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Best new car deals: top 2019 leasing, PCP and cash offers

  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal?

We’ve done the hard work for you and fished-out some of the best-value offers available this week – for those with cash to splash and anyone looking for a top car finance or personal leasing deal.

If you are considering car finance take a look at our video guides explaining how PCP works, what PCH personal leasing is, and the ins and outs of Hire Purchase.

Best new car PCH personal leasing offers Best new car PCP finance deals Best new car cash savings 
1: Fiat 500 1: Suzuki Vitara 1: Ford Fiesta 6: Mercedes E-Class
2: Renault Kadjar
2: Mazda MX-5 2: BMW X6
7: Skoda Fabia
3: Dacia Duster
3: Ford Kuga 3: Volvo S90
8: Ford Kuga
4: Suzuki Vitara
4: Skoda Fabia 4: SEAT Leon
9: Volkswagen Passat
5: SEAT Arona
5: Kia Ceed 5: Nissan Qashqai
10: Nissan Juke

Mazda MX-5 PCP finance

With car finance splitting the cost of a new car into affordable chunks, the best deals mean that you can get a more upmarket or higher-spec car than you might expect, all without breaking the bank. Below we’ve rounded up the best value offers – whatever your budget:

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool*.

Remember to take a look at our car reviews section to read our expert verdicts on the models we've highlighted. And you'll want to check our top tips for getting the best car finance deal to ensure you get the best bang for your buck.

Scrappage schemes

Plus you can always visit our cars for sale section for more local deals. Meanwhile, when you come to sell your current vehicle, make sure you get a car valuation from us to ensure you get a good price.

PCH deals: best new cars for personal lease

Looking to run a brand-new car for the lowest possible monthly payment? If you're not concerned about the option to own the car at the end of the contract, PCH personal leasing could be perfect.

With no option to buy the car when the contract ends, you simply pay an initial rental followed by a series of payments. When the term ends, just hand the car back and you can choose to walk away or get another one.

PCH personal leasing – Fiat 500: chic city car for £78/month

Fiat 500 PCH lease deal

Small, stylish and hugely affordable, the 500 is a great value car to lease. In S trim you also get far more equipment than you'd expect for the low monthly cost.

Monthly payments come in at just £78 on a 24-month contract with an 8,000-mile-per-year allowance, with a total of £2,449 to pay upfront.*

Fiat 500 1.2 S

  • Monthly cost: £78 (23 payments)
  • Initial payment: £2,250 (plus £199 admin fee)
  • Total amount payable by customer to lease car and return: £4,243
  • Cash price: £12,750
  • Mileage allowance: 8,000 miles per year

PCH personal leasing – Renault Kadjar: comfy SUV for £120/month with £2,449 down

Renault Kadjar PCH lease

Sleek SUV styling, a high driving position and a punchy petrol engine make the Kadjar a very appealing choice with low monthly payments and a reasonable upfront payment. 

Put down £2,449 upfront and payments come in at just £120 per month on a 24-month, 8,000-mile-per-year contract.*

Renault Kadjar 1.3 TCe S Edition

  • Monthly cost: £120 (23 payments)
  • Initial payment: £2,250 (plus £199 admin fee)
  • Total amount payable by customer to lease car and return: £5,209
  • Cash price: £23,600
  • Mileage allowance: 8,000 miles per year

PCH personal leasing – Dacia Duster: super-affordable SUV for £84/month

Dacia Duster lease deal

The Duster is the UK's cheapest SUV in cash terms and it's very good value to lease, too. Yes, this is the very basic entry-level model lacking a radio and electric windows, but would you miss them for less than £85 per month? 

Monthly payments stand at £84 with £2,449 to pay upfront on a two-year, 8,000-mile-per-year contract.*

Dacia Duster 1.6 SCe Access

  • Monthly cost: £84 (23 payments)
  • Initial payment: £2,250 (plus £199 admin fee)
  • Total amount payable by customer to lease car and return: £4,381
  • Cash price: £9,995
  • Mileage allowance: 8,000 miles per year

PCH personal leasing – Suzuki Vitara: only £94/month with £2,449 upfront

Suzuki Vitara lease

The Vitara is a great litle SUV and it's even better when it's available for such a low monthly payment - especially as it now comes with a punchy small turbocharged petrol engine.

