The best cars for £90 per month

  • You CAN get behind the wheel of a new car for as little as £90 per month
  • Prices can vary depending on how much cash you have for a deposit
  • Better value PCP deals from £100 per month

We'll be frank. £90 per month might buy you a pretty good TV and internet package, but it's not going to get you access to a slew of new cars.

There are more choices at £100 per month, and many, many more choices (including leasing deals) at £150 per month.

Nevertheless, if you really really want a brand new car for £90 per month, you do have options. Technically, you could probably get any car you wanted for this much money assuming you had a large enough deposit. For a city car, typically you'll need around £3,500 - £5,000.

If you can stretch to more money per month, or don't fancy stumping up such a hefty deposit, you can get even even better deals for not much more money.

Best new cars for £90 a month 2021


PCP: Mitsubishi Mirage

Best new car for £90 a month for: reliability

2021 Mitsubishi Mirage

Not the best supermini around. But cheap finance and a five-year warranty makes the Mirage a canny buy if you don't drive a lot and just want something to get around in.

The 1.2-litre petrol engine is capable of more than 50mpg. Insurance is cheap too.

Your £90 per month can squeeze you into different trim levels and an automatic gearbox, but we recommend going with the most basic Verve spec model.**

Mitsubishi Mirage PCP deal

  • Monthly cost: £85.60 (48 payments)
  • Deposit: £3,250
  • Total amount payable by customer to buy car: £11,232.65
  • Cash price: £10,575
  • Mileage allowance: 6,000 miles per year
  • APR: 2.9%

PCP finance tips: Remember the deposit

2019 Nissan Juke

Numbers can be deceiving. You can theoretically get any car you want for £90 per month, with a large enough deposit.

For instance, in this representative finance quote, the Nissan Juke will cost you an additional £9,385 to buy outright than the Mitsubishi Mirage above - but is still just £90 per month. Why? Because in this instance, a whopping £7,465 is needed up front.

  • Monthly cost: £90 (48 payments)
  • Deposit: £7,465 (including £500 manufacturer deposit contribution)
  • Total amount payable by customer to buy car: £21,646
  • Cash price: £19,960
  • Mileage allowance: 6,000 miles per year
  • APR: 4.9%

Check out the best deals for all budgets below:

>> Best cars for £100 per month
>> Best cars for £150 per month
>> Best cars for £200 per month
>> Best cars for £300 per month
>> Best cars for £400 per month
>> Best cars for £500 per month
>> Top cash, finance and leasing offers: Deal Watch

Want to find out more about car finance? Watch our video guides to PCP financePCH leasing and Hire Purchase or visit our car finance calculator to find out how much you can afford to borrow.

What to read next:

>> What is PCP?
>> What happens at the end of a PCP deal?
>> How does car leasing work?
>> Lease or buy: rent or keep?
>> How to find cheap car finance
>> The guide to used car finance

** These deals are indicative examples of some packages available as of 5 January 2021, but are subject to change without prior notice. Everyone's financial circumstances are different and the availability of credit is subject to status. Terms, conditions and exclusions apply. Parkers cannot recommend a deal for you specifically.

Bauer Consumer Media Limited is an appointed representative of ZenAuto Limited for the broking of regulated consumer hire agreements. ZenAuto Limited is authorised and regulated by the Financial Conduct Authority. ZenAuto Limited's registered office is Number One, Great Exhibition Way, Kirkstall Forge, Leeds LS5 3BF. ZenAuto Limited's company registration number is 10967345. ZenAuto is the trading name of ZenAuto Limited.