaining how PCP works, what PCH leasing is, and the ins and outs of Hire Purchase.

Best new car PCP finance deals Top new car PCH leasing offers Best new car cash savings 
1: Toyota Yaris Hybrid 1: SEAT Arona 1: Audi A5 Coupe 6: Volkswagen Passat
2: Ford Kuga 2: Toyota Aygo
2: Mercedes E-Class
7: Nissan Qashqai
3: Kia Ceed 3: Skoda Fabia
3: Skoda Citigo
8: Nissan Juke
4: Skoda Fabia 4: Vauxhall Mokka X
4: SEAT Leon
9: Fiat Tipo
5: Jaguar XF 5: MINI 5dr
5: Renault Kadjar
10: BMW 7 Series

Toyota Aygo PCP finance

With car finance splitting the cost of a new car into affordable chunks, the best deals mean that you can get a more upmarket or higher-spec car than you might expect, all without breaking the bank. Below we’ve rounded up the best value offers – whatever your budget:

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool*.

Remember to take a look at our car reviews section to read our expert verdicts on the models we've highlighted. And you'll want to check our top tips for getting the best car finance deal to ensure you get the best bang for your buck.

Scrappage schemes

Plus you can always visit our cars for sale section for more local deals. Meanwhile, when you come to sell your current vehicle, make sure you get a car valuation from us to ensure you get a good price.

PCP deals: best new cars to finance

Like the idea of running a brand new car for an affordable monthly payment – all with the option to hand the car back at the end of the contract or buy it outright? You need PCP finance.

Beware: the difference between the best and worst PCP deals is enormous. Do your homework, though, and you can bag a great car for far less per month than you might expect.

PCP finance – Toyota Yaris Hybrid: interest-free credit plus £1,250 discount

Toyota Yaris Hybrid

Small, economical and affordable, this hybrid Toyota includes a £1,250 deposit contribution discount plus 0% APR, meaning no interest is added to your monthly payments.

This means the well-equipped Yaris Hybrid Icon Tech weighs in at just £199 per month with a £2,400 deposit on a 42-month contract, with a 10,000-mile-per-year allowance.*

Toyota Yaris Hybrid 1.5 Icon Tech

  • Monthly cost: £199 (41 payments)
  • Deposit: £2,400 (plus £1,250 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £10,570
  • Total amount payable by customer to buy car: £17,275
  • Cash price: £18,525
  • Mileage allowance: 10,000 miles per year
  • APR: 0%

PCP finance – Ford Kuga: £232/month after £5,100 in discounts with 0% APR

Ford Kuga PCP finance

SUV styling, a high driving position and efficient petrol options make the Ford Kuga popular. More than £5,000 in discounts and interest-free credit, however, make it fantastic value.

These savings mean monthly payments for the 1.5 EcoBoost 150hp Titanium come in at just £232 on a 39-month contract (with a £3,000 deposit and 9,000-mile-per-year allowance).*

Ford Kuga 1.5 EcoBoost 150hp Titanium

  • Monthly cost: £232 (38 payments)
  • Deposit: £3,000 (plus £3,750 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £11,817
  • Total amount payable by customer to buy car: £21,360
  • Cash price: £25,110 (after £1,350 discount)
  • Mileage allowance: 9,000 miles per year
  • APR: 0%

PCP finance – Kia Ceed: £239/month with £3,000 deposit for high-spec hatch

Kia Ceed PCP finance

The brand new Kia Ceed offers very good value on PCP finance, with a £1,500 deposit contribution discount that more than outweighs the 2.9% interest charges.

Monthly payments are just £239 on a three-year contract with a £3,000 deposit and 8,000-mile-per-year allowance. That gets you the nippy turbocharged 1.4-litre petrol in high-spec Blue Edition trim.*

Kia Ceed 1.4 T-GDI 138hp Blue Edition

  • Monthly cost: £239 (36 payments)
  • Deposit: £3,000 (plus £1,500 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £11,590
  • Total amount payable by customer to buy car: £20,734
  • Cash price: £21,095
  • Mileage allowance: 8,000 miles per year
  • APR: 2.9%

PCP finance – Skoda Fabia: £2,500 discount means £147/month payments

Skoda Fabia PCP finance

The Skoda Fabia is one of the best small hatchbacks, but it's also one of the best value. Especially with £2,500 deposit contribution discounts on Skoda's PCP finance.

Go for the 1.0 75PS SE and payments come in at just £147 per month on a four-year contract with a £1,525 deposit and 10,000-mile-per-year allowance*.

Skoda Fabia 1.0 75PS SE

  • Monthly cost: £147 (47 payments)
  • Deposit: £1,525 (plus £2,500 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £8,456
  • Total amount payable by customer to buy car: £13,075
  • Cash price: £14,425
  • Mileage allowance: 10,000 miles per year
  • APR: 3.9%

PCP finance – Jaguar XF: 0% APR and £4,300 deposit contribution discount

Jaguar XF PCP finance

Jaguar finance can be very pricey, but the company has slashed costs on its XE and XF models with interest-free credit and a £4,300 deposit contribution discount on this petrol XF.