This entry-level model comes in at only £94 per month with £2,449 to pay upfront on a two-year, 8,000-mile-per-year contract.*

Suzuki Vitara

  • Monthly cost: £94 (23 payments)
  • Initial payment: £2,250 (plus £199 admin fee)
  • Total amount payable by customer to lease car and return: £4,611
  • Cash price: £16,999
  • Mileage allowance: 8,000 miles per year

PCH personal leasing – SEAT Arona: mere £100/month with £2,449 upfront

SEAT Arona PCH lease

Fancy a small car with a high driving position for a low cost? This high-riding SEAT weighs in at a very affordable £100 per month on a 24-month contract.*

That's with £2,449 to pay upfront and a reasonable mileage allowance of 8,000 miles per year. Not much at all for a compact SUV-style 'crossover'.

SEAT Arona 1.0 TSI SE

  • Monthly cost: £100 (23 payments)
  • Initial payment: £2,250 (plus £199 admin fee)
  • Total amount payable by customer to lease car and return: £4,749
  • Cash price: £17,145
  • Mileage allowance: 8,000 miles per year

*Bauer Consumer Media Limited is an appointed representative of ZenAuto Limited for the broking of regulated hire agreements. ZenAuto Limited is authorised and regulated by the Financial Conduct Authority. ZenAuto Limited's registered office is Number One, Great Exhibition Way, Kirkstall Forge, Leeds LS5 3BF. ZenAuto Limited's company registration number is 10967345. ZenAuto is the trading name of ZenAuto Limited. Terms, conditions and exclusions apply.


Personal Contract Purchase (PCP) deals: best new cars to finance

Like the idea of running a brand new car for an affordable monthly payment – all with the option to hand the car back at the end of the contract or buy it outright? You need PCP finance.

Beware: the difference between the best and worst PCP deals is enormous. Do your homework, though, and you can bag a great car for far less per month than you might expect.

PCP finance – Suzuki Vitara: stylish SUV for just £175/month with 0% APR

Suzuki Vitara PCP deal

SUVs may be hugely popular, but very few are properly affordable. The stylish Suzuki Vitara, however, is surprisingly good value thanks to interest-free credit.

Monthly payments come in at just £175 for the Vitara SZ4 in punchy but economical turbocharged petrol form on a 37-month contract (£2,500 deposit, 10,000 miles per year)**.

Suzuki Vitara 1.0 Boosterjet SZ4

  • Monthly cost: £175 (36 payments)
  • Deposit: £2,500 (no manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £8,811
  • Total amount payable by customer to buy car: £16,999
  • Cash price: £16,999
  • Mileage allowance: 10,000 miles per year
  • APR: 0%

PCP finance – Mazda MX-5: hefty £2,000 discount cuts payments to £200/month

Mazda MX-5 PCP finance deal

It may be a sports car and fantastic fun to drive, but more importantly the Mazda MX-5 is extremely good value to finance, too, thanks to an enormous £2,000 deposit contribution discount which outweighs the 4.1% APR interest charges.

This means that the MX-5 1.5 132hp SE+ would set you back just £200 per month with a £2,500 deposit on a 42-month contract, with a 8,000-mile-per-year allowance.**

Mazda MX-5 1.5 132hp SE+

  • Monthly cost: £200 (42 payments)
  • Deposit: £2,500 (plus £2,000 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £10,880
  • Total amount payable by customer to buy car: £18,607
  • Cash price: £18,995
  • Mileage allowance: 8,000 miles per year
  • APR: 4.1%

PCP finance – Ford Kuga: £254/month after £4,850 in discounts with 0% APR

Ford Kuga PCP finance

SUV styling, a high driving position and efficient petrol options make the Ford Kuga popular. Nearly £5,000 in discounts and interest-free credit, however, make it fantastic value.

