Car finance advice

Latest articles

Getting a car on finance - should you?

The idea of driving a brand new car for a relatively affordable monthly payment is as seductive as 'one more' mince pie at Christmas, or 'one last' pint for the...

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  Car finance or cash: which is best?

  Picking a car can be an arduous task. Enthusiasts want something entertaining, adventurists point their boots towards something rugged, while fashionistas will only be seen in something must-have. But what about...

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  HP or PCP - which type of finance is best for me?

  Car finance can be baffling at times. After all, there's a reason why car adverts on the radio leave the finance terms right until the end - and even then,...

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  What is an Advance Payment Plan?

  If you’re planning on financing your next car but don’t like the idea of having to make payments every month, an Advance Payment Plan (APP) could be for you. Like most...

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  Just Add Fuel explained plus deals

  Major motoring costs like insurance, car tax, and servicing have a nasty habit of creeping up on people. If you'd rather cut the stress of unknown payouts and bundle everything into...

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  What is My Toyota financial service?

  If you've recently signed up to a Personal Contract Purchase (PCP) or Hire Purchase (HP) agreement with Toyota Finance, you'll have likely read about My Toyota.  Toyota's portal for car payments...

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  Car scrappage scheme list: all the 2021 deals and offers

  Back in 2020 the hype around a government-backed scrappage scheme was palpable. Speculators professed it would bolster new car sales, and there were even reports that UK Prime Minister, Boris...

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  How to buy a new car online

  With online purchasing and delivery becoming the new normal in all walks of life, it's surprising to see that not everyone in the car market is offering the option to...

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  Care by Volvo - UK subscription service explained

  Subscription services are all the rage in this day and age. Customers love the perceived value for money, while companies love the regularity of payments coming through the books. Which is...

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  How to find cheap car finance

  It’s hard to walk into a dealership without being bombarded with different finance options. However, not all car finance deals provide good value. While some brands offer interest-free finance, attractive discounts...

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  What is Hire Purchase (HP)?

  Only 10% of new car sales in the UK are made with cash. So it's understandable that you're looking into the different forms of car finance schemes. Broadly there are three...

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  The guide to used car finance

  Cars, phones, white goods, golf clubs, people in the UK will finance pretty much anything. And it's not just new cars that are available via a pay monthly scheme. Used car...

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  Negative equity car finance: everything you need to know

  Sign up for PCP finance and you're bound to come across the word ‘equity’. This refers to the difference in value between how much your car is worth at any...

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  How to spot the best PCP car finance deals

  Give a man a fish, and you feed him for a day. Teach him how to fish, and you feed him for a lifetime. This well-trodden proverb is usually associated...

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  No deposit 0% APR car finance deals

  It's a scary time for the British car industry. Sales are down and ever increasing restrictions on emissions are forcing car manufacturers to change tack with what they sell. However, sales...

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  No deposit car finance explained plus the 2021 deals

  Do life's little annoyances keep preventing you from saving for a car deposit? Well, if you're not having much luck, there is help out there, as car manufacturers readily pump...

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  Cars vs public transport: driving can be cheaper than catching the bus or train

  Pre Coronavirus (COVID-19) pandemic, an article like this would probably have started off with something about cancelled trains, being stuck in the rain, and running for buses. But in the...

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  Payment holidays for car finance extended by six months

  The car payment holiday scheme for car finance deals has been extended by six months in a bid to help customers struggling with the effects of the Coronavirus pandemic. It was initially due...

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  What happens if your PCP deal ends during the Coronavirus (COVID-19) lockdown?

  As Britain's lockdown continues due to the Coronavirus (COVID-19) pandemic, more and more drivers will be wondering how it affects them. The biggest issue will be with PCP (Personal Contract Purchase)...

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