Best 67-plate cash and finance offers: save thousands on a new car

  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer
  • Get the best car for your budget with these deals
  • We’ve hunted down the biggest car discounts
  • 0% APR finance and large cash savings on offer

Choosing the right car for your needs is a big enough challenge, but how do you know that you’re getting the best deal?

We’ve done the hard work for you and fished out some of the best-value offers available this week – for those with cash to splash and anyone looking for a top car finance deal.

If you are considering car finance take a look at our video guides explaining how PCP works, what PCH leasing is, and the ins and outs of Hire Purchase.

Skoda Karoq lease deal

With car finance splitting the cost of a new car into affordable chunks, the best deals mean that you can get a more upmarket or higher-spec car than you might expect, all without breaking the bank. Below we’ve rounded up the best value offers – whatever your budget:

Check out some of our favourite new car offers below and work out how much you can afford to borrow with our finance tool*.

Remember to take a look at our car reviews section to read our expert verdicts on the models we've highlighted. And you'll want to check our top tips for getting the best car finance deal to ensure you get the most bang for your buck.

Plus you can always visit our cars for sale section for more local deals. Meanwhile, when you come to sell your current vehicle, make sure you get a free car valuation from us to ensure you get a good price.

Scrappage savings: get the most for your part exchange car

Scrappage schemes

Many mainstream manufacturers are currently offering scrappage deals until the end of 2017, which can cut the price of your new car.

These work by giving you a minimum trade-in value for your old car or discounting the price of your new one to reduce the cost to change car.

Not all of them offer good value however – depending how much your current car is worth. So you’ll need to ask the dealer to give you a standard finance quote – including your current car as a trade-in – and a scrappage finance quote to work out which is the best value for you.

Depending how much your current car is worth you could potentially be far worse off – even £100 per month or more – with scrappage schemes compared with standard finance offers. Therefore, you can't assume that scrappage is the better option for you; insist that the dealer gives you comparable finance and scrappage quotes before making up your mind.

Fiat 124 Spider sports car with 0% APR and £1,500 discount

Fiat 124 Spider

Yes, summer may be long gone, but now’s the time to get a great deal on Fiat’s two-seater convertible, the 124 Spider.

Sign up now and more than just benefitting from interest-free credit, Fiat is also throwing in a £1,500 deposit contribution discount. As a result, monthly payments weigh in at a reasonable £249 with an affordable £1,775 deposit on a three-year contract.*

You will have to stick to a tight 6,000-mile-per-year limit to avoid excess mileage charges. However, choose to make the optional final payment to buy the car when the contract ends and you won’t have to worry about this – and you’ll have paid £1,500 less than the list price overall.

That means that this £21,050 car could end up costing you £19,550.

Interest-free credit and £1,500 discount on the Hyundai i30

Hyundai i30 finance deal

It’s not just sofas you can purchase with interest-free credit; more and more cars are available with 0% APR – including this turbocharged petrol Hyundai i30 1.0 S. This offer gets even better, however, as you get a £1,500 deposit contribution discount, too.

This means that it’s cheaper overall to buy the car at the end of the contract than paying the list price upfront. Monthly payments come in at a reasonable £189 with an affordable £1,995 deposit (on a 42-month contract with an 8,000-mile-per-year allowance).*

Volvo S90 for just £290 per month after £5,587 discount

Volvo S90

Pay cash and the Volvo S90 D4 Momentum isn’t the cheapest large saloon at £34,465. Thanks to nearly £5,600 worth of discounts it’s much better value on PCP finance, however, at just £290 per month on a 36-month contract (with a £5,000 deposit and 10,000-mile-per-year allowance).*

These savings make it good value whether you want to hand the car back at the end of the contract or make the optional final payment to buy it; you’ll have paid just £31,863 overall if you do – a substantial £2,602 less than the list price.

£3,000 deposit contribution discount on the Skoda Octavia

Skoda Octavia PCP finance offer

You can’t get much more car per pound than the Skoda Octavia on PCP finance. That’s because Skoda has just increased the deposit contribution discount to £3,000.

Just £188 per month gets you the keys to the Octavia S 1.0 TSI on a 42-month contract with a £2,150 deposit and 10,000-mile-per-year cap. Despite its entry-level billing, this Skoda is surprisingly nippy and well kitted-out, making it superb value for money.*

Better still, not only does it offer you very low monthly payments, but you’re also nearly £1,500 better off financing the car and buying it at the end of the contract than simply paying cash upfront – even with reasonably high 4.9% APR charges.

Take advantage of £5,205 deposit contribution on the BMW 1 Series

BMW 1 Series PCP finance offer

BMW may be an upmarket brand, but thanks to a discount of more than £5,200, this 1 Series is a whopping £70 less per month than its nearest Mercedes rival (like-for-like contract).

That means £242 per month puts the punchy but frugal 118d Sport 5dr on the drive, with a four-year, 10,000-mile-per-year contract and £2,500 deposit.*

This large deposit contribution also means that the BMW is good value if you want to make the optional final payment to buy the car at the end of the contract; do this and you’ll have saved £2,624 compared with paying the list price upfront.

