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Best new car deals: top 2019 cash, PCP and leasing offers

  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal?

We’ve done the hard work for you and fished-out some of the best-value offers available this week – for those with cash to splash and anyone looking for a top car finance or leasing deal.

If you are considering car finance take a look at our video guides explaining how PCP works, what PCH leasing is, and the ins and outs of Hire Purchase.

Best new car PCP finance deals Top new car PCH leasing offers Best new car cash savings 
1: Suzuki Jimny 1: Nissan Qashqai 1: SEAT Leon 6: Mercedes E-Class
2: Mazda MX-5  2: Hyundai i10
2: BMW 3 Series Gran Turismo
7: Volkswagen Passat
3: Skoda Fabia 3: SEAT Leon
3: Nissan Juke
8: Nissan Qashqai
4: Ford Kuga 4: Volvo V90
4: Ford Kuga
9: Vauxhall Corsa
5: Kia Ceed 5: MINI Hatch 5dr
5: Audi A6
10: Audi A8

Suzuki Jimny PCP finance

With car finance splitting the cost of a new car into affordable chunks, the best deals mean that you can get a more upmarket or higher-spec car than you might expect, all without breaking the bank. Below we’ve rounded up the best value offers – whatever your budget:

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool*.

Remember to take a look at our car reviews section to read our expert verdicts on the models we've highlighted. And you'll want to check our top tips for getting the best car finance deal to ensure you get the best bang for your buck.

Scrappage schemes

Plus you can always visit our cars for sale section for more local deals. Meanwhile, when you come to sell your current vehicle, make sure you get a car valuation from us to ensure you get a good price.

PCP deals: best new cars to finance

Like the idea of running a brand new car for an affordable monthly payment – all with the option to hand the car back at the end of the contract or buy it outright? You need PCP finance.

Beware: the difference between the best and worst PCP deals is enormous. Do your homework, though, and you can bag a great car for far less per month than you might expect.

PCP finance – Suzuki Jimny: funky SUV for less than £150/month

Suzuki Jimny PCP

SUVs may be hugely popular, but very few offer actual off-road ability. The four-wheel drive Jimny, however, is very capable off road.

With monthly payments of just £149 for the Jimny SZ4, it's very affordable, too (48-month contract, £2,569 deposit, 8,000 miles per year)*.

These payments are low for the value of the car, as it's expected to be worth a lot when you hand the keys back. High APR charges, however, mean this is a bad value car to buy at the end of the contract, as you'll have paid nearly £3,000 in interest.

Suzuki Jimny SZ4 ALLGRIP

  • Monthly cost: £149 (48 payments)
  • Deposit: £2,569 (no manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £9,721
  • Total amount payable by customer to buy car: £18,480
  • Cash price: £15,499
  • Mileage allowance: 8,000 miles per year
  • APR: 6.9%

PCP finance – Mazda MX-5: hefty £2,000 discount cuts payments to £200/month

Mazda MX-5 PCP finance deal

It may be a sports car and fantastic fun to drive, but more importantly the Mazda MX-5 is extremely good value to finance, too, thanks to an enormous £2,000 deposit contribution discount which outweighs the 4.1% APR interest charges.

This means that the MX-5 1.5 132hp SE+ would set you back just £200 per month with a £2,500 deposit on a 42-month contract, with a 8,000-mile-per-year allowance.*

Mazda MX-5 1.5 132hp SE+

  • Monthly cost: £200 (42 payments)
  • Deposit: £2,500 (plus £2,000 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £10,880
  • Total amount payable by customer to buy car: £18,607
  • Cash price: £18,995
  • Mileage allowance: 8,000 miles per year
  • APR: 4.1%

PCP finance – Skoda Fabia: £139/month with no deposit

Skoda Fabia PCP finance

The Skoda Fabia is one of the best small hatchbacks, but it's also one of the best value. Especially with a £2,450 deposit contribution discount on Skoda's PCP finance scheme.

Go for the 1.0 60PS S and payments come in at just £139 per month on a four-year contract with a no deposit and 5,000-mile-per-year allowance*.

Skoda Fabia 1.0 60PS S

  • Monthly cost: £139 (47 payments)
  • Deposit: £0 (plus £2,450 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £6,549
  • Total amount payable by customer to buy car: £10,883
  • Cash price: £12,255
  • Mileage allowance: 5,000 miles per year
  • APR: 3.8%

PCP finance – Ford Kuga: £254/month after £4,850 in discounts with 0% APR

Ford Kuga PCP finance

SUV styling, a high driving position and efficient petrol options make the Ford Kuga popular. Nearly £5,000 in discounts and interest-free credit, however, make it fantastic value.

These savings mean monthly payments for the 1.5 EcoBoost 150hp ST-Line come in at just £254 on a 39-month contract (with a £3,000 deposit and 9,000-mile-per-year allowance).*

Ford Kuga 1.5 EcoBoost 150hp ST-Line

  • Monthly cost: £254 (38 payments)
  • Deposit: £3,000 (plus £4,850 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £12,655
  • Total amount payable by customer to buy car: £23,360
  • Cash price: £28,210
  • Mileage allowance: 9,000 miles per year
  • APR: 0%

PCP finance – Kia Ceed: £248/month with £3,000 deposit for high-spec hatch

Kia Ceed PCP finance

The brand new Kia Ceed offers very good value on PCP finance, with a £1,500 deposit contribution discount that more than outweighs the 2.9% interest charges.

