Car finance advice

Latest articles

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  What is Personal Contract Purchase car finance? | PCP explained
  Personal contract purchase (PCP) finance agreements allow car buyers to spread the cost of a car across a deposit, monthly payments and an optional final payment. Typically a PCP finance agreement...
• 
  The best 0% APR car deals April 2025 + every 0% APR car deal (0% finance)
  Check out the best new car deals, and you’ll notice that many of them share similar hallmarks, such as 0% APR finance offers. These deals are a tempting proposition because,...
• 
  Car finance or cash: which option is best for you?
  Choosing and financing your next car can be an arduous task. What type to get? Is it time to go electric or hybrid? Will the badge or its sleek looks...
• 
  How to find cheap car finance – Parkers shows you where you'll find the best deals in 2025
  If you’re shopping for a new car, you’ll be bombarded with an array of tempting car finance options. Some offers will be better than, however, so it’s important to know...
• 
  Cars vs public transport: driving can be cheaper than catching the train or the Tube
  Surprise, surprise, public transport in the UK continues to be a contentious issue. The latest in a long line of problems is the 10 days of strikes planned for the...
• 
  Martin Lewis action leads to 1.2 million claims for car finance refunds
  In response to the Financial Conduct Authority’s (FCA) investigation into rejected complaints over high car finance interest rates, Martin Lewis has confirmed more than 1.2 million are seeking compensation. The FCA’s...
• 
  Car finance or bank loan: which is best for you?
  Choosing between a car finance scheme and a good old-fashioned bank loan is a common dilemma among modern car buyers. It’s an important decision to get right, because picking the...
• 
  Car scrappage schemes: who, where and how in 2024
  If you’re looking to trade your old banger in for a present-day machine via a new car deal, you might qualify for one of the current car scrappage schemes. Good...
• 
  Car finance: what is voluntary termination?
  Reading through the terms and conditions of a new car deal can generate a lot of questions. And, to avoid issues, it’s important to get the answers to each. Particularly,...
• 
  How to spot the best PCP car finance deals
  You’ve probably seen lots of tempting finance deals if you’re browsing websites or dealerships for a new car. However, many don’t actually represent good value for money. This is why...
• 
  ‘Seamless’ Nissan subscription service explained
  Nissan has become the latest car manufacturer to offer an all-in-one car payment solution. Nissan’s subscription service will allow consumers to pay for the cost of a car, insurance for...
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  Electric car subscriptions explained
  Subscriptions are a fairly easy concept to grasp and offer a viable alternative to car ownership. But an electric car subscription has one delicious element added to it. If you’re unsure...
• 
  How does PCP work at the end of term?
  We bet if you’ve come to us via Google, your Personal Contract Purchase (PCP) deal is nearing the end of your agreement and you’ve found yourself asking ‘how does PCP...
• 
  Jaguar and Land Rover subscription service explained
  Jaguar Land Rover’s Pivotal service is among a slew of subscription services being offered by car manufacturers aiming to entice drivers who want something more flexible than PCP or leasing. Pivotal...
• 
  Can I modify my car on a PCP finance agreement?
  Whether it’s fitting a new stereo, attaching a tow bar, or fitting a new exhaust, modifications are a popular way of personalising your car. But, if it’s financed, and before...
• 
  What is an Advance Payment Plan?
  If you’re planning on financing your next car but don’t like the idea of having to make payments every month, an Advance Payment Plan (APP) could be for you. Like most...
• 
  Just Add Fuel explained plus deals
  Major motoring costs have a habit of creeping up on you. Just Add Fuel aims to cut down on the stress by bundling nearly everything into one monthly payment. Packaging all...
• 
  HP or PCP - which type of car finance is best for me?
  Car finance can be baffling at times. Even remembering the initialisms PCP (Personal Contract Purchase) and HP (Hire Purchase) can seem like an arduous task when confronted with a slick...
• 
  The guide to used car finance
  Used car finance is big business. According to the Finance and Leasing Association the used car retail sector was 10% larger in 2021 than it was in 2020. Why is used...
• 
  Bad credit car finance | Can I get a car loan with poor credit?
  Getting car finance with bad credit can be tricky. Whether you’re choosing a PCP (Personal Contract Purchase), HP (Hire Purchase) or PCH (Personal Contract Hire) agreement your lender will perform a credit check to look at...

