Cheapest medium vans for insurance

  • All 10 major medium vans compared
  • Entry-level trims with the lowest power rating
  • Prices vary 15 percent between models

Also read: Cheapest large vans for insurance

Also read: Cheapest small vans for insurance

We’ve been busy searching the price comparison websites again, and this time it’s for medium panel van insurance. We compared all 10 of the major medium vans and, although the prices didn’t vary too much in our case, the difference for newly qualified or drivers with points on their licence will be a lot more.

Our quotes are based on a 26-year-old driver, with no points and nine years no-claim bonus. We stated that the vehicle was to be parked on a driveway overnight; it would be used for business, social, domestic and pleasure with an annual mileage of around 15,000.

All vans were pre-registered, around six months old with entry-level trim and power ratings.

10 – Hyundai iLoad 2.5CRDi 116bhp SE (£449)

Hyundai iLoad

Not surprisingly, the most expensive medium van to insure is the Hyundai iLoad. The Hyundai van, which is sold around the world, has by far the most equipment and most powerful engine, which means it poses a greater risk to potential insurers.

Read the full Hyundai iLoad review.

9 – Volkswagen Transporter T6 2.0TDi 102 Trendline (£430)

Volkswagen Transporter T6

The Volkswagen Transporter is the most desirable and most expensive van in this class, and the insurance companies have calculated premiums with this in mind. Also, because there are so few of the entry-level Startlines on sale (they don’t even include a standard bulkhead), we decided to compare the next trim up; the Trendline.

Read the full Volkswagen Transporter T6 review.

8 – Ford Transit Custom 2.2TDCi 100 Base (£421)

Ford Transit Custom

Ford has dominated this segment for over 50 years, with the Transit van always offering competitive running costs for the owner-driver. The latest model, however, is fairly expensive to insure, despite having a very basic specification list and the fairly gutless 99bhp variant of the 2.2-litre Duratorq engine.

Read the full Ford Transit Custom review.

7 – Mercedes-Benz Vito 111CDi (113bhp) Long (£417)

Mercedes-Benz Vito

We were extremely impressed when we first test drove the all-new Mercedes-Benz Vito in 2014. Although this is the entry-level model, Mercedes-Benz still offers a lot of kit as standard, which may serve as a reason why the insurance costs are one of the most expensive in the class.

Read the full Mercedes-Benz Vito review.

6 – Vauxhall Vivaro 1.6CDTi 90 Base SWB (£414)

Vauxhall Vivaro

The base-spec and fairly gutless Vauxhall Vivaro is just £3 a year cheaper to insure than the Mercedes-Benz Vito. Another surprising feature of the Vivaro is that the entry-level power ratings aren’t the most economical either; the twin-turbo 119bhp is far more fuel-efficient.

Read the full Vauxhall Vivaro review.

5 – Renault Trafic 1.6dCi 90 SL27 Business (£403)

Renault Trafic

Despite being powered by the same engine, sharing the same design and having a similar specification list, insurance companies have deemed the Renault Trafic ‘lower risk’ than the Vauxhall Vivaro, which is £11 a year more expensive to insure.

Read the full Renault Trafic review.

4 – Toyota Proace 1.6D 90 L1H1 (£402)

Toyota Proace

Launched in 2013, the Toyota Proace is a rebadged version of the Peugeot Expert, Citroen Dispatch and Fiat Scudo, which were all launched in 2007. The vehicles are the oldest and most-basic in the class, but the insurance is also the lowest.

Read the full Toyota Proace review.

2 = Peugeot Expert and Citroen Dispatch 1.6HDi 90 L1H1 (£398)  

Peugeot Expert

Citroen Dispatch

The Peugeot Expert and Citroen Dispatch are both tied at £398 for our driver to be insured for the year. Everything, right down to the warranty, is the same, and insurance companies have realised this, although there is expected to be more variation in the next generation models that are due in 2016.

Read the full Peugeot Expert review.

Read the full Citroen Dispatch review.

1 – Fiat Scudo 1.6mJet 90 Comfort SWB (£391)

Fiat Scudo

Running out as overall winner in the ‘Cheapest Medium Vans for Insurance’ is the Fiat Scudo. Despite featuring the same engine, chassis and specification as the Toyota, Peugeot and Citroen, the Fiat-badged vehicle works out cheaper to insure and it also has the best warranty (three years and 120,000 miles).

Read the full Fiat Scudo review.

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