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Best new car deals 2019 | Finance, leasing and cash offers | Parkers

  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal?

We’ve done the hard work for you and fished-out some of the best-value car deals available – for those with cash to splash and anyone looking for a top car finance or personal leasing deal.

If you are considering car finance take a look at our video guides explaining how PCP works, what PCH personal leasing is, and the ins and outs of Hire Purchase.

Best new car PCH personal leasing offers Best new car PCP finance deals Best new car cash savings 
1: Tesla Model 3
1: Jaguar XE
1: Mitsubishi L200
2: Mini Cooper
2: Volkswagen e-Golf
2: Jeep Renegade
3: Seat Leon Cupra Estate
3: Volvo S90
3: Audi Q5
4: Skoda Karoq
4: MINI Convertible
4: Mercedes-Benz C-Class Coupe
5: Nissan Qashqai
5: Renault Clio 5: BMW X6

 

Red 2018 Ford Fiesta ST Line

With car finance splitting the cost of a new car into affordable chunks, the best car deals mean that you can get a more upmarket or higher-spec car than you might expect, all without breaking the bank. Below we’ve rounded up the best value offers – whatever your budget:

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool**.

Remember to take a look at our car reviews section to read our expert verdicts on the models we've highlighted. And you'll want to check our top tips for getting the best car finance deal to ensure you get the best bang for your buck.

Audi's enormous range of cars

Plus you can always visit our cars for sale section for more local deals. And when you come to sell your current vehicle, make sure you get a car valuation from us to ensure you get a good price.

PCH deals: best new car deals for personal lease*

Looking to run a brand-new car for a competitive monthly payment? If you don't want to own the car at the end of the contract, PCH personal leasing could be perfect.

With no option to buy the car, you simply make an initial payment that includes the first month's rental followed by a series of monthly payments. When the term ends, just hand the car back and you can choose to walk away or get another one. Though, do be aware that excess mileage charges and other end of contract charges may also apply.

How does leasing work?

PCH personal leasing – Tesla Model 3: Parkers Car of the Year for £441/month 

Tesla Model 3 static

Not content with winning Car of the Year, the Tesla Model 3 was also crowned Electric Car of the Year and Company Car of the Year. It took the Best Safety Award too.

How good is it? It won more categories than any other single model previously.

Your £441 per month gets you a Standard Range Plus car with a range of 254 miles.*

Tesla Model 3 Standard Range Plus

  • Monthly cost: £441 (47 payments, incl. VAT)
  • Initial payment: £2,750 (plus £199 processing fee)
  • Total amount payable by customer to lease car and return (excluding excess mileage charges and any end of contract charges): £23,676
  • Mileage allowance: 8,000 miles per year

PCH personal leasing – Mini Cooper: Iconic hatchback for £169/month 

2018 Mini Cooper Classic white front

The five-door Mini might not be so Mini compared with the three-door, but it's still instantly recognisable. Inside, there's the huge circular infotainment screen that oozes retro charm. And of course, it's also great fun to drive with sharp, accurate steering that changes direction with the most minimal of inputs.

£169 per month will lease you a Classic spec car with the more powerful version (136hp v 102hp) of the 1.5-litre engine.*

Mini Hatchback 1.5 Cooper Classic 5 door

  • Monthly cost: £169 (23 payments, incl. VAT)
  • Initial payment: £750 (plus £199 processing fee)
  • Total amount payable by customer to lease car and return (excluding excess mileage charges and any end of contract charges): £4,836
  • Mileage allowance: 8,000 miles per year

PCH personal leasing – Seat Leon Cupra Estate: 300hp estate for £289/month

White Seat Leon Cupra estate

Like a regular Leon estate, but with a 300hp engine up front. That means it'll do the 0-62mph sprint in six seconds, yet, it'll still carry everything a medium-sized family could want.

Finance deals bring the price to the sub £300 per month bracket. And 300hp for less than £300/month is pretty tempting...

