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Best new car deals: top 18-plate cash, PCP and leasing offers

  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer
  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal?

We’ve done the hard work for you and fished out some of the best-value offers available this week – for those with cash to splash and anyone looking for a top car finance or leasing deal.

If you are considering car finance take a look at our video guides explaining how PCP works, what PCH leasing is, and the ins and outs of Hire Purchase.

Best new car PCP finance deals Top new car PCH leasing offers Best new car cash savings  
1: Volkswagen Touareg 1: Fiat 500
1: Skoda Octavia 6: Jeep Grand Cherokee
2: Smart Forfour 2: Volvo V40
2: SEAT Leon
7: Mercedes C-Class
3: Volvo S90 3: Citroen Space Tourer
3: BMW 7 Series
8: Nissan Qashqai
4: Dacia Duster 4: Skoda Karoq
4: Fiat Tipo
9: Renault Zoe
5: BMW 7 Series 5: Skoda Octavia
5: Skoda Citigo
10: Nissan Juke 

Nissan Qashqai cash saving

With car finance splitting the cost of a new car into affordable chunks, the best deals mean that you can get a more upmarket or higher-spec car than you might expect, all without breaking the bank. Below we’ve rounded up the best value offers – whatever your budget:

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool*.

Remember to take a look at our car reviews section to read our expert verdicts on the models we've highlighted. And you'll want to check our top tips for getting the best car finance deal to ensure you get the best bang for your buck.

Scrappage schemes

Plus you can always visit our cars for sale section for more local deals. Meanwhile, when you come to sell your current vehicle, make sure you get a car valuation from us to ensure you get a good price.

PCP deals: best new cars to finance

Like the idea of running a brand new car for an affordable monthly payment – all with the option to hand the car back at the end of the contract or buy it outright? You need PCP finance.

Beware: the difference between the best and worst PCP deals is enormous. Do your homework, though, and you can bag a great car for far less per month than you might expect.

PCP finance – Volkswagen Touareg: mammoth luxury SUV for less than £500/month

Volkswagen Touareg PCP finance

Upmarket SUVs are typically some of the most expensive cars on the road. The brand new Volkswagen Touareg, however, is amazingly good value considering how luxurious it is.

It’ll cost you just £498 per month on a four-year, 10,000-mile-per-year contract with a £6,000 deposit. Yes, this is hardly small change, but it’s far less than rivals like the Range Rover Sport*.

Volkswagen Touareg 3.0 TDI 231hp SEL 4MOTION

  • Monthly cost: £498 (47 payments)
  • Deposit: £6,000 (£3,000 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £29,416
  • Total amount payable by customer to buy car: £49,953
  • Cash price: £48,995
  • Mileage allowance: 10,000 miles per year
  • APR: 3.3%

PCP finance – Smart Forfour: just £140/month with no deposit

Smart Forfour PCP finance

The Smart Forfour is one of the smallest cars you can buy and at £140 per month with no deposit, it’s one of the cheapest to finance too*.

This gets you the entry-level car on a four-year, 7,000-mile-per-year contract – and best of all you don’t have to put anything down upfront.

Smart Forfour 1.0 71hp Pure

  • Monthly cost: £140 (48 payments)
  • Deposit: £0 (£1,492 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £6,707
  • Total amount payable by customer to buy car: £9,697
  • Cash price: £10,495
  • Mileage allowance: 7,000 miles per year
  • APR: 2.9%

PCP finance – Volvo S90: huge £7,261 discount means low £279 monthly payments

Volvo S90 PCP finance offer

Large in size but small in monthly payments, the Volvo S90 is a great value car on PCP finance – thanks to a £7,261 deposit contribution discount.

Monthly payments come in at £279 per month on a four-year, 10,000-mile-per-year contract if you put down a £4,591 deposit*.