Get change from £100 per month for petrol Audi A4

Audi A4 Saloon lease deal

£100 per month barely gets you a city car with a hefty deposit if you look at manufacturer PCP finance schemes. We’ve found this upmarket Audi A4 1.4 T FSI SE lease, however, for the barely believable cost of just £98 per month.*

Audi’s PCP finance scheme, on the other hand, would cost you well over three times the cost for the same car – at £346 per month.

This lease gets you this £27,100 car on a two-year, 5,000-mile-per-year contract with a £2,580 initial payment. Even that out and it means you’ll pay £205.89 per month in total to run this A4.*

Lease a brand new Skoda Karoq SUV for mere £102 per month

Skoda Karoq

The Skoda Karoq SUV has barely landed in dealerships, but you can already find fantastic PCH leasing offers online. Put down £2,580 and the turbocharged petrol Karoq SE Technology 1.0 TSI 115PS could be yours for just £102 per month on a two-year, 8,000-mile-per-year contract.*

That compares with £263 per month for a lower-specification model on a 5,000-mile-per-year on Skoda’s own PCP finance contract. Therefore, if you’re sure you want to hand the car back at the end of the contract, going for leasing rather than PCP could save you thousands.

There are a few downsides to leasing, though, so check our guide to how PCH leasing compares to PCP finance, to see which suits your needs best. 

Petrol Nissan Qashqai lease for £190 per month

Nissan Qashqai lease deal

One of favourite versions of the Nissan Qashqai – the turbocharged 1.2-litre petrol in N-Connecta form with a glass roof – is currently available for well under £200 per month.

Just £190 per month with a £1,710 initial payment gets you the keys to this popular crossover on a three-year, 10,000-mile-per-year contract.*

That’s not bad for a £24,095 car and far less than Nissan would charge on its own PCP finance scheme.

Get change from £95 per month with well-specified Ford Focus

Ford Focus

The current version of the Ford Focus has been around since 2011 – making it one of the oldest cars in the class – but rock-bottom leasing prices mean it’s also one of the cheapest.

Opt for the Focus 1.0T EcoBoost 140PS ST-Line Navigation and monthly payments come in at a tiny £92 with £2,580 of initial fees. That’s for a two-year, 8,000-mile-per-year contract, so you even get to hand the car back and move onto a new one sooner than with a typical three-year contract.

Under £70 per month gets you in the new Hyundai i30 Tourer

Hyundai i30 Tourer lease deal

Need a practical new family car, but seriously strapped for cash? If you can find the £2,580 initial payment, you could drive this turbocharged 1.0-litre petrol Hyundai i30 Tourer for less than £70 per month.*

That’s incredibly good value for such a spacious, comfortable and well-equipped machine. This short contract only lasts 18 months, which means that you get to move onto your next car sooner, though you’ll have to stick to a 7,000-mile-per-year limit to avoid excess mileage charges.

Slash £6,184 – more than 30% – from Nissan Juke price by shopping online

Nissan Juke

Fancy a top-spec Nissan Juke for way less than the list price of the entry-level model? Shop around and a £6,184 discount means you could get the Juke 1.2 DIG-T Tekna for only £13,350.

With the small turbocharged petrol engine proving refined and reasonably nippy and Tekna trim being packed with standard equipment, this has to be one of the best versions of the Juke. Throw in the supersized savings and it only makes more sense.

Top-spec petrol Mazda 6 for just £18,284 after £6,511 saving

Mazda 6 cash discount

The Mazda 6 is a good value, well-equipped car from the dealer, but search out discounts of more than 25% online and it becomes even more appealing.

That gets you a 165hp 2.0-litre petrol Sport Nav model for just over £18,000 saving you more than £6,500.

In 165hp petrol form the 6 is refined and reasonably nippy, while top-spec Sport Nav trim includes practically all of the equipment you could ever want.

Save £10,944 on plug-in hybrid Volkswagen Passat GTE

Volkswagen Passat GTE cash discount

Like the idea of wafting around town on pure electric power, but need the back up of a petrol engine for longer journeys? The plug-in hybrid VW Passat GTE could be just what you need.

Yes it’s pricey normally, but take advantage of a 30% discount online and it suddenly makes a lot more sense at £26,071. With a comfy, spacious interior, tonnes of standard equipment and a big boot, this Passat is a great value alternative to a number of ordinary saloons.

Fiat 500 for just £8,648 after 26% discount

Fiat 500 cash discount

The Fiat 500 may be getting a little long in the tooth but slash nearly £3,000 off the price and it becomes far more appealing.

That shrinks the price from £11,615 to just £8,648 for the Fiat 500 1.2 Pop – a whopping discount of 26%.

With looks that are as stylish as ever, a reasonably economical 1.2-litre petrol engine under the bonnet and a pleasingly retro interior, this 500 should feel like a lot of car for the money.

What to read next - learn more about car finance

Car finance: what is equity and why is it important?
Video: what is PCP car finance?
Lease a new car for less than a Sky TV subscription
PCP finance: can I get out early?
Top cars for less than £400 per month

*Deals are correct at time of publication. Everyone’s financial circumstances are different and credit is not always available – Parkers cannot recommend a deal for you specifically. These deals are indicative examples of some packages available this week

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