Car finance: best new car deals for less than £90 per month

  • You CAN get behind the wheel of a new car for as little as £90 per month
  • Prices can vary depending on how much cash you have for a deposit
  • Top value PCP deals this way

£90 per month, what can it get you? A pretty good TV and internet package. A fairly decent health club pass. About 15 pints in London. Or, that's right, a new car.

Now, for this price range, there aren't a huge number of deals out there. Upping your budget to £100 or £150 per month vastly increases the cars on offer. Nevertheless, we’ve tracked down a few of the UK’s best value new cars for the same price of a medium-sized night out each month.

If you have a bigger budget you can take advantage of even better deals that can get you much more car for not much more per month. Visit the Parkers personal leasing search tool to search for your next car and check out the top deals for different budgets below:

Looking to find out more about car finance? Watch our video guides to PCP finance, PCH leasing and Hire Purchase, or visit our finance tool to find out how much you can afford to borrow.

Best new cars for under £100 a month

PCP: Dacia Sandero - £89/month

Best new car for less than £90 a month for: size

Red 2017 Dacia Sandero

Officially, the cheapest new car in the UK, with a modest starting price of £6,995.

In this £90 per month price range, you might be expecting the Sandero to be a tiny city car with no luxuries whatsoever. Well, you're half right. In terms of size, it goes toe-to-toe with the likes of the Ford Fiesta, but in terms of price, it goes up against smaller cars like the Skoda Citigo.

This £89 per month Access model is the cheapest of the cheap. The next spec up, Essential, adds a DAB radio, remote central locking, and front electric windows for not a lot more money.**

Dacia Sandero SCe 75 Access PCP deal

  • Monthly cost: £89 (48 payments)
  • Deposit: £1,200 (including £250 manufacturer deposit contribution)
  • Total amount payable by customer to buy car: £8,088
  • Cash price: £6,995
  • Mileage allowance: 6,000 miles per year
  • APR: 6.9%

PCP: Hyundai i10 - £90/month

Best new car under £90 a month for: ease of driving

Silver Hyundai i10 rear static

A whole class smaller than the Sandero above. Which means it provides slightly less value for money in terms of size and space, but the interior is a bit nicer, and it's also easier to park.

The i10 is agile, yet stable, even at speed, and it takes short motorway jaunts with relative ease for a car of this size.

It should be noted that this is for the outgoing model - there's a new one in the showrooms too. Although it won't be available for less than £90 per month.**

Hyundai i10 1.0 S PCP deal

  • Monthly cost: £90 (48 payments)
  • Deposit: £2,700 (including £1,000 manufacturer deposit contribution)
  • Total amount payable by customer to buy car: £10,939.13
  • Cash price: £10,025
  • Mileage allowance: 6,000 miles per year
  • APR: 4.9%

PCP finance tips: Remember the deposit

Red 2020 Nissan Juke

Numbers can be deceiving. You can theoretically get any car you want for £90 per month, with a large enough deposit.

For instance, this Nissan Juke is £9,670 more expensive than the Hyundai i10 above, but is £10 per month cheaper in this deal detailed below. Because in this instance, a whopping £7,631 is needed up front.

Nissan Juke N- Connecta

  • Monthly cost: £80 (36 payments)
  • Deposit: £7,631 (including £500 manufacturer deposit contribution)
  • Total amount payable by customer to buy car: £20,528
  • Cash price: £18,995
  • Mileage allowance: 6,000 miles per year
  • APR: 5.0%

What to read next:

** These deals are indicative examples of some packages available as at 9 January 2020, but are subject to change without prior notice. Everyone's financial circumstances are different and the availability of credit is subject to status. Terms, conditions and exclusions apply. Parkers cannot recommend a deal for you specifically.