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Best new car deals: top 18-plate cash, PCP and leasing offers

  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer
  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal?

We’ve done the hard work for you and fished out some of the best-value offers available this week – for those with cash to splash and anyone looking for a top car finance or leasing deal.

If you are considering car finance take a look at our video guides explaining how PCP works, what PCH leasing is, and the ins and outs of Hire Purchase.

Best new car PCP finance deals Top new car PCH leasing offers Best new car cash savings  
1: Ford Edge 1: Skoda Octavia 1: Fiat Tipo 6: Nissan Juke
2: Smart Forfour 2: Honda Civic 2: Smart Forfour 7: Volvo S60
3: Volvo S90 3: Mercedes GLC 3: Nissan Qashqai 8: SEAT Leon
4: Dacia Duster 4: MINI Hatch 4: Mercedes E-Class 9: Mazda CX-3
5: BMW 7 Series 5: Volkswagen Arteon 5: Skoda Fabia 10: Renault Zoe 

Ford Edge PCP

With car finance splitting the cost of a new car into affordable chunks, the best deals mean that you can get a more upmarket or higher-spec car than you might expect, all without breaking the bank. Below we’ve rounded up the best value offers – whatever your budget:

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool*.

Remember to take a look at our car reviews section to read our expert verdicts on the models we've highlighted. And you'll want to check our top tips for getting the best car finance deal to ensure you get the best bang for your buck.

Scrappage schemes

Plus you can always visit our cars for sale section for more local deals. Meanwhile, when you come to sell your current vehicle, make sure you get a car valuation from us to ensure you get a good price.

PCP deals: best new cars to finance

Like the idea of running a brand new car for an affordable monthly payment – all with the option to hand the car back at the end of the contract or buy it outright? You need PCP finance.

Beware: the difference between the best and worst PCP deals is enormous. Do your homework, though, and you can bag a great car for far less per month than you might expect.

PCP finance – Ford Edge: £2,350 discount and 0% APR finance on striking SUV

Ford Edge PCP finance

Big off-roaders normally come with steep costs and very few discounts. That’s not the case with the Ford Edge, however.

Not only do you get interest-free credit, but Ford is throwing in a £2,350 discount too. That means monthly payments of £392 for the 180hp all-wheel drive diesel in well-equipped Titanium form.*

Ford Edge 2.0 TDCI 180 AWD Titanium

  • Monthly cost: £392 (36 payments)
  • Deposit: £5,000 (no manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £19,100
  • Total amount payable by customer to buy car: £33,160
  • Cash price: £33,160
  • Mileage allowance: 9,000 miles per year
  • APR: 0%

PCP finance – Smart Forfour: just £140/month with no deposit

Smart Forfour PCP finance

The Smart Forfour is one of the smallest cars you can buy and at £140 per month with no deposit, it’s one of the cheapest to finance too*.

This gets you the entry-level car on a four-year, 7,000-mile-per-year contract – and best of all you don’t have to put anything down upfront.

Smart Forfour 1.0 71hp Pure

  • Monthly cost: £140 (48 payments)
  • Deposit: £0 (£1,492 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £6,707
  • Total amount payable by customer to buy car: £9,697
  • Cash price: £10,495
  • Mileage allowance: 7,000 miles per year
  • APR: 2.9%

PCP finance – Volvo S90: huge £7,261 discount means low £279 monthly payments

Volvo S90 PCP finance offer

Large in size but small in monthly payments, the Volvo S90 is a great value car on PCP finance – thanks to a £7,261 deposit contribution discount.

Monthly payments come in at £279 per month on a four-year, 10,000-mile-per-year contract if you put down a £4,591 deposit*.

Volvo S90 D4 Momentum

  • Monthly cost: £279 (48 payments)
  • Deposit: £4,591 (£7,261 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £17,983
  • Total amount payable by customer to buy car: £32,258
  • Cash price: £36,460
  • Mileage allowance: 10,000 miles per year
  • APR: 3.9%

PCP finance – Dacia Duster: £159/month with £892 deposit for UK’s cheapest off-roader

Dacia Duster PCP

Striking SUV-style looks, a comfy cabin and pleasant drive make the new Dacia Duster 1.6 SCe 115 Essential ludicrously good value at just £159 per month*.

That gets you the Duster on a three-year contract with an affordable £892 deposit and 6,000-mile-per-year limit. No other off-roader comes close for cost.

Dacia Duster 1.6 SCe 115 Essential 4x2

  • Monthly cost: £159 (36 payments)
  • Deposit: £892 (£250 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £6,616
  • Total amount payable by customer to buy car: £12,829
  • Cash price: £11,595
  • Mileage allowance: 6,000 miles per year
  • APR: 5.9%

PCP finance – BMW 7 Series: 0% APR and £17,580 deposit contribution discount

BMW 7 Series PCP finance

Ignore the £72,000 cash price; this is a far more affordable car than that suggest, thanks to a £17,580 discount and interest-free credit.

That means that monthly payments would set you back just £529 on a four-year, 10,000-mile-per-year contract with a £10,000 deposit*.

