Best SUVs for less than £300

  • Luxury SUVs creep into this price range
  • Seven-seater versions available
  • PCP and leasing deals

SUVs for less than £300 per month might seem like witchcraft to some, but believe it or not, there are even SUVs out there for under £200 per month. So, why spend the extra £100?

Why indeed. That extra 10,000 pence per month opens up a new realm of SUVs. £300 takes you right out of the small SUV sector and hurtles you into posh school-run mobility, and even within the territory of huge seven-seaters.

This list consists of both PCP (personal contract purchase) and leasing finance deals. PCP contracts involve a deposit and a series of monthly payments. Then you choose to buy the car with a balloon payment, or part-exchange it for a new one.

Leasing or PCH (Personal Contract Hire) is essentially like renting. You pay an initial payment, then a series of monthly payments. Then you simply hand the car back.

Best SUVs for under £300 a month 2020


LEASE: Range Rover Evoque

Best SUV under £300 a month for: a luxurious interior

2019 Range Rover Evoque driving

You'll really struggle to get a more luxuriously appointed and outright posh SUV for less than £300 per month than a Range Rover Evoque. It might well be the smallest car in the Range Rover line-up, but it's still crammed with luxury, and everything inside seems well-conceived and nice to touch.

And like bigger (and much, much more expensive) Range Rovers, Evoques do a superb job of keeping occupants cocooned from the hustle and bustle of the outside world. Plenty of tech, too - it can even be fitted with a twin-screen infotainment system.

£300 per month just squeezes you into an R-Dynamic spec car with a frugal diesel engine with an official rating of 52mpg.*

Leasing price: from £345 per month

LEASE: Volvo XC40

Best SUV under £300 a month for: Scandi design

Volvo XC40 rear

Like the Evoque above, the XC40 is a small-but-upmarket SUV, bringing posh 4x4 ownership to a new set of customers. What's different then? Volvos have a different outlook to Range Rovers in general. Volvos are less opulent and showy, and more light and chic.

And of course, the XC40 has the hallmarks of any Volvo - a five-star Euro NCAP safety rating. On the move, it's smooth too, transferring little in the way of bumps and ruts to your hand and or bum.

This deal is for Momentum spec cars with a 12-inch portrait infotainment screen, 18-inch alloy wheels, and a raft of safety software. The 1.5-litre petrol engine is peppy and has low CO2 emissions, too.*

Leasing price: from £298 per month

LEASE: Toyota RAV4 

Toyota RAV4

Looks good doesn't it? Big-ish but not brash, helped by the two-tone paint which makes it look lower and more svelte than it actually is. 

The RAV4 is only available in hybrid flavour, with no diesels on offer. Up front is a 2.5-litre petrol engine that's paired to either one or two electric motors (one for 2WD models, two for 4WD ones) that are 'self-charging' to borrow the term from Toyota. This means the RAV4 actually offers basically little to no pure electric driving, but you don't have to plug it in either. A plug-in hybrid model is due soon, while a badge-engineered Suzuki version, named the Across, is en route too.

Back to the RAV4. It's ride is absorbent for a car of this size, and the handling is akin to something smaller and lighter too. Boot size measures in at 580 litres, more than enough for family life.*

Leasing price: From £305 per month

LEASE: Ford Kuga 

Blue 2020 Ford Kuga PHEV front three-quarter driving

New for this year is the third generation Ford Kuga. It's essentially a Ford Focus dressed up in a big SUV frock. Except, the Kuga has some technology not available on the Focus.

There are two hybrid versions on offer. The mild-hybrid diesel has a battery designed to boost efficiency of the engine. While there's also a plug-in hybrid petrol on offer. This packs a 225hp punch that's capable of driving 35 miles on pure electricity.

The Kuga isn't the SUV to choose if you want off-roading ability, but there's no denying that like the Focus, it's a cracking steer.*

Leasing price: From £257 per month

*These deals are indicative examples of some packages available as of 2 July 2020 but are subject to change without prior notice. Everyone’s financial circumstances are different, and the availability of credit is subject to status. Terms, conditions and exclusions apply. Parkers cannot recommend a deal for you specifically. Bauer Consumer Media Limited is an appointed representative of ZenAuto Limited for the broking of regulated hire agreements. ZenAuto Limited is authorised and regulated by the Financial Conduct Authority. ZenAuto Limited's registered office is Number One, Great Exhibition Way, Kirkstall Forge, Leeds LS5 3BF. ZenAuto Limited's company registration number is 10967345. ZenAuto is the trading name of ZenAuto Limited. Terms, conditions and exclusions apply.


