The best cars for £90 per month

  • You CAN get behind the wheel of a new car for as little as £90 per month
  • Prices can vary depending on how much cash you have for a deposit
  • Top value PCP deals this way

£90 per month. What can it get you? A pretty good TV and internet package. A fairly decent health club pass. About 15 pints in London. Or, that's right, a new car.

Now, for this price range, there aren't a huge number of deals out there. Upping your budget to £100 or £150 per month vastly increases the cars on offer. Nevertheless, we’ve tracked down a few of the UK’s best value new cars for the same price of a medium-sized night out each month.

Word of warning: to get a car for such a piddling amount, you'll need to cough up a pretty big deposit. Around £4,000 in some cases.

If you have a bigger budget, or want to put down a much smaller deposit, you can take advantage of even better deals that can get you much more car for not much more per month. Visit the Parkers personal leasing search tool to search for your next car and check out the top deals for different budgets below:

Looking to find out more about car finance? Watch our video guides to PCP finance, PCH leasing and Hire Purchase, or visit our finance tool to find out how much you can afford to borrow.

Best new cars for £90 a month


PCP: MG 3 - £89/month

Best new car under £90 a month for: size

2020 MG 3

The MG3 is a small and affordable back-to-basics kind of car. It's only offered as a five-door hatchback, with one engine and a manual gearbox. The 1.5-litre motor isn't anything to write home about, but its efficient use of space results in a cabin that is one of the most spacious in the class.

It isn't quite as good as its main rivals, like the Ford Fiesta. However, the price makes it tempting. Its seven-year warranty adds to the appeal..

Like every other car for sub £100, a hefty deposit is needed.**

Leasing price: from £226 per month

MG 3 PCP deal

  • Monthly cost: £89 (48 payments)
  • Deposit: £4,000
  • Total amount payable by customer to buy car: £11,032.85
  • Cash price: £9,995
  • Mileage allowance: 6,000 miles per year
  • APR: 5.9%

PCP: Suzuki Ignis - £89/month

Best new car under £90 a month for: SUV-looks

2020 Suzuki Ignis rear

If you'd like a fashion-following city car-sized SUV rather than a simple small hatchback, the Ignis is one of the cheapest around.

A tall car considering its dimensions, the Ignis has loads of headroom, and it's also very easy to get in and out of. Thanks to the efficient engine, light underpinnings and a host of safety systems, it's cheap to run too.

Nowhere near as refined or as nice to sit in as say, a Volkswagen Polo, but it is at least something slightly different from the norm.**

Suzuki Ignis PCP deal

  • Monthly cost: £89 (47 payments)
  • Deposit: £4,250
  • Total amount payable by customer to buy car: £14,117.36
  • Cash price: £12,249
  • Mileage allowance: 6,000 miles per year
  • APR: 6.9%

PCP finance tips: Remember the deposit

2019 Nissan Juke

Numbers can be deceiving. You can theoretically get any car you want for £90 per month, with a large enough deposit.

For instance, in this representative finance quote, the Nissan Juke is £9,000 more expensive than the Suzuki Ignis above, but is £9 per month cheaper in this deal detailed below. Because in this instance, a whopping £7,631 is needed up front.

  • Monthly cost: £80 (36 payments)
  • Deposit: £7,631 (including £500 manufacturer deposit contribution)
  • Total amount payable by customer to buy car: £20,528
  • Cash price: £18,995
  • Mileage allowance: 6,000 miles per year
  • APR: 5.0%

What to read next:

** These deals are indicative examples of some packages available as at 3 April 2020, but are subject to change without prior notice. Everyone's financial circumstances are different and the availability of credit is subject to status. Terms, conditions and exclusions apply. Parkers cannot recommend a deal for you specifically.