Volvo S90 D4 Momentum

  • Monthly cost: £279 (48 payments)
  • Deposit: £4,591 (£7,261 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £17,983
  • Total amount payable by customer to buy car: £32,258
  • Cash price: £36,460
  • Mileage allowance: 10,000 miles per year
  • APR: 3.9%

PCP finance – Dacia Duster: £159/month with £892 deposit for UK’s cheapest off-roader

Dacia Duster PCP

Striking SUV-style looks, a comfy cabin and pleasant drive make the new Dacia Duster 1.6 SCe 115 Essential ludicrously good value at just £159 per month*.

That gets you the Duster on a three-year contract with an affordable £892 deposit and 6,000-mile-per-year limit. No other off-roader comes close for cost.

Dacia Duster 1.6 SCe 115 Essential 4x2

  • Monthly cost: £159 (36 payments)
  • Deposit: £892 (£250 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £6,616
  • Total amount payable by customer to buy car: £12,829
  • Cash price: £11,595
  • Mileage allowance: 6,000 miles per year
  • APR: 5.9%

PCP finance – BMW 7 Series: 0% APR and £17,580 deposit contribution discount

BMW 7 Series PCP finance

Ignore the £72,000 cash price; this is a far more affordable car than that suggest, thanks to a £17,580 discount and interest-free credit.

That means that monthly payments would set you back just £529 on a four-year, 10,000-mile-per-year contract with a £10,000 deposit*.

BMW 730d M Sport

  • Monthly cost: £529 (47 payments)
  • Deposit: £10,000 (£17,580 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £34,882
  • Total amount payable by customer to buy car: £54,550
  • Cash price: £72,130
  • Mileage allowance: 10,000 miles per year
  • APR: 0%

PCH deals: best new cars to lease

Looking to run a brand new car for the lowest possible monthly payment? If you're not concerned about the option to own the car at the end of the contract, PCH leasing could be perfect.

With no option to buy the car when the contract ends, you simply pay an initial rental followed by a series of payments. When the term ends, just hand the car back and you can choose to walk away or get another one.

PCH leasing – Fiat 500: just £100/month for retro hatchback

Fiat 500 PCH lease

Want maximum style, minimum cost? How about a Fiat 500 for just under £100 per month? Choose a 500 1.2 Lounge on a two-year contract and you could have just that*.

The upfront payment comes in at £2,699 and you get a useful 8,000-mile-per-year allowance, making this a great value chic city car.

Fiat 500 1.2 Lounge

  • Monthly cost: £100 (23 payments)
  • Upfront payment: £2,500 (plus £199 admin fee)
  • Total amount payable by customer: £4,993
  • Cash price: £12,600
  • Mileage allowance: 8,000 miles per year

PCH leasing – Volvo V40: Ford Focus rival for £113/month

Volvo V40 lease deal

The Volvo V40 isn't the newest medium hatchback on the market, but it's extremely affordable at a mere £113 per month on a 18-month contract*.

For that you get a reasonably well-equipped petrol model with sat-nav on a 7,000-mile-per-year contract with a £2,580 upfront payment. Sensible family cars don't come much cheaper than this.

Volvo V40 T2 122hp Momentum Nav Plus

  • Monthly cost: £113 (17 payments)
  • Upfront payment: £2,400 (plus £180 admin fee)
  • Total amount payable by customer: £4,497
  • Cash price: £22,055
  • Mileage allowance: 7,000 miles per year

PCH leasing – Citroen Space Tourer: eight-seater people carrier for £186/month

Citroen Space Tourer lease

Need to carry eight and plenty of space for all their luggage? The Citroen Space Tourer offers tons of space in the cabin and the boot for a mere £186 per month*.

Better than this, the initial payment is low at £1,854 and you get to change to a new car after just two years. Just bear in mind that you'll have to stick to a 5,000-mile-per-year limit to avoid excess mileage charges.

Citroen Space Tourer 1.6 BlueHDI 115 Feel (eight-seat)

  • Monthly cost: £186 (23 payments)
  • Upfront payment: £1,674 (plus £180 admin fee)
  • Total amount payable by customer: £6,132
  • Cash price: £32,830
  • Mileage allowance: 5,000 miles per year

PCH leasing – Skoda Karoq: Qashqai-rivalling SUV with diesel power for £150/month

Skoda Karoq leasing

If the petrol Qashqai doesn’t take your fancy, or your prefer the idea of Skoda’s Karoq for your family SUV, this is an even better value option.