BMW 730d M Sport

  • Monthly cost: £529 (47 payments)
  • Deposit: £10,000 (£17,580 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £34,882
  • Total amount payable by customer to buy car: £54,550
  • Cash price: £72,130
  • Mileage allowance: 10,000 miles per year
  • APR: 0%

PCH deals: best new cars to lease

Looking to run a brand new car for the lowest possible monthly payment? If you're not concerned about the option to own the car at the end of the contract, PCH leasing could be perfect.

With no option to buy the car when the contract ends, you simply pay an initial rental followed by a series of payments. When the term ends, just hand the car back and you can choose to walk away or get another one.

PCH leasing – Skoda Octavia: mere £84/month for practical, comfy family car

Skoda Octavia PCH lease deal

Less than £85 per month for a spacious, well-equipped Octavia; family cars don’t come cheaper than this. Better still, you’re not tied into too long a contract, with this two-year deal.

The mileage allowance is reasonable at 8,000 miles per year. Just make sure you can afford the £2,580 needed upfront*.

Skoda Octavia 1.0 TSI 115 SE Technology

  • Monthly cost: £84 (23 payments)
  • Upfront payment: £2,400 (plus £180 admin fee)
  • Total amount payable by customer: £4,512
  • Cash price: £19,090
  • Mileage allowance: 8,000 miles per year

PCH leasing – Honda Civic: just £123/month for striking five-door hatchback

Honda Civic PCH lease

Supersharp styling, a turbocharged 1.0-litre petrol engine and monthly payments of only £123 make this Civic an appealing option*.

You also get metallic paint thrown in – normally a pricey extra – and you’re only tied into a two-year contract, with a 8,000-mile-per-year cap and £2,699 upfront payment.

Honda Civic 1.0 Turbo SE

  • Monthly cost: £123 (23 payments)
  • Upfront payment: £2,500 (plus £199 admin fee)
  • Total amount payable by customer: £5,525
  • Cash price: £18,995
  • Mileage allowance: 8,000 miles per year

PCH leasing – Mercedes-Benz GLC: posh mid-size SUV for just £282/month

Mercedes-Benz GLC PCH leasing

An upmarket badge and high-riding SUV stance set the GLC apart from rival family cars. Though it has a £37,000 list price, you could put this Mercedes on the drive for a far more affordable £282 per month*.

That gets you this diesel GLC on a two-year, 8,000-mile-per-year contract with a £2,580 initial payment.

Mercedes-Benz GLC 220 d 4MATIC Urban Edition

  • Monthly cost: £282 (23 payments)
  • Upfront payment: £2,400 (plus £180 admin fee)
  • Total amount payable by customer: £9,066
  • Cash price: £37,010
  • Mileage allowance: 8,000 miles per year

PCH leasing – MINI Cooper 5dr: only £150/month over two years

MINI Cooper 5dr PCH lease deal

Big on style, but small on price, this MINI many not be the largest car for the money, but it is one of the most fun to drive.

£150 per month gets you a five-door MINI Cooper with metallic paint on a two-year, 8,000-mile-per-year contract with a £2,699 upfront payment*.

MINI Cooper 5dr

  • Monthly cost: £150 (23 payments)
  • Upfront payment: £2,500 (plus £199 admin fee)
  • Total amount payable by customer: £6,141
  • Cash price: £18,045
  • Mileage allowance: 8,000 miles per year

PCH leasing – Volkswagen Arteon: luxurious five-door hatch for only £194/month

Volkswagen Arteon PCH lease deal

Large, boldly styled and with a plush cabin, this Volkswagen Arteon is a huge amount of car for £194 per month*.

This gets you a well-equipped petrol Elegance model on a two-year, 8,000-mile-per year contract with an upfront payment of £2,580.

Volkswagen Arteon 1.5 TSI 150 Elegance DSG

  • Monthly cost: £194 (23 payments)
  • Upfront payment: £2,400 (plus £180 admin fee)
  • Total amount payable by customer: £7,051
  • Cash price: £32,740
  • Mileage allowance: 8,000 miles per year

Cash deals: best new cars to buy outright

While some cars are better value to purchase through finance than cash – thanks to large deposit contribution discounts and low APR charges – others are much better cash purchases, with big savings on the list price.

We've rounded up desirable models with the biggest discounts available that make sense for those with cash in their pocket or looking to fund their next car with a personal loan.

Cash discount – Fiat Tipo: large family hatchback for just £9,995

Fiat Tipo cash discount

Car companies don’t often offer discounts, but Fiat has slashed £3,805 off the price of the entry-level Tipo hatchback.

That’s a whopping discount of 28%, shrinking the cost from £13,800 to just £9,995 – very little for such a spacious and comfortable car.

Fiat Tipo 1.4 95hp Easy

  • Discounted price: £9,995
  • List price: £13,800
  • Saving: £3,805
  • Discount: 27.6%

Cash discount – Smart Forfour: 31% saving on chic city car, now £11,095

Smart Forfour cash discount

The Smart Forfour may be small but it’s normally pretty pricey. Not after a 31% discount, however, which cuts the price from £16,090 to a great value £11,095.