Together these mean you could put a desirable 250hp 25t R-Sport model on the drive for just £319 per month on a four-year contract (£5,000 deposit, 10,000 miles per year)*.

Jaguar XF 25t 250hp R-Sport

  • Monthly cost: £319 (48 payments)
  • Deposit: £5,000 (plus £4,300 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £20,293
  • Total amount payable by customer to buy car: £36,100
  • Cash price: £40,400
  • Mileage allowance: 10,000 miles per year
  • APR: 0%

PCH deals: best new cars to lease

Looking to run a brand new car for the lowest possible monthly payment? If you're not concerned about the option to own the car at the end of the contract, PCH leasing could be perfect.

With no option to buy the car when the contract ends, you simply pay an initial rental followed by a series of payments. When the term ends, just hand the car back and you can choose to walk away or get another one.

PCH leasing – SEAT Arona: affordable £190/month SUV with low £449 deposit

SEAT Arona PCH lease

This SEAT Arona gives you low monthly payments, a low deposit, SUV styling and you even get metallic paint thrown in as standard, making it great value.

Costs come in at just £190 per month with a £449 initial payment for the entry-level Arona 1.0 TSI SE  on a four-year, 8,000-mile-per-year contract.*

SEAT Arona 1.0 TSI SE

  • Monthly cost: £190 (47 payments)
  • Upfront payment: £250 (plus £199 admin fee)
  • Total amount payable by customer: £9,379
  • Cash price: £16,750
  • Mileage allowance: 8,000 miles per year

PCH leasing – Toyota Aygo: just £143/month with £449 deposit

Toyota Aygo PCH

The Toyota Aygo is not an expensive car, but this one is even better value on a lease.

Monthly payments come in at a mere £143, backed up by a low £449 deposit. For that you get the car on a four-year, 8,000-mile-per-year contract.*

Toyota Aygo 1.0 X-Play 3dr

  • Monthly cost: £143 (47 payments)
  • Upfront payment: £250 (plus £199 admin fee)
  • Total amount payable by customer: £7,170
  • Cash price: £10,910
  • Mileage allowance: 8,000 miles per year

PCH leasing – Skoda Fabia: £166/month with £346 deposit

Skoda Fabia lease

The Skoda Fabia isn't glamourous, but it is one of the best value small cars you can get; even more so with this lease.

Monthly payments come in at just £166, with an initial payment of £346. That's on a four-year contract with a 8,000-mile-per-year allowance.*

Skoda Fabia 1.0 75 SE L

  • Monthly cost: £166 (47 payments)
  • Upfront payment: £166 (plus £180 admin fee)
  • Total amount payable by customer: £8,128
  • Cash price: £14,275
  • Mileage allowance: 8,000 miles per year

PCH leasing – Vauxhall Mokka X: £199/month with £379 deposit for compact SUV

Vauxhall Mokka X PCH lease

The Vauxhall Mokka X is far from the best small off-roader, but this leasing deal makes it one of the best value - especially as it includes metallic paint.

Just £199 per month plus a low £379 deposit gets you the keys to the Mokka X in 1.4 Turbo Design Nav form on a four-year, 10,000-mile-per-year contract*.

Vauxhall Mokka X 1.4 Turbo Design Nav

  • Monthly cost: £199 (47 payments)
  • Upfront payment: £199 (plus £180 admin fee)
  • Total amount payable by customer: £9,741
  • Cash price: £19,830
  • Mileage allowance: 10,000 miles per year

PCH leasing – MINI 5dr: only £169/month with low £449 upfront payment

MINI 5dr PCH lease

Yes, the MINI 5dr focuses more on style than practicality, but with rock bottom leasing costs of £169 monthly payments and a £449 deposit, it's still an entirely sensible choice.*

That gets you a Cooper five-door with metallic paint on a four-year, 8,000-mile-per-year contract.

MINI Cooper 5dr

  • Monthly cost: £169 (47 payments)
  • Upfront payment: £250 (plus £199 admin fee)
  • Total amount payable by customer: £8,392
  • Cash price: £18,045
  • Mileage allowance: 8,000 miles per year

Cash deals: best new cars to buy outright

While some cars are better value to purchase through finance than cash – thanks to large deposit contribution discounts and low APR charges – others are much better cash purchases, with big savings on the list price.

We've rounded up desirable models with the biggest discounts available that make sense for those with cash in their pocket or looking to fund their next car with a personal loan.

Cash discount – Audi A5: enormous £10,335 discount on stylish coupe

Audi A5 Coupe

This Audi would normally cost £40,330, but after a mammoth £10,335 discount, it could be yours for a far more affordable £29,995 – a saving of 26%.

That’s not much considering that you get high specification S-Line trim plus a slick S tronic automatic gearbox with this diesel model.

Audi A5 Coupe 2.0 TDI S Line S tronic

  • Discounted price: £29,995
  • List price: £40,330
  • Saving: £10,335
  • Discount: 25.6%

Cash discount – Mercedes E-Class: save £9,155 on practical estate

Mercedes E-Class cash discount

With a Mercedes badge on the bonnet, an economical diesel engine under the bonnet and a comfortable interior, this Mercedes is strong value after a large £9,155 discount.