PCP: SEAT Tarraco

Best SUV under £300 a month for: seven-seaters

Seat Tarraco dynamic side on

SEAT's Tarraco is well worth a look if you want a large family car, but can't bear the idea of an unfashionable, and old hat, MPV (Multi Purpose Vehicle). The Tarraco has seven-seats like an MPV, but has a more rugged appeal that most people will prefer. And while it offers a great deal of room for less than £300 per month, it's not all space with no luxuries. Soft-touch plastics are abundant, and standard-fit digital dials give the Tarraco an air of quality.

Petrol and diesel engines are available, but this specific deal is for the sprightly 1.5-litre TSI model. It's just the ticket if you do a lot of short trips.**

SEAT Tarraco Xcellence 1.5 TSI Evo

  • Monthly cost: £289 (47 payments)
  • Deposit: £4,809 
  • Total amount payable by customer to buy car: £30,410
  • Cash price: £30,410
  • Mileage allowance: 10,000 miles per year
  • APR: 0%

SEAT Tarraco PCP deal

PCP: Mazda CX-5

Best SUV under £300 a month for: ergonomically designed interiors

2017 Mazda CX-5 dynamic

The CX-5 was made for people who don't like fuss. Inside, the interior is a lesson in good ergonomics. Everything is where you'd expect it to be, and in the pursuit of simplicity, the infotainment system is controlled with a dial, rather than with a distracting touchscreen.

It's Mazda's largest car for sale in the UK, and seats five adults in comfort. It looks great in Mazda's Soul Red (pictured) too.

Also on offer is a 0% APR deal. Although it's on a shorter contract, meaning the monthly costs are higher..**

Mazda CX-5 SE-L Nav +

  • Monthly cost: £279 (42 payments)
  • Deposit: £4,109.50 (including £1,500 manufacturer deposit contribution)
  • Total amount payable by customer to buy car: £29,531.50
  • Cash price: £27,200
  • Mileage allowance: 9,000 miles per year
  • APR: 3.9% 

Mazda CX-5 PCP deal

PCP: Ford Puma

Best SUV under £300 a month for: newness

2020 Ford Puma side profile

Remember the cute coupe of the late-1990s called the Puma? Changed a bit since then hasn't it?

Like that Puma, this new one shares mechanical bits with a Ford Fiesta, but is designed to be a bit more out there and appealing. It works too - it's a really eye-catching design.

To drive, it's much like a Ford Fiesta. So brilliant then. But you also get a slightly better view out. In fact, if you're the sort of driver who likes to drive, the Puma is the most dynamically sound out of the small SUV lot.

Clever touches like the Megabox (essentially a waterproof box in the boot with a plughole) makes the Puma very appealing.**

Ford Puma ST-Line X First Edition 1.0 EcoBoost Mild Hybrid

  • Monthly cost: £285 (36 payments)
  • Deposit: £4,500
  • Total amount payable by customer to buy car: £26,265
  • Cash price: £25,680
  • Mileage allowance: 9,000 miles per year
  • APR: 1.2% 

Ford Puma PCP deal

PCP: MINI Countryman

Best SUV under £300 a month for: Mini bigness

2017 Mini Countryman front

The Countryman is the biggest MINI on sale. And while that sounds like an oxymoron, the Countryman is in fact a usefully large SUV with more than a hint of MINIness.

It looks distinctively MINI, albeit one that survives on a diet of protein shakes and meat pies.

The steering feels taut enough to disguise the car's large parameters, and the interior is of a high-ish quality too.

MINI Countryman Cooper Classic

  • Monthly cost: £295 (47 payments)
  • Deposit: £2,000 (including £999 of manufacturer deposit contribution)
  • Total amount payable by customer to buy car: £25,598.73
  • Cash price: £23,350
  • Mileage allowance: 10,000 miles per year
  • APR: 3.9%

MINI Countryman PCP deal

What to read next - car finance 

And you can check out the best deals for all budgets below:

Looking to learn more about car finance? Watch our video guides to PCP financePCH leasing and Hire Purchase, or visit our car finance calculator to find out how much you can afford to borrow.

** These deals are indicative examples of some packages available as at 4 March 2020, but are subject to change without prior notice. Everyone's financial circumstances are different and the availability of credit is subject to status. Terms, conditions and exclusions apply. Parkers cannot recommend a deal for you specifically.

Bauer Consumer Media Limited is an appointed representative of ZenAuto Limited for the broking of regulated consumer hire agreements. ZenAuto Limited is authorised and regulated by the Financial Conduct Authority. ZenAuto Limited's registered office is Number One, Great Exhibition Way, Kirkstall Forge, Leeds LS5 3BF. ZenAuto Limited's company registration number is 10967345. ZenAuto is the trading name of ZenAuto Limited.