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Best new car deals: top 18-plate cash, PCP and leasing offers

  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer
  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal?

We’ve done the hard work for you and fished out some of the best-value offers available this week – for those with cash to splash and anyone looking for a top car finance or leasing deal.

If you are considering car finance take a look at our video guides explaining how PCP works, what PCH leasing is, and the ins and outs of Hire Purchase.

Best new car PCP finance deals Top new car PCH leasing offers Best new car cash savings 
1: Skoda Citigo 1: Volvo S90
1: BMW 3 Series 6: Nissan Qashqai
2: Volvo V60 2: Suzuki Swift
2: Mercedes-Benz A-Class
7: Fiat Tipo
3: BMW M140i 3: Mazda 6
3: Skoda Octavia
8: Nissan Juke
4: Jaguar XF 4: Nissan Qashqai
4: Vauxhall Corsa
9: BMW 7 Series
5: Dacia Duster 5: SEAT Leon ST
5: Jeep Grand Cherokee
10: Renault Zoe 

BMW 3 Series Touring

With car finance splitting the cost of a new car into affordable chunks, the best deals mean that you can get a more upmarket or higher-spec car than you might expect, all without breaking the bank. Below we’ve rounded up the best value offers – whatever your budget:

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool*.

Remember to take a look at our car reviews section to read our expert verdicts on the models we've highlighted. And you'll want to check our top tips for getting the best car finance deal to ensure you get the best bang for your buck.

Scrappage schemes

Plus you can always visit our cars for sale section for more local deals. Meanwhile, when you come to sell your current vehicle, make sure you get a car valuation from us to ensure you get a good price.

PCP deals: best new cars to finance

Like the idea of running a brand new car for an affordable monthly payment – all with the option to hand the car back at the end of the contract or buy it outright? You need PCP finance.

Beware: the difference between the best and worst PCP deals is enormous. Do your homework, though, and you can bag a great car for far less per month than you might expect.

PCP finance – Skoda Citigo: £1,500 discount means low £115/month payments

Skoda Citigo PCP finance

City cars normally have low cash prices, but the Citigo has very affordable PCP finance costs, too. That’s thanks to a £1,500 deposit contribution discount which more than outweighs the high 6.7% APR charges.

Put down a £1,541 deposit and you could put this three-door SE model on the drive for just £115 per month, on a four-year, 10,000-mile-per-year contract*.

Skoda Citigo 1.0 60hp SE 3dr

  • Monthly cost: £115 (47 payments)
  • Deposit: £1,541 (plus £1,500 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £6,942
  • Total amount payable by customer to buy car: £9,973
  • Cash price: £10,135
  • Mileage allowance: 10,000 miles per year
  • APR: 6.7%

PCP finance – Volvo V60: £4,496 discount shrinks estate costs to £289/month

Volvo V60 PCP finance

A comfortable cabin, spacious boot and tonnes of standard kit make the V60 a great practical estate car. What sets it apart from rivals, though, are the top value PCP finance offers.

Monthly payments come in at just £289 on a four-year contract courtesy of a £4,496 deposit contribution discount (with a £3,927 deposit and 10,000-mile-per-year limit) for the economical D3 diesel in Momentum trim. Metallic paint is included, too.

Volvo V60 D3 Momentum

  • Monthly cost: £289 (48 payments)
  • Deposit: £3,927 (plus £4,496 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £17,799
  • Total amount payable by customer to buy car: £30,099
  • Cash price: £29,214
  • Mileage allowance: 10,000 miles per year
  • APR: 2.9%

PCP finance – BMW M140i: £6,376 discount cuts costs to £320/month

BMW M140i PCP finance

A powerful 340hp engine and rear-wheel drive in a small car make the BMW M140i rapid enough to outpace a number of sports cars, accelerating to 62mph in just 4.6 seconds. It’s far more affordable than all its rivals, too.

An enormous £6,376 deposit contribution discount means this £35,240 car costs a surprisingly affordable £320 per month (£5,000 deposit, four-year, 10,000-mile-per-year contract).