Monthly payments are just £248 on a three-year contract with a £3,000 deposit and 9,000-mile-per-year allowance. That gets you the nippy turbocharged 1.4-litre petrol in high-spec Blue Edition trim.*

Kia Ceed 1.4 T-GDI 138hp Blue Edition

  • Monthly cost: £248 (36 payments)
  • Deposit: £3,000 (plus £1,500 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £11,937
  • Total amount payable by customer to buy car: £20,719
  • Cash price: £21,095
  • Mileage allowance: 9,000 miles per year
  • APR: 2.9%

PCH deals: best new cars to lease

Looking to run a brand new car for the lowest possible monthly payment? If you're not concerned about the option to own the car at the end of the contract, PCH leasing could be perfect.

With no option to buy the car when the contract ends, you simply pay an initial rental followed by a series of payments. When the term ends, just hand the car back and you can choose to walk away or get another one.

PCH leasing – Nissan Qashqai: £192/month with £449 deposit

Nissan Qashqai PCH leasing

The Nissan Qashqai is one of the UK's most popular SUVs, but do a little searching and you can still find some great deals.

This petrol model comes in a just £192 per month with an affordable £449 deposit on a four-year, 8,000-mile-per-year contract.*

Nissan Qashqai 1.3 DiG-T 140 Visia

  • Monthly cost: £192 (47 payments)
  • Upfront payment: £250 (plus £199 admin fee)
  • Total amount payable by customer: £9,473
  • Cash price: £19,595
  • Mileage allowance: 8,000 miles per year

PCH leasing – Hyundai i10: just £130/month with £449 upfront

Hyundai i10 PCP lease

Small, economical and fantastic value, this i10 is one of the most affordable cars you can lease.

Monthly payments come in at only £130, backed up by a low £449 deposit on a four-year, 8,000-mile-per-year contract.*

Hyundai i10 1.0 SE

  • Monthly cost: £130 (47 payments)
  • Upfront payment: £250 (plus £199 admin fee)
  • Total amount payable by customer: £6,559
  • Cash price: £11,195
  • Mileage allowance: 8,000 miles per year

PCH leasing – SEAT Leon: rock-bottom £84/month payments with £2,580 deposit

SEAT Leon PCH lease deal

The SEAT Leon isn't the newest medium hatchback, but as a result, you can find staggeringly good online deals if you shop around - like this petrol model for just £84 per month.* 

That gets you this £19,415 1.5-litre petrol Leon with a £2,580 initial payment and 8,000-mile-per-year limit. You even get metallic paint thrown in.

SEAT Leon 1.5 TSI Evo SE Dynamic

  • Monthly cost: £84 (23 payments)
  • Upfront payment: £2400 (plus £180 admin fee)
  • Total amount payable by customer: £4,512
  • Cash price: £19,415
  • Mileage allowance: 8,000 miles per year

PCH leasing – Volvo V90: only £192/month for 4x4 off-road estate

Volvo V90 Cross Country PCH lease

Like the sound of a large, comfy car with added all-terrain ability? The Volvo V90 Cross Country weighs in just £192 per month.*

That gets you an automatic petrol model with metallic paint and a £3,180 initial payment on a short 18-month, 8,000-mile-per-year contract.

Volvo V90 Cross Country T5 AWD

  • Monthly cost: £192 (17 payments)
  • Upfront payment: £3,000 (plus £180 admin fee)
  • Total amount payable by customer: £6,444
  • Cash price: £44,355
  • Mileage allowance: 8,000 miles per year

PCH leasing – MINI Hatch 5dr: £191/month with £449 deposit for stylish hatchback

MINI Hatch 5dr PCH lease deal

If you fancy a five-door MINI Hatch with the punchy Cooper engine for the lowest cost, then this could be for you.

Monthly payments come in at just £191 with a £449 upfront payment on a four-year, 8,000-mile-per-year contract.*

MINI Hatch Cooper Classic 5dr

  • Monthly cost: £191 (47 payments)
  • Upfront payment: £250 (plus £199 admin fee)
  • Total amount payable by customer: £9,426
  • Cash price: £18,330
  • Mileage allowance: 8,000 miles per year

Cash deals: best new cars to buy outright

While some cars are better value to purchase through finance than cash – thanks to large deposit contribution discounts and low APR charges – others are much better cash purchases, with big savings on the list price.

We've rounded up desirable models with the biggest discounts available that make sense for those with cash in their pocket or looking to fund their next car with a personal loan.

Cash discount – SEAT Leon: great hatchback for just £12,317

SEAT Leon cash discount

The SEAT Leon is a good value car to begin with, but a hefty near-£6,000 cash discount makes it an even more appealing prospect.

That 33% saving shrinks the price from an already affordable £18,260 to an incredibly appealing £12,317 for this economical, nippy petrol model.