Seat Leon Cupra Estate 2.0 TSI

  • Monthly cost: £289 (35 payments, incl. VAT)
  • Initial payment: £2,000 (plus £199 processing fee)
  • Total amount payable by customer to lease car and return (excluding excess mileage charges and any end of contract charges): £12,314
  • Mileage allowance: 8,000 miles per year

PCH personal leasing – Skoda Karoq: Medium-sized crossover for £246/month 

2017 white Skoda Karoq front

The Skoda Karoq brings new meaning to the word competent. There's not an area it doesn't score well in. It's well-equipped, comfortable, and looks on point too - with big 4x4 vibes in a much smaller frame, meaning it's easier to drive, and to park.

This is the spec to go for too. The 1.5-litre engine is peppy and willing, even at motorway speeds, and SE L trim has everything you want. These models also get Skoda's swish virtual cockpit (borrowed from Audi), which puts a big screen in front of the driver.

Skoda Karoq 1.5 TSI SE L (with virtual cockpit)

  • Monthly cost: £246 (36 payments, incl. VAT)
  • Initial payment: £1,750 (plus £199 processing fee)
  • Total amount payable by customer to lease car and return (excluding excess mileage charges and any end of contract charges): £10,805
  • Mileage allowance: 8,000 miles per year

PCH personal leasing – Nissan Qashqai: popular family crossover for £195/month 

White Nissan Qashqai, £195/month lease offers

It is one of the greatest success stories of the 21st century - Nissan's bold blend of family-car convenience and handling with off-roader height stole the hearts of British drivers. Even as other manufacturers have cloned the concept, Nissan's original represents both great value - particularly in N-Connecta specification, with surround-view camera and extra safety technology - and great usability.

You can choose from a range of colours in stock at £195 per month with £1,500 to pay upfront on a three-year, 8,000-mile-per-year contract.*

Nissan Qashqai 1.3 DIG-T N-Connecta (Glass roof pack)

  • Monthly cost: £195 (35 payments, incl. VAT)
  • Initial payment: £1,500 (plus £199 processing fee)
  • Total amount payable by customer to lease car and return (excluding excess mileage charges and any end of contract charges): £8,524
  • Mileage allowance: 8,000 miles per year

*These deals are indicative examples of some packages available as of 11 December 2019 but are subject to change without prior notice. Everyone’s financial circumstances are different, and the availability of credit is subject to status. Terms, conditions and exclusions apply. Parkers cannot recommend a deal for you specifically. Bauer Consumer Media Limited is an appointed representative of ZenAuto Limited for the broking of regulated hire agreements. ZenAuto Limited is authorised and regulated by the Financial Conduct Authority. ZenAuto Limited's registered office is Number One, Great Exhibition Way, Kirkstall Forge, Leeds LS5 3BF. ZenAuto Limited's company registration number is 10967345. ZenAuto is the trading name of ZenAuto Limited. Terms, conditions and exclusions apply.


Personal Contract Purchase (PCP) deals: best new cars to finance

Like the idea of running a brand new car for an affordable monthly payment – all with the option to hand the car back at the end of the contract or buy it outright? You need PCP finance.

Beware: the difference between the best and worst PCP deals is enormous. Do your homework, though, and you can bag a great car for far less per month than you might expect.

PCP finance – Jaguar XE: £329/month, £5,886.93 customer deposit, £4,000 finance deposit contribution with 3.9% APR

Jaguar XE driving

Jaguar's facelifted XE builds on the already excellent previous generation model with sharper styling and an improved interior. PCP deals for it are pretty tasty too. You can put a premium British saloon on your driveway for £329/month.

This deal is related to the P 250S model and includes a useful £4,000 deposit contribution from Jaguar, which means that if you choose to pay the optional final payment of £13,206 you will still have saved just under £1,000 compared to the list price.