BMW M140i 3dr auto

  • Monthly cost: £320 (47 payments)
  • Deposit: £5,000 (plus £6,376 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £20,041
  • Total amount payable by customer to buy car: £32,362
  • Cash price: £35,240
  • Mileage allowance: 10,000 miles per year
  • APR: 4.9%

PCP finance – Jaguar XF: 0% APR and £4,300 deposit contribution discount

Jaguar XF PCP finance

Jaguar finance can be very pricey, but the company has slashed costs on its XE and XF models with interest-free credit and a £4,300 deposit contribution discount on this petrol XF.

Together these mean you could put a desirable 250hp 25t R-Sport model on the drive for just £319 per month on a four-year contract (£5,000 deposit, 10,000 miles per year)*.

Jaguar XF 25t 250hp R-Sport

  • Monthly cost: £319 (48 payments)
  • Deposit: £5,000 (plus £4,300 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £20,293
  • Total amount payable by customer to buy car: £36,100
  • Cash price: £40,400
  • Mileage allowance: 10,000 miles per year
  • APR: 0%

PCP finance – Dacia Duster: £159/month with a low £1,138 deposit

Dacia Duster PCP

Striking SUV-style looks, a comfy cabin and pleasant drive make the new Dacia Duster 1.6 SCe 115 Essential ludicrously good value at just £159 per month*.

That gets you the Duster on a three-year contract with an affordable £1,138 deposit and 6,000-mile-per-year limit. No other off-roader comes close for cost.

You can even cut the cost further to £129 per month with a £750 deposit (on a three-year, 6,000-mile-per-year contract) by going for the ultra-basic Access model.

Dacia Duster 1.6 SCe 115 Essential 4x2

  • Monthly cost: £159 (36 payments)
  • Deposit: £1,138 (plus £250 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £6,862
  • Total amount payable by customer to buy car: £13,169
  • Cash price: £11,695
  • Mileage allowance: 6,000 miles per year
  • APR: 6.9%

PCH deals: best new cars to lease

Looking to run a brand new car for the lowest possible monthly payment? If you're not concerned about the option to own the car at the end of the contract, PCH leasing could be perfect.

With no option to buy the car when the contract ends, you simply pay an initial rental followed by a series of payments. When the term ends, just hand the car back and you can choose to walk away or get another one.

PCH leasing – Volvo S90: £84/month for stylish, comfy saloon

Volvo S90

The S90 is huge – around the same size as a Mercedes-Benz E-Class – but you could put one on the drive for a staggeringly affordable £84 per month (18-month contract, 7,000 miles per year)*.

More than this, metallic paint is thrown in, making that £84 per month fantastic value for this contract. Yes, the £3,180 initial payment is high, but it’s still a great deal.

Volvo S90 2.0 T4 Momentum

  • Monthly cost: £84 (17 payments)
  • Upfront payment: £3,000 (plus £180 admin fee)
  • Total amount payable by customer: £4,608
  • Cash price: £35,105
  • Mileage allowance: 7,000 miles per year

PCH leasing – Suzuki Swift: top car just £166/month with £346 deposit

Suzuki Swift

Cute styling and a punchy turbocharged petrol engine make this Swift an appealing small car, but it’s the price that really makes it stand out: £165 per month with a £346 upfront payment.

That gets you the Swift 1.0 Boosterjet SZ-T on a three-year, 5,000-mile-per-year contract. Best of all, metallic paint is thrown in, too.

Suzuki Swift 1.0 Boosterjet SZ-T

  • Monthly cost: £166 (35 payments)
  • Upfront payment: £166 (plus £180 admin fee)
  • Total amount payable by customer: £6,156
  • Cash price: £13,854
  • Mileage allowance: 5,000 miles per year

PCH leasing – Mazda 6: just £174/month for striking large saloon

Mazda 6 lease deal

Sharp looks, a comfy, well-equipped cabin and a refined petrol engine make the Mazda 6 stand out.

Yes, the monthly payments are higher than the Volvo above, at £174 per month, but the initial payment is lower at £2,268 and the mileage allowance more generous, at 8,000 miles per year.