That slashes the price from a hefty £42,345 to a much more appealing £33,195. Not much for an upmarket large estate.

Mercedes-Benz E 220 d AMG Line automatic

  • Discounted price: £33,195
  • List price: £42,345
  • Saving: £9,155
  • Discount: 21.6%

Cash discount – Skoda Citigo: just £7,000 after £1,875 cash discount

Skoda Citigo cash saving

The Citigo is one of the UK's cheapest cars, but after a large £1,875 discount on a car that only cost £8,875, it's fantastic value at just £7,000.

That accounts for well over a 20% discount on a type of car that normally doesn't get discounted much at all.

Skoda Citigo 1.0 60 S 3dr

  • Discounted price: £7,000
  • List price: £8875
  • Saving: £1,875
  • Discount: 21.1%

Cash discount – SEAT Leon: great hatchback for just £13,366SEAT Leon cash discount

The SEAT Leon is a good value car to begin with, but a hefty near £5,000 cash discount makes it an even more appealing prospect.

That 27% saving shrinks the price from an already affordable £18,175 to a very appealing £13,366 for this economical, nippy petrol model.

  • Click here for the latest SEAT Leon cash deals
  • SEAT Leon 1.0 TSI SE

    • Discounted price: £13,366
    • List price: £18,175
    • Saving: £4,809
    • Discount: 26.5%

    Cash discount – Renault Kadjar: £5,640 discount on high-spec petrol SUV

    Renault Kadjar cash discount

    The Kadjar is closely related to the Nissan Qashqai, but comes with lower cash prices in most cases. And you can still find hefty savings online.

    A 24% discount shrinks the cost for this desirable 1.3 TCe 160 model from a reasonable £23,520 to a fantastic value £17,880.

    Renault Kadjar 1.3 TCe 160 Dynamique Nav

    • Discounted price: £17,880
    • List price: £23,520
    • Saving: £5,640
    • Discount: 24.0%

    Cash discount – Volkswagen Passat: £7,411 off, now just £17,839

    Volkswagen Passat cash discount

    The Passat is a large, comfy saloon with plenty of kit. The list price isn't high, but online savings available are still huge.

    Despite that reasonable £25,250 list price, a £7,411 saving slashes that to a surprisingly affordable £17,839.

    Volkswagen Passat 1.5 TSI Evo SE Business

    • Discounted price: £17,839
    • List price: £25,250
    • Saving: £7,411
    • Discount: 29.4%

    Cash discount – Nissan Qashqai: whopping 32% discount slashes price to £15,857

    Nissan Qashqai cash discount

    If you're taken by the super-popular Nissan Qashqai, there are enormous savings to be found – if you do your homework (or let us do it!).

    An online saving of 32% shrinks the price for this mid-specification diesel model from £23,395 to a much better value £15,857.

    Nissan Qashqai 1.5 dCi 115 Acenta

    • Discounted price: £15,857
    • List price: £23,395
    • Saving: £7,538
    • Discount: 32.2%

    Cash discount – Fiat Tipo: large family hatch just £9,999 - 30% off

    Fiat Tipo cash discount

    Car companies don’t often offer discounts, but Fiat has slashed £4,321 off the price of the entry-level Tipo hatchback.

    That’s a whopping discount of 30%, shrinking the cost from £14,320 to just £9,999 – very little for such a spacious and comfortable car.

    Fiat Tipo 1.4 95hp Easy

    • Discounted price: £9,999
    • List price: £14,320
    • Saving: £4,321
    • Discount: 30.2%

    Cash discount – Nissan Juke: £6,744 discount cuts price to just £13,501

    Nissan Juke cash discount

    You can bag yourself a popular Nissan Juke in high-spec turbocharged petrol form with an enormous 33% saving on the list price.

    Search online and you can take advantage of more than £6,700 in savings on the turbocharged 1.2-litre petrol Tekna [Bose] version, coming in at just £13,501.

    Nissan Juke Tekna 1.2 DiG-T Tekna [Bose]

    • Discounted price: £13,501
    • List price: £20,245
    • Saving: £6,743
    • Discount : 33.3%

    Cash discount – BMW 7 Series: £23,842 slashed from luxury saloon

    BMW 7 Series

    In the market for a plush luxury car, but don’t want to pay through the nose for the privilege? Do your homework and you can save a staggering £23,842 on the BMW 730Ld.

    That shrinks the price down from £72,500 to a far more palatable £48,658 – a substantial saving of 33%.

    BMW 730Ld

    • Discounted price: £48,658
    • List price: £72,500
    • Saving: £23,842
    • Discount: 32.9%

    What to read next - learn more about car finance

    Car finance: what is equity and why is it important?
    Video: what is PCP car finance?
    Lease a new car for less than a Sky TV subscription
    PCP finance: can I get out early?
    Top cars for less than £400 per month

    *Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week.

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