Jaguar XE P250 S Auto

  • Monthly cost: £329 (48 payments)
  • Deposit: £5,886.93 (plus £4,000 finance deposit contribution)
  • Total amount payable by customer if returning car: £21,678.93
  • Total amount payable by customer to buy car: £34,884.93
  • Cash price: £33,915
  • Mileage allowance: 10,000 miles per year
  • APR: 3.9%

PCP finance –  Volkswagen e-Golf: minimalism meets electricity for £209/month

VW e-Golf charging

Yes, the Volkswagen Golf is due for replacement any minute, and yes, the e-Golf's range of 186 miles is modest in today's standards. But, but with a monthly price of £209, and a 0% APR rate, it's tremendous value on finance. VW even throws in a £750 deposit contribution.

This four-year contract does have a relatively high mileage allowance of 10,000 miles per year, but the mileage charge is also high -at 6p per mile. Deposit of £7,500.70 is also relatively steep. But still, think of the fuel savings.

Volkswagen e-Golf

  • Monthly cost: £209 (47 payments)
  • Deposit: £7,500.70
  • Total amount payable by customer if returning car: £17,323
  • Total amount payable by customer to buy car: £11,540
  • Cash price: £27,184.3
  • Mileage allowance: 10,000 miles per year
  • APR: 0%

PCP finance – Volvo S90: sleek saloon for just £299/month with 0% APR

Grey 2019 Volvo S90 Saloon side profile

It may take a sizeable deposit to get behind the wheel of this S90, but significant contributions from Volvo and interest-free credit shrink the monthly outlay.

Monthly payments come in at just £299 for the S90 Momentum Plus with a smooth T4 petrol engine on a 49-month contract (£5,008.43 deposit, 10,000 miles per year)**.

Volvo S90 Momentum Plus T4 automatic

  • Monthly cost: £299 (48 payments)
  • Deposit: £5,338.87 (plus £2,000 manufacturer deposit contribution, plus £3,253.50 dealer deposit contribution)
  • Total amount payable by customer if returning car: £19,690.87
  • Total amount payable by customer to buy car: £32,731.50
  • Cash price: £34,781.50
  • Mileage allowance: 10,000 miles per year
  • APR: 0%

PCP finance – MINI Convertible: drop-top thrills for less than £240 a month

Blue 2019 MINI Convertible rear three-quarter

The MINI Convertible blends iconic looks, a fun drive and the promise of roof-down fun, and despite a 3.9% APR it's pretty good value too.

This means that the MINI Convertible Cooper Classic would set you back £236 per month with a £3,000 deposit on a 48-month contract, with a 8,000-mile-per-year allowance.**

MINI Convertible Cooper Classic

  • Monthly cost: £236 (48 payments)
  • Deposit: £3,000 (plus £500 manufacturer deposit contribution)
  • Total amount payable by customer if returning car: £14,328
  • Total amount payable by customer to buy car: £21,686.70
  • Cash price: £20,085
  • Mileage allowance: 8,000 miles per year
  • APR: 3.9%

PCP finance – Renault Clio: £199/month with £2,123 deposit for brand-spanking new hatch

2020 Renault Clio

The brand-new Clio may not look all that different from the old one, but it's made massive leaps forwards inside. It feels like a premium product inside, and much chicer than previous models. It's almost as nice as a much, much more expensive Audi A1.

The Clio on offer comes with Renault's 7-inch portrait style infotainment screen, hands free key accesS, and alloy wheels. 0% APR insures it's great value too.