Monthly payments of £150 get you an economical 1.6-litre diesel Karoq in well-equipped SE Technology trim, on a  two-year, 8,000-mile-per-year contract with a £2,580 upfront payment*.

Skoda Karoq 1.6 TDI 115 SE Technology

  • Monthly cost: £150 (23 payments)
  • Upfront payment: £2,400 (plus £180 admin fee)
  • Total amount payable by customer: £6,030
  • Cash price: £23,000
  • Mileage allowance: 8,000 miles per year

PCH leasing – Skoda Octavia: mere £84/month for practical, comfy family car

Skoda Octavia leasing

Less than £85 per month for a spacious, well-equipped Octavia; family cars don’t come cheaper than this. Better still, you’re not tied into too long a contract, with this two-year deal.

The mileage allowance is reasonable at 8,000 miles per year. Just make sure you can afford the £2,580 needed upfront*.

Skoda Octavia 1.0 TSI 115 SE Technology

  • Monthly cost: £84 (23 payments)
  • Upfront payment: £2,400 (plus £180 admin fee)
  • Total amount payable by customer: £4,512
  • Cash price: £19,090
  • Mileage allowance: 8,000 miles per year

Cash deals: best new cars to buy outright

While some cars are better value to purchase through finance than cash – thanks to large deposit contribution discounts and low APR charges – others are much better cash purchases, with big savings on the list price.

We've rounded up desirable models with the biggest discounts available that make sense for those with cash in their pocket or looking to fund their next car with a personal loan.

Cash discount – Skoda Octavia: £11,841 for large diesel hatch after 41% discount

Skoda Octavia

If you’d rather pay cash than lease an Octavia, you can find a gigantic £8,069 discount online on the entry-level diesel model, making it extremely affordable at just £11,841.

With a spacious cabin, big boot and economical diesel engine under the bonnet, this must be the UK’s best sensible family car per pound.

Skoda Octavia 1.6 TDI S

  • Discounted price: £11,841
  • List price: £19,910
  • Saving: £8,069
  • Discount: 40.5%

Cash discount – SEAT Leon: striking hatchback for just £13,667

SEAT Leon PCH leasing

If you’d rather more kit for your money rather than the rock-bottom price of the Octavia above, the closely related SEAT Leon is still top value, with its refined, punchy petrol engine and greater amount of standard equipment.

A 28% discount – equivalent to £5,293 – means it won’t break the bank either, at just £13,667.

SEAT Leon 1.2 TSI SE Dynamic Technology

  • Discounted price: £13,667
  • List price: £18,960
  • Saving: £5,293
  • Discount: 27.9%

Cash discount – BMW 7 Series: £23,110 slashed from luxury saloon

BMW 7 Series cash discount

In the market for a plush luxury car, but don’t want to pay through the nose for the privilege? Do your homework and you can save a staggering £23,110 on the BMW 730d xDrive Exclusive.

That shrinks the price down from well over £70,000 to a far more palatable £48,495 – a substantial saving of more than 32%.

BMW 730d xDrive Exclusive

  • Discounted price: £48,495
  • List price: £71,605
  • Saving: £23,110
  • Discount: 32.3%

Cash discount – Fiat Tipo: large family hatchback for just £9,995

Fiat Tipo cash discount

Car companies don’t often offer discounts, but Fiat has slashed £3,805 off the price of the entry-level Tipo hatchback.

That’s a whopping discount of 28%, shrinking the cost from £13,800 to just £9,995 – very little for such a spacious and comfortable car.