SEAT Leon 1.0 TSI SE

  • Discounted price: £12,317
  • List price: £18,260
  • Saving: £5,943
  • Discount: 32.5%

Cash discount – BMW 3 Series Gran Turismo: £10,056 off practical BMW - save 25%

BMW 3-Series Gran Turismo

Slotting between the 3Series Saloon and Touring, the Gran Turismo offers a massive boot with a sleek silhouette.

Best of all there are enormous discounts available on the Gran Turismo  £10,056 off the 320d Gran Turismo M Sport slashes the cost from £39,970 to a great value £29,914.

BMW 320d Gran Turismo M Sport

  • Discounted price: £29,914
  • List price: £39,970
  • Saving: £10,056
  • Discount: 25.2%

Cash discount – Nissan Juke: 33% discount cuts price to just £10,450

Nissan Juke cash discount

You can bag yourself a popular Nissan Juke in entry-level petrol form with an enormous 33% saving on the list price.

Search online and you can take advantage of more than £5,000 in savings on the 1.6-litre Visian version, coming in at just £10,450.

Nissan Juke Tekna 1.6 112 Visia

  • Discounted price: £10,450
  • List price: £15,505
  • Saving: £5,055
  • Discount : 32.6%

Cash discount – Ford Kuga: £7,155 discount on high-spec SUV

Ford Kuga cash discount

Think buying an SUV is always expensive? Pick the right one and you can still save £7,155 just with a little searching.

That equates to a saving of 24% on the Ford Kuga, slashing the price from £29,960 to a much better value £22,805.

Ford Kuga 1.5 EcoBoost 150 ST-Line Edition

  • Discounted price: £22,805
  • List price: £29,960
  • Saving: £7,155
  • Discount: 23.9%

Cash discount – Audi A6: enormous £10,525 discount on just-launched Saloon

Audi A6 cash discount

This Audi would normally cost £40,820, but after a mammoth £10,525 discount, it could be yours for a far more affordable £30,295 – a saving of 26%.

That’s not much considering that you get high specification Sport trim with tonnes of desirable kit plus a slick S Tronic automatic gearbox.

Audi A6 40 TDI Sport S Tronic [Tech Pack]

  • Discounted price: £30,295
  • List price: £40,820
  • Saving: £10,525
  • Discount: 25.8%

Cash discount – Mercedes E-Class: save £9,930 on luxurious Estate

Mercedes E-Class Estate cash discount

With a Mercedes badge on the bonnet, an economical diesel engine under the bonnet and a mammoth boot, this Mercedes is strong value after a large £9,930 discount.

That slashes the price from a hefty £39,925 to a much more appealing £29,995. Not much for a well-equipped large estate.

Mercedes-Benz E 220 d SE Estate automatic

  • Discounted price: £29,995
  • List price: £39,925
  • Saving: £9,930
  • Discount: 24.9%

Cash discount – Volkswagen Passat: £7,411 off, now just £17,874

Volkswagen Passat cash discount

The Passat is a large, comfy saloon with plenty of kit. The list price isn't high, but online savings available are still huge.

Despite that reasonable £25,285 list price, a £7,411 saving slashes that to a surprisingly affordable £17,874.

Volkswagen Passat 1.5 TSI Evo SE Business

  • Discounted price: £17,874
  • List price: £25,285
  • Saving: £7,411
  • Discount: 29.3%

Cash discount – Nissan Qashqai: whopping £8,819 discount - 29% off list price

Nissan Qashqai cash discount

If you're taken by the super-popular Nissan Qashqai, there are enormous savings to be found – if you do your homework (or let us do it!).

An online saving of £8,819 shrinks the price for this high-specification automatic petrol model from £30,645 to £21,826.

Nissan Qashqai 1.3 DiG-T 160 Tekna+ DCT

  • Discounted price: £21,826
  • List price: £30,645
  • Saving: £8,819
  • Discount: 28.8%

Cash discount – Vauxhall Corsa: £6,016 slashed from supermini - 35% off

Vauxhall Corsa cash discount

The Corsa is one of the UK's bestselling cars, but you can still find whopping savings with a little searching.

A 35% discount on this car slashes the price from £17,360 to a much more appealing £11,344.

Vauxhall Corsa 1.4 75hp SRi Nav

  • Discounted price: £11,344
  • List price: £17,360
  • Saving: £6,016
  • Discount: 34.7%

Cash discount – Audi A8: £20,988 slashed from luxury saloon

Audi A8 cash discount

In the market for a plush luxury car, but don’t want to pay through the nose for the privilege? Do your homework and you can save a staggering £20,988 on the Audi A8 L 55 TFSI Quattro.

That shrinks the price down from £74,320 to a far more palatable £53,332 – a substantial saving of 28%.

Audi A8 L 55 TFSI Quattro

  • Discounted price: £53,332
  • List price: £74,320
  • Saving: £20,988
  • Discount: 28.2%

What to read next - learn more about car finance

Car finance: what is equity and why is it important?
Video: what is PCP car finance?
Lease a new car for less than a Sky TV subscription
PCP finance: can I get out early?
Top cars for less than £400 per month

*Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week.