That gets you a turbocharged 0.9-litre petrol engine, which provides reasonable acceleration, plus a good haul of standard equipment.

Smart Forfour 0.9 Turbo Prime Sport Premium

  • Discounted price: £11,095
  • List price: £16,090
  • Saving: £4,995
  • Discount: 31.0%

Cash discount – Nissan Qashqai: 31% saving slashes £7,513 from the price

Nissan Qashqai cash discount

The Nissan Qashqai may be one of the UK’s bestselling cars but there are still enormous savings to be found – if you do your homework.

An online saving of 31% shrinks the price for this well-equipped petrol model from £24,260 to a much better value £16,748.

Nissan Qashqai 1.2 DiG-T 115 N-Connecta (panoramic roof)

  • Discounted price: £16,748
  • List price: £24,260
  • Saving: £7,513
  • Discount: 31.0%

Cash discount – Mercedes E-Class: save £12,525 on desirable upmarket estate

Mercedes E-Class Estate cash discount

Ignore the steep £42,720 list price; this Mercedes could be yours – brand new – for the much better value figure of £30,195, thanks to a £12,525 saving.

That gets you the keys to a supremely practical and comfortable E-Class Estate in economical diesel E 220 d AMG Line form.

Mercedes-Benz E 220 d AMG Line Estate

  • Discounted price: £30,195
  • List price: £42,720
  • Saving: £12,525
  • Discount: 29.3%

Cash discount – Skoda Fabia: just £8,567 for supermini after £2,808 saving

Skoda Fabia cash discount

Small cars normally mean small savings, but we’ve found a discount of £2,808 – equivalent to 25% - which cuts the price from £11,375 to £8,567.

This gets you an entry-level 1.0 60 S model, but it’s still well built, spacious and comfortable.

  • Click here for the latest Skoda Fabia cash deals
  • Skoda Fabia 1.0 60 S

    • Discounted price: £8,567
    • List price: £11,375
    • Saving: £2,808
    • Discount: 24.7%

    Cash discount – Nissan Juke: high-spec petrol for well under £14,000

    You can bag yourself a popular Nissan Juke in high-spec Tekna [Bose] trim with a 32% saving on the list price.

    Search online and you can take advantage of more than £6,400 in savings on the turbocharged 1.2-litre petrol Tekna [Bose] version, coming in at just £13,841.

    Nissan Juke Tekna 1.2 DIG-T Tekna [Bose]

    • Discounted price: £13,841
    • List price: £20,245
    • Saving: £6,404
    • Discount: 31.6%

    Cash discount – Volvo S60: £8,537 discount on £27,000 saloon

    Volvo S60 cash discount

    Yes, a replacement will arrive soon, but the outgoing Volvo S60 is still striking, comfortable and well-equipped.

    It's also fantastic value after an £8,537 discount on the punchy 190hp T4 SE Nav version slashes the price to a mere £18,932 – a saving of more than 31%.

    Volvo S60 T4 190hp SE Nav

    • Discounted price: £18,932
    • List price: £27,469
    • Saving: £8,537
    • Discount: 31.1%

    Cash discount – SEAT Leon: striking hatchback for just £14,344

    SEAT Leon PCH leasing

    Sharp looks, a small but punchy petrol engine and a surprising amount of kit make this SEAT Leon 1.2 TSI SE Dynamic Technology all the car you need.

    A 24% discount – equivalent to £4,616 – off the reasonable list price means it won’t break the bank either, at just £14,344.

    SEAT Leon 1.2 TSI SE Dynamic Technology

    • Discounted price: £14,344
    • List price: £18,960
    • Saving: £4,616
    • Discount: 24.3%

    Cash discount – Mazda CX-3: sub-£15,000 for stylish new SUV

    Mazda CX-3 cash discount

    Off-roaders are normally pricier than hatchback equivalents, and discounts often smaller. Big savings are available on the Mazda CX-3, however.

    A 20% discount cuts the price for the 2.0 120 SE Nav version from an affordable £18,695 to a fantastic value £14,983.

    Mazda CX-3 2.0 120 SE Nav

    • Discounted price: £14,983
    • List price: £18,695
    • Saving: £3,712
    • Discount: 19.9%

    Cash discount – Renault Zoe: save 43% on all-electric supermini

    Renault Zoe cash discount

    The Renault Zoe is one of the cheapest all-electric cars on sale, but gargantuan online savings slash the price down to a mere £12,975 for the Zoe Dynamique Nav R110 40kWh – including the government’s £4,500 Plug-in Car Grant.

    To take advantage of this low purchase price, you will have to sign up to a monthly battery rental contract, however this adds just £69 per month for a 7,500-mile-per-year agreement.

    Renault Zoe Dynamique Nav R110 40kWh

    • Discounted price: £12,975
    • List price: £22,920
    • Saving: £9,945
    • Discount: 43.4%
    • Battery rental: £69 per month (7,500 miles per year)

    What to read next - learn more about car finance

    Car finance: what is equity and why is it important?
    Video: what is PCP car finance?
    Lease a new car for less than a Sky TV subscription
    PCP finance: can I get out early?
    Top cars for less than £400 per month

    *Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week.

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