Mazda 6 2.0 SE-L Nav+

  • Monthly cost: £174 (23 payments)
  • Upfront payment: £2,088 (plus £180 admin fee)
  • Total amount payable by customer: £6,270
  • Cash price: £22,990
  • Mileage allowance: 8,000 miles per year

PCH leasing – Nissan Qashqai: £200/month SUV with affordable £1,199 deposit

Nissan Qashqai lease

It might be one of the UK’s most popular cars, but you can still find great value Qashqai leasing options online.

With this model you get a punchy turbocharged petrol engine and plenty of standard equipment. Not bad for £200 per month with a £1,199 deposit on a 30-month contract*.

Nissan Qashqai 1.3 DiG-T 160 Acenta

  • Monthly cost: £200 (29 payments)
  • Upfront payment: £1,000 (plus £199 admin fee)
  • Total amount payable by customer: £6,989
  • Cash price: £23,000
  • Mileage allowance: 8,000 miles per year

PCH leasing – SEAT Leon ST: practical, high-spec family car for £197/month with £1,449 deposit

SEAT Leon ST PCH leasing

The Leon ST looks good, offers plenty of power in turbocharged 1.5-litre petrol form and boasts a massive boot, too. With £197 monthly payments it’s affordable as well*.

This gets you the Leon on a two-year, 8,000-mile-per-year contract with a £1,449 deposit – that’s good value considering this FR Sport model has tonnes of equipment thrown in.

SEAT Leon ST 1.5 TSI Evo FR Sport

  • Monthly cost: £197 (23 payments)
  • Upfront payment: £1,250 (plus £199 admin fee)
  • Total amount payable by customer: £5,981
  • Cash price: £24,575
  • Mileage allowance: 8,000 miles per year

Cash deals: best new cars to buy outright

While some cars are better value to purchase through finance than cash – thanks to large deposit contribution discounts and low APR charges – others are much better cash purchases, with big savings on the list price.

We've rounded up desirable models with the biggest discounts available that make sense for those with cash in their pocket or looking to fund their next car with a personal loan.

Cash discount – BMW 3 Series: huge £11,669 discount on speedy, all-wheel drive estate

BMW 3 Series Touring cash discount

This BMW would normally cost £45,075, but after a mammoth £11,669 discount, it could be yours for a far more affordable £33,406 – a saving of 26%.

That’s not much considering just how much power its turbocharged 3.0-litre diesel engine offers, and the comfy, upmarket cabin on offer.

BMW 335d xDrive M Sport Touring

  • Discounted price: £33,406
  • List price: £45,075
  • Saving: £11,669
  • Discount: 25.9%

Cash discount – Skoda Octavia: £7,195 saving slashes high-spec Skoda to £18,015

Skoda Octavia cash discount

With its well-equipped cabin, enormous boot and punchy, economical diesel engine, this Skoda makes a great family car. You also get a slick-shifting automatic gearbox.

That’s all the more true after a £7,195 saving – shrinking the price from £25,210 to £18,015 and equates to a substantial discount of 29%.

  • Click here for the latest Skoda Octavia cash deals
  • Skoda Octavia 2.0 TDI 150 SE L DSG

    • Discounted price: £18,015
    • List price: £25,210
    • Saving: £7,195
    • Discount: 28.5%

    Cash discount – Vauxhall Corsa: 32% price cut slashes £5,438 off the cost of popular hatch

    Vauxhall Corsa PCH lease

    If you fancing owning a Corsa rather than financing or leasing it, this deal slashes £5,438 from the price of the same car. That reduces the cost to £11,517 – down from £16,995 – saving you 32%.

    With standard-fit sat-nav and sporty SRI trim, this Corsa is one of the more appealing versions available.

    Vauxhall Corsa 1.4 75 SRI Nav 5dr

    • Discounted price: £11,517
    • List price: £16,995
    • Saving: £5,438
    • Discount: 32.0%

    Cash discount – Jeep Grand Cherokee: £12,498 cut from 4x4 price tag

    Jeep Grand Cherokee cash discount

    Big SUVs may be in big demand, but shop around and you can find even bigger savings. Despite its £48,880 list price you could get a well-equipped Jeep Grand Cherokee for just £36,382.