Fiat Tipo 1.4 95hp Easy

  • Discounted price: £9,995
  • List price: £13,800
  • Saving: £3,805
  • Discount: 27.6%

Cash discount – Skoda Citigo: £6,736 for brand new city car after 24% saving

Skoda Citigo cash discount

City cars may be cheap, but it’s often hard to find big discounts as a result. We’ve found a 24% saving on the entry-level Skoda Citigo online, however, cutting it down to just £6,736.

That’s a saving of £2,124 on the already affordable £8,860 list price, making it one of the cheapest new cars you can buy.

  • Click here for the latest Skoda Citigo cash deals
  • Skoda Citigo 1.0 60 S

    • Discounted price: £6,736
    • List price: £8,860
    • Saving: £2,124
    • Discount: 24.0%

    Cash discount – Jeep Grand Cherokee: £12,498 cut from 4x4 price tag

    Jeep Grand Cherokee cash discount

    Big SUVs may be in big demand, but shop around and you can find even bigger savings. Despite its £48,880 list price you could get a well-equipped Jeep Grand Cherokee for just £36,382.

    This 3.0-litre diesel off-roader looks the part and features tonnes of space and standard kit for the price after the 26% discount.

    Jeep Grand Cherokee 3.0 CRD Limited Plus

    • Discounted price: £36,382
    • List price: £48,880
    • Saving: £12,498
    • Discount: 25.6%

    Cash discount – Mercedes C-Class: save £9,734 on upmarket petrol cabriolet

    Mercedes-Benz C-Class Cabriolet

    Popular upmarket badge on the bonnet, tick. Petrol power with economy-boosting hybrid tech, tick. Stylish convertible body for making the most of the UK heatwave, tick.

    More importantly, you can save yourself £9,734 on this posh drop top, getting you the Mercedes C 200 AMG Line with desirable Premium pack for £36,550.

    Mercedes-Benz C 200 AMG Line Premium Cabriolet

    • Discounted price: £36,550
    • List price: £46,284
    • Saving: £9,734
    • Discount: 21.0%

    Cash discount – Nissan Qashqai: 28% saving slashes £6,913 from the price

    Nissan Qashqai cash discount

    The Nissan Qashqai may be one of the UK’s bestselling cars but there are still enormous savings to be found – if you do your homework.

    An online saving of 28% shrinks the price for this well-equipped petrol model from £24,260 to a much better value £17,346. Better still, they’ll deliver the car for you for free, too.

    Nissan Qashqai 1.2 DiG-T N-Connecta [glass roof]

    • Discounted price: £17,346
    • List price: £24,260
    • Saving: £6,913
    • Discount: 28.5%

    Cash discount – Renault Zoe: save 42% on all-electric supermini

    Renault Zoe cash discount

    The Renault Zoe is one of the cheapest all-electric cars on sale, but gargantuan online savings slash the price down to a mere £13,241 for the Zoe Dynamique Nav R110 41kWh – including the government’s £4,500 Plug-in Car Grant.

    To take advantage of this low purchase price, you will have to sign up to a monthly battery rental contract, however this adds just £69 per month for a 7,500-mile-per-year agreement.

    Renault Zoe Dynamique Nav R110 41kWh

    • Discounted price: £13,241
    • List price: £22,920
    • Saving: £9,679
    • Discount: 42.2%
    • Battery rental: £69 per month (7,500 miles per year)

    Cash discount – Nissan Juke: high-spec petrol with £6,283 discount

    You can bag yourself a popular Nissan Juke in high-spec Tekna [Bose] trim with a 31% saving on the list price.

    Search online and you can take advantage of more than £6,200 in savings on the turbocharged 1.2-litre petrol Tekna [Bose] version, coming in at just £13,961.

    Nissan Juke Tekna 1.2 DIG-T Tekna [Bose]

    • Discounted price: £13,961
    • List price: £20,245
    • Saving: £6,283
    • Discount : 31.0%

    What to read next - learn more about car finance

    Car finance: what is equity and why is it important?
    Video: what is PCP car finance?
    Lease a new car for less than a Sky TV subscription
    PCP finance: can I get out early?
    Top cars for less than £400 per month

    *Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week.

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