Monthly payments are just £199 on a two-year contract with a £2,123 deposit and 9,000-mile-per-year allowance. That gets you the nippy turbocharged 1.4-litre petrol in high-spec Blue Edition trim.**

Renault Clio Iconic SCe 75

  • Monthly cost: £199 (24 payments)
  • Deposit: £2,123
  • Total amount payable by customer if returning car: £6,899
  • Total amount payable by customer to buy car: £15,295
  • Cash price: £15,295
  • Mileage allowance: 6,000 miles per year
  • APR: 0%

Cash deals: best new cars to buy outright

Cash discount – Mitsubishi L200: discount of £6,026 pre-VAT on popular pickup

Blue 2019 Mitsubishi L200 front three-quarter

Buying a commercial vehicle for cash? The Mitsubishi L200 won Best Pickup in the 2019 Parkers Awards, and the comfortable and capable Warrior double cab is great for business and pleasure. It's due for replacement later in the year - but the current version will be sold alongside the Series 6 L200.

Cash discounts of £6,026 for the L200 Double Cab 178 Warrior bring this well-appointed 4x4 pickup down to £20,924 ex-VAT, or £25,423 for private buyers (including VAT and on-the-road costs); not only good value for businesses, but appealing as a capable 4x4 for lifestyle pickup drivers too. Stick to the 180hp models for power and better all-wheel drive capability.

Mitsubishi L200 Double Cab 178 Warrior

  • Discounted price: £20,974 ex VAT
  • List price: £27,000 ex VAT 
  • Saving: £6,026 ex VAT
  • Discount: 22.3%

Cash discount – Jeep Renegade: drive a Jeep 4x4 for under £20,000 after £5,495 saving

White 2018 Jeep Renegade SUV front three-quarter off-roading

The Jeep Renegade is a city-friendly SUV with authentic off-road capability, but it's only when you get into the higher-spec models that you get the full experience. Thanks to a 22% discount you can pick up the 2.0-litre diesel MultiJet 4x4 in Longitude trim for £19,284..

Don't want diesel or need all-wheel drive? Similar discounts mean you can get a 1.6 E-torQ Sport for under £15,000, too.

Jeep Renegade Longitude 2.0 MultiJet 140 4WD

  • Discounted price: £19,284
  • List price: £24,780
  • Saving: £5,495
  • Discount: 22%

Cash discount – Audi Q5: premium SUV with £8,000 off

White 2019 Audi Q5 SUV front end aspect

hefty discount of £8,000 on the Audi Q5 40 TDI S Line makes this premium 4x4 SUV Audi Q5 an even more attractive prospect.

That 18% saving shrinks the price to £35,495.

Audi Q5 40 TDI S Line Quattro

  • Discounted price: £35,495
  • List price: £43,495
  • Saving: £8,000
  • Discount: 18%

Cash discount – Mercedes-Benz C-Class Coupe: save £8,800

White 2019 Mercedes-Benz C-Class Coupe front three-quarter

With Mercedes-Benz prestige, an economical and smooth petrol engine, and a sleek roofline, a C-Class Coupe is strong value after a large £8,800 discount.

That slashes the price from a hefty £41,795 to a much more appealing £32,995. Not much for a high-specification luxury convertible.

Mercedes-Benz C 200 Convertible AMG Line Premium

  • Discounted price: £32,995
  • List price: £41,795
  • Saving: £8,800
  • Discount: 21%

Cash discount – BMW X6: More than £10,000 slashed from high-performance SUV

Blue 2019 BMW X6 side profile

When it comes to discounts, it's normally high-performance cars and off-roaders that come with the smallest savings. Not this speedy SUV, though.

Thanks to a gargantuan discount, this £74,220 car could be yours for £51,720. Yes, that's still a lot of money, but it's also a lot of car.

BMW X6 M50d

  • Discounted price: £63,432
  • List price: £74,335
  • Saving: £10,903
  • Discount: 15%

What to read next - learn more about car finance

Car finance: what is equity and why is it important?
Video: what is PCP car finance?
Lease a new car for less than a Sky TV subscription
PCP finance: can I get out early?
Top cars for less than £400 per month

** These deals are indicative examples of some packages available as at 15 October 2019, but are subject to change without prior notice. Everyone's financial circumstances are different and the availability of credit is subject to status. Terms, conditions and exclusions apply. Parkers cannot recommend a deal for you specifically.