    This 3.0-litre diesel off-roader looks the part and features tonnes of space and standard kit for the price after the 26% discount.

    Jeep Grand Cherokee 3.0 CRD Limited Plus

    • Discounted price: £36,382
    • List price: £48,880
    • Saving: £12,498
    • Discount: 25.6%

    Cash discount – Mercedes A-Class: £6,020 discount cuts posh hatch to £19,795

    Mercedes A-Class cash discount

    The Mercedes A-Class is very desirable but comes with high cash prices. Thankfully, there are big cash discounts online, if you do a little searching.

    Despite a near-£26,000 list price, we’ve found this automatic diesel model for just £19,795 – saving you more than £6,000 – making it a much better value proposition.

    Mercedes-Benz A 180 d SE automatic

    • Discounted price: £19,795
    • List price: £25,815
    • Saving: £6,020
    • Discount: 23.3%

    Cash discount – Nissan Qashqai: 28% saving slashes £6,670 from the price

    Nissan Qashqai cash discount

    The Nissan Qashqai may be one of the UK’s bestselling cars but there are still enormous savings to be found – if you do your homework (or let us do it!).

    An online saving of 28% shrinks the price for this well-equipped petrol model from £23,595 to a much better value £16,925.

    Nissan Qashqai 1.3 DiG-T 140 N-Connecta

    • Discounted price: £16,925
    • List price: £23,595
    • Saving: £6,670
    • Discount: 28.3%

    Cash discount – Fiat Tipo: large family hatch just £9,999 - 30% off

    Fiat Tipo cash discount

    Car companies don’t often offer discounts, but Fiat has slashed £4,321 off the price of the entry-level Tipo hatchback.

    That’s a whopping discount of 30%, shrinking the cost from £14,320 to just £9,999 – very little for such a spacious and comfortable car.

    Fiat Tipo 1.4 95hp Easy

    • Discounted price: £9,999
    • List price: £14,320
    • Saving: £4,321
    • Discount: 30.2%

    Cash discount – Nissan Juke: high-spec petrol with £6,295 discount

    You can bag yourself a popular Nissan Juke in high-spec form with a 31% saving on the list price.

    Search online and you can take advantage of more than £6,200 in savings on the turbocharged 1.2-litre petrol Tekna (Bose) version, coming in at just £13,949.

    Nissan Juke Tekna 1.2 DIG-T Tekna (Bose)

    • Discounted price: £13,949
    • List price: £20,245
    • Saving: £6,295
    • Discount : 31.1%

    Cash discount – BMW 7 Series: £23,110 slashed from luxury saloon

    BMW 7 Series cash discount

    In the market for a plush luxury car, but don’t want to pay through the nose for the privilege? Do your homework and you can save a staggering £23,110 on the BMW 730d xDrive Exclusive.

    That shrinks the price down from well over £70,000 to a far more palatable £48,495 – a substantial saving of more than 32%.

    BMW 730d xDrive Exclusive

    • Discounted price: £48,495
    • List price: £71,605
    • Saving: £23,110
    • Discount: 32.3%

    Cash discount – Renault Zoe: save 43% on all-electric supermini

    Renault Zoe cash discount

    The Renault Zoe is one of the cheapest all-electric cars on sale, but gargantuan online savings slash the price down to a mere £13,087 for the Zoe Dynamique Nav R110 41kWh – including the government’s £4,500 Plug-in Car Grant.

    To take advantage of this low purchase price, you will have to sign up to a monthly battery rental contract; however this adds just £69 per month for a 7,500-mile-per-year agreement.

    Renault Zoe Dynamique Nav R110 41kWh

    • Discounted price: £13,087
    • List price: £22,920
    • Saving: £9,833
    • Discount: 42.9%
    • Battery rental: £69 per month (7,500 miles per year)

    What to read next - learn more about car finance

    Car finance: what is equity and why is it important?
    Video: what is PCP car finance?
    Lease a new car for less than a Sky TV subscription
    PCP finance: can I get out early?
    Top cars for less than £400 per month

    *Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week.

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