These savings mean monthly payments for the 1.5 EcoBoost 150hp ST-Line come in at just £254 on a 39-month contract (with a £3,000 deposit and 9,000-mile-per-year allowance).**

Ford Kuga 1.5 EcoBoost 150hp ST-Line

  • Monthly cost: £254 (38 payments)
  • Deposit: £3,000 (plus £4,850 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £12,655
  • Total amount payable by customer to buy car: £23,360
  • Cash price: £28,210
  • Mileage allowance: 9,000 miles per year
  • APR: 0%

PCP finance – Skoda Fabia: £91/month with interest-free credit

Skoda Fabia PCP finance

The Skoda Fabia is fantastic value right now, thanks to a hefty £1,750 deposit contribution discount and interest-free credit on Skoda's PCP finance scheme.

Go for the 1.0 60PS S and payments come in at just £91 per month on a four-year contract with a £1,927 deposit and 5,000-mile-per-year allowance**.

Skoda Fabia 1.0 60PS S

  • Monthly cost: £91 (47 payments)
  • Deposit: £1,927 (plus £1,750 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £6,181
  • Total amount payable by customer to buy car: £10,505
  • Cash price: £12,255
  • Mileage allowance: 5,000 miles per year
  • APR: 0%

PCP finance – Kia Ceed: £248/month with £3,000 deposit for high-spec hatch

Kia Ceed PCP finance

The brand new Kia Ceed offers very good value on PCP finance, with a £1,500 deposit contribution discount that more than outweighs the 2.9% interest charges.

Monthly payments are just £248 on a three-year contract with a £3,000 deposit and 9,000-mile-per-year allowance. That gets you the nippy turbocharged 1.4-litre petrol in high-spec Blue Edition trim.**

Kia Ceed 1.4 T-GDI 138hp Blue Edition

  • Monthly cost: £248 (36 payments)
  • Deposit: £3,000 (plus £1,500 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £11,937
  • Total amount payable by customer to buy car: £20,719
  • Cash price: £21,095
  • Mileage allowance: 9,000 miles per year
  • APR: 2.9%

Cash deals: best new cars to buy outright

While some cars are better value to purchase through finance than cash – thanks to large deposit contribution discounts and low APR charges – others are much better cash purchases, with big savings on the list price.

We've rounded up desirable models with the biggest discounts available that make sense for those with cash in their pocket or looking to fund their next car with a personal loan.

Cash discount – Ford Fiesta: £3,746 slashed from UK's bestselling car - now £13,919

Ford Fiesta cash discount

The Ford Fiesta has long been the UK's most popular car. That doesn't mean that you can't find great discounts if you shop around, though.

This well-equipped petrol model could be yours for just £13,919 - a saving of £3,746, amounting to a 21% discount.

Ford Fiesta 1.0 EcoBoost 100PS Titanium 3dr

  • Discounted price: £13,919
  • List price: £17,665
  • Saving: £3,746
  • Discount: 21.2%

Cash discount – BMW X6: £21,277 slashed from high-performance SUV

BMW X6 cash discount

When it comes to discounts, it's normally high-performance cars and off-roaders that come with the smallest savings. Not this speedy SUV, though.

Thanks to a gargantuan 29% discount, this £74,045 car could be yours for £52,768. Yes, that's still a lot of money, but it's also a lot of car.

BMW X6 M50d

  • Discounted price: £52,768
  • List price: £74,045
  • Saving: £21,277
  • Discount: 28.7%

Cash discount – Volvo S90: £10,859 slashed from comfy saloon

Volvo S90 cash discount

The Volvo S90 is not a pricey car, but after a massive 30% saving it's fantastic value if you hunt down the best online deals.

That shrinks the price down from £36,120 to a far more affordable £25,261. For such a large, comfortable and upmarket car, that really isn't much.

