Best SUVs for less than £200 per month

  • Many SUVs available for £200 per month
  • Small and medium-sized SUVs in this price range
  • Leasing and PCP available

SUVs are all the rage at the moment. Their practical edge and fashionable looks hold plenty of appeal for drivers, and luckily, it’s possible to find some of the best SUVs around for less than £200 per month.

Our roundup of SUVs for less than £200 per month comprises both leasing and PCP (Personal Contract Purchase) finance deals.

Leasing (officially referred to as PCH or Personal Contract Hire) is essentially a long-term rental. You pay an initial deposit, monthly payments, then simply hand the car back.

PCP is the most popular type of car finance. You pay a deposit, a series of monthly payments, then, it’s up to you to decide if you want to buy the car outright with a final (sometimes called balloon) payment. Or you can chop it in for a new car.

Best SUVs for less than £200 a month 2022


LEASE: Hyundai Kona

Best SUV £200 Hyundai Kona

Well made, roomy up front, packed with thoughtful features, kitted-out, and available with various degrees of hybridisation. The Kona is a small SUV that has an awful lot going for it.

For around £200 per month you’ll only be able to afford a mild hybrid. But it should be capable of around 45mpg in real-world driving and it’s zippy enough for motorway action too.*

Leasing price: from £195 per month

LEASE: Nissan Juke

Best SUV £200 Hyundai Kona

The Nissan Juke is a small SUV that trades on its looks. The sharp cutting lines, raised height and two-tone paint schemes help it attract plenty of fans in the UK. 

Quite a few trim levels to choose from, but there’s only one engine choice. It’s a 1.0-litre turbocharged petrol, available with a manual or automatic gearbox. It’s great around town because you don’t need to rev it that hard. This means you won’t be constantly changing gears.

The 422-litre boot is a bit above average, and six-foot adults can fit easily in the rear seats.*

Leasing price: from £236 per month

*These deals are indicative examples of some packages available as of 12 April 2022 but are subject to change without prior notice. Everyone’s financial circumstances are different, and the availability of credit is subject to status. Terms, conditions and exclusions apply. Parkers cannot recommend a deal for you specifically. Bauer Consumer Media Limited is an appointed representative of ZenAuto Limited for the broking of regulated hire agreements. ZenAuto Limited is authorised and regulated by the Financial Conduct Authority. ZenAuto Limited’s registered office is Number One, Great Exhibition Way, Kirkstall Forge, Leeds LS5 3BF. ZenAuto Limited’s company registration number is 10967345. ZenAuto is the trading name of ZenAuto Limited. Terms, conditions and exclusions apply.


PCP: MG ZS

Best SUV £200 MG ZS

The ZS is the smallest SUV in the firm’s SUV lineup. It delivers value for money by the bucket load and has a 448-litre boot. Broadly, it brings Nissan Qashqai practicality at Nissan Juke money.

Just a smidge under £200 per calendar flip will get you a 1.0-litre petrol engine and a manual gearbox. Tech is pretty up to date; you’ll find smartphone connectivity and a reversing camera.

Low deposit low APR makes this a cracking deal.**

MG ZS Exclusive 1.0-litre

  • Monthly cost: £209 (48 payments)
  • Deposit: £4,350.61
  • Total amount payable by customer to buy car: £22,761.11
  • Cash price: £20,805
  • Mileage allowance: 8,000 miles per year
  • APR: 3.9% 

MG ZS PCP deal

PCP: Hyundai Bayon

Best SUV £200 Hyundai Bayon

Hyundai’s littlest SUV is a sharp looking thing, full of defined lines and edgy accoutrements. It’s very easy to get in and out of, and it’s just that bit sportier than the other cars on this list.

It comes with 0% APR, but a huge deposit is needed.**

Hyundai Bayon SE Connect 1.0-litre

  • Monthly cost: £191.22 (24 payments)
  • Deposit: £5,000
  • Total amount payable by customer to buy car: £20,530
  • Cash price: £20,530
  • Mileage allowance: 6,000 miles per year
  • APR: 0% 

Hyundai Bayon PCP deal

PCP: Dacia Duster

Best SUV £200 Dacia Duster

The Dacia Duster is the cheapest new SUV for sale in the UK. But that doesn’t mean it’s one to skip. It’s simple inside, with hard plastics and basic technology, but it’s comfortable, really spacious and even pretty good to drive.

The low deposit on this is worth noting. High APR mind you.**

Dacia Duster Comfort TCE 90

  • Monthly cost: £216 (48 payments)
  • Deposit: £216
  • Total amount payable by customer to buy car: £19,290
  • Cash price: £16,345
  • Mileage allowance: 6,000 miles per year
  • APR: 5.9% 

Dacia Duster PCP deal

PCP: Volkswagen T-Cross

Best SUV £200 VW T-Cross

The VW T-Cross is the German brand’s smallest SUV, but thanks to clever design it has a roomy interior with enough space for family life. Its high driving position makes it a doddle to thread through tight streets too.

It’s available with a strong range of engines, and for less than £200 per month you can get the 1.0 petrol model with 110hp. It’s also quiet on the motorway and even basic SE models come with phone connectivity, 17-inch alloy wheels and cruise control.**

Volkswagen T-Cross SE 1.0-litre

  • Monthly cost: £200 (47 payments)
  • Deposit: £3,768.94 (including £1,500 deposit contribution)
  • Total amount payable by customer to buy car: £22,130
  • Cash price: £25,125.24
  • Mileage allowance: 5,000 miles per year
  • APR: 5.6% 

Volkswagen T-Cross PCP deal

PCP: Renault Captur

Renault Captur £200 per month

The Renault Captur packs big SUV seating flexibility into a small SUV package. The rear seats slide backwards and forwards to increase boot space, and measures in at an impressive 536 litres with the seats in their most forward position.

Six footers will be pretty comfy in the rear (when the seats are slid backwards) and broadly the Captur is bestowed with a comfortable ride and decent level of kit.

Worth noting that it’s available with 0% APR too.**

Renault Captur Evolution TCE 140

  • Monthly cost: £199 (25 payments)
  • Deposit: £5,752
  • Total amount payable by customer to buy car: £23,695
  • Cash price: £23,695
  • Mileage allowance: 6,000 miles per year
  • APR: 0% 

Renault Captur PCP deal

And you can check out the best deals for all budgets below:Best cars for £100 per month

>> Best cars for £300 per month

>> Best cars for £400 per month

>> Best cars for £500 per month

>> Top cash, finance and leasing offers: Deal Watch

Looking to learn more about car finance? Watch our video guides to PCP financePCH leasing and Hire Purchase, or visit our car finance calculator to find out how much you can afford to borrow.What is PCP?

>> What happens at the end of a PCP deal?

>> How does car leasing work?

>> Lease or buy: rent or keep?

>> Best SUVs 2022

** These deals are indicative examples of some packages available as of 12 April 2022, but are subject to change without prior notice. Everyone’s financial circumstances are different and the availability of credit is subject to status. Terms, conditions and exclusions apply. Parkers cannot recommend a deal for you specifically.

Bauer Consumer Media Limited is an appointed representative of ZenAuto Limited for the broking of regulated consumer hire agreements. ZenAuto Limited is authorised and regulated by the Financial Conduct Authority. ZenAuto Limited’s registered office is Number One, Great Exhibition Way, Kirkstall Forge, Leeds LS5 3BF. ZenAuto Limited’s company registration number is 10967345. ZenAuto is the trading name of ZenAuto Limited.