Most popular articles

• 
  The best 0% APR car deals April 2025 + every 0% APR car deal (0% finance)
  Check out the best new car deals, and you’ll notice that many of them share similar hallmarks, such as 0% APR finance offers. These deals are a tempting proposition because,...
• 
  Car finance or cash: which option is best for you?
  Choosing and financing your next car can be an arduous task. What type to get? Is it time to go electric or hybrid? Will the badge or its sleek looks...
• 
  Car finance: what is voluntary termination?
  Reading through the terms and conditions of a new car deal can generate a lot of questions. And, to avoid issues, it’s important to get the answers to each. Particularly,...
• 
  Can I modify my car on a PCP finance agreement?
  Whether it’s fitting a new stereo, attaching a tow bar, or fitting a new exhaust, modifications are a popular way of personalising your car. But, if it’s financed, and before...
• 
  PCP car finance and insurance
  Health, home and life insurance may keep growing more complex, but insuring your PCP car remains refreshingly simple because all motorists in the UK are legally required to insure their...
• 
  What is Personal Contract Purchase car finance? | PCP explained
  Personal contract purchase (PCP) finance agreements allow car buyers to spread the cost of a car across a deposit, monthly payments and an optional final payment. Typically a PCP finance agreement...
• 
  How excess mileage charges add up
  Car finance deals make up around 90% of new car sales in the UK. The people of Britain love a PCP agreement and leasing deal, both of which have excess...
• 
  Car finance or bank loan: which is best for you?
  Choosing between a car finance scheme and a good old-fashioned bank loan is a common dilemma among modern car buyers. It’s an important decision to get right, because picking the...
• 
  Just Add Fuel explained plus deals
  Major motoring costs have a habit of creeping up on you. Just Add Fuel aims to cut down on the stress by bundling nearly everything into one monthly payment. Packaging all...
• 
  How does PCP work at the end of term?
  We bet if you’ve come to us via Google, your Personal Contract Purchase (PCP) deal is nearing the end of your agreement and you’ve found yourself asking ‘how does PCP...
• 
  How to find cheap car finance – Parkers shows you where you'll find the best deals in 2025
  If you’re shopping for a new car, you’ll be bombarded with an array of tempting car finance options. Some offers will be better than, however, so it’s important to know...
• 
  What is Hire Purchase (HP)? | Hire Purchase meaning
  What is Hire Purchase? Hire Purchase is the simplest of the major forms of car finance to explain. It helps spread the cost of a new car across a period of...
• 
  Cars vs public transport: driving can be cheaper than catching the train or the Tube
  Surprise, surprise, public transport in the UK continues to be a contentious issue. The latest in a long line of problems is the 10 days of strikes planned for the...
• 
  Jaguar and Land Rover subscription service explained
  Jaguar Land Rover’s Pivotal service is among a slew of subscription services being offered by car manufacturers aiming to entice drivers who want something more flexible than PCP or leasing. Pivotal...
• 
  Car scrappage schemes: who, where and how in 2024
  If you’re looking to trade your old banger in for a present-day machine via a new car deal, you might qualify for one of the current car scrappage schemes. Good...
• 
  Renault's UK subscription service explained
  Renault has been working with third-party subscription services, such as Onto, for a number of years. The Renault Zoe was even one of the app’s most popular vehicles, but now...
• 
  Care by Volvo subscription service guide
  By 2030 Volvo customers will only only be able to order electric Volvos – and they’ll only be able to do it online via Volvo’s Care by Volvo scheme. Care...
• 
  How to spot the best PCP car finance deals
  You’ve probably seen lots of tempting finance deals if you’re browsing websites or dealerships for a new car. However, many don’t actually represent good value for money. This is why...
• 
  Martin Lewis action leads to 1.2 million claims for car finance refunds
  In response to the Financial Conduct Authority’s (FCA) investigation into rejected complaints over high car finance interest rates, Martin Lewis has confirmed more than 1.2 million are seeking compensation. The FCA’s...
• 
  Bad credit car finance | Can I get a car loan with poor credit?
  Getting car finance with bad credit can be tricky. Whether you’re choosing a PCP (Personal Contract Purchase), HP (Hire Purchase) or PCH (Personal Contract Hire) agreement your lender will perform a credit check to look at...