Volvo S90 T4 Momentum

  • Discounted price: £25,261
  • List price: £36,120
  • Saving: £10,859
  • Discount: 30.1%

Cash discount – SEAT Leon: great hatchback for just £12,695 - 31% off

SEAT Leon cash discount

The SEAT Leon is a good value car to begin with, but a hefty £5,565 cash discount makes it an even more attractive prospect.

That 31% saving shrinks the price from an already affordable £18,260 to an incredibly appealing £12,695 for this economical, nippy petrol model.

SEAT Leon 1.0 TSI SE

  • Discounted price: £12,695
  • List price: £18,260
  • Saving: £5,565
  • Discount: 30.5%

Cash discount – Nissan Qashqai: whopping £8,837 discount - 29% off list price

Nissan Qashqai cash discount

If you're taken by the super-popular Nissan Qashqai, there are enormous savings to be found – if you do your homework (or let us do it!).

An online saving of £8,837 shrinks the price for this high-specification automatic petrol model from £30,645 to £21,808.

Nissan Qashqai 1.3 DiG-T 160 Tekna+ DCT

  • Discounted price: £21,808
  • List price: £30,645
  • Saving: £8,837
  • Discount: 28.8%

Cash discount – Mercedes E-Class: save £11,034 on luxurious estate

Mercedes E-Class Estate cash discount

With a Mercedes badge, an economical diesel engine under the bonnet and a mammoth boot, this big Benz is strong value after a large £11,034 discount.

That slashes the price from a hefty £40,820 to a much more appealing £29,786. Not much for a well-equipped large estate.

Mercedes-Benz E 220 d SE Estate automatic

  • Discounted price: £29,786
  • List price: £40,820
  • Saving: £11,034
  • Discount: 27.0%

Cash discount – Skoda Fabia: £3,835 slashed from supermini - 25% off

Skoda Fabia cash discount

The Fabia is one of the UK's best superminis with good value cash prices, but you can still find whopping savings with a little searching.

A 25% discount on this car slashes the price from £15,155 to a much more appealing £11,320.

Skoda Fabia 1.0 TSI 95 SE

  • Discounted price: £11,320
  • List price: £15,155
  • Saving: £3,835
  • Discount: 25.3%

Cash discount – Ford Kuga: £7,155 discount on high-spec SUV

Ford Kuga cash discount

Think buying an SUV is always expensive? Pick the right one and you can still save £7,155 just with a little searching.

That equates to a saving of 24% on the Ford Kuga, slashing the price from £29,960 to a much better value £22,805.

Ford Kuga 1.5 EcoBoost 150 ST-Line Edition

  • Discounted price: £22,805
  • List price: £29,960
  • Saving: £7,155
  • Discount: 23.9%

Cash discount – Volkswagen Passat: £7,381 off, now just £17,904

Volkswagen Passat cash discount

The Passat is a large, comfy saloon with plenty of kit. The list price isn't high, but online savings available are still huge.

Despite that reasonable £25,285 list price, a £7,381 saving slashes that to a surprisingly affordable £17,904.

Volkswagen Passat 1.5 TSI Evo SE Business

  • Discounted price: £17,904
  • List price: £25,285
  • Saving: £7,381
  • Discount: 29.2%

Cash discount – Nissan Juke: 32% discount cuts price to just £10,590

Nissan Juke cash discount

You can bag yourself a popular Nissan Juke in entry-level petrol form with an enormous 32% saving on the list price.

Search online and you can take advantage of nearly £5,000 in savings on the 1.6-litre Visia version, coming in at just £10,590.

Nissan Juke Tekna 1.6 112 Visia

  • Discounted price: £10,590
  • List price: £15,505
  • Saving: £4,915
  • Discount : 31.7%

What to read next - learn more about car finance

Car finance: what is equity and why is it important?
Video: what is PCP car finance?
Lease a new car for less than a Sky TV subscription
PCP finance: can I get out early?
Top cars for less than £400